--- updatedAt: 2026-03-03T17:18:05.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # Algeria Learn everything you need to know to make payouts in Algeria with dLocal. [block:html] { "html": "\n \n
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Market specifications

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\n Country reference\n Mandatory paramenters\n\n
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Payment methods

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\n Bank transfers\n Wallet transfers\n
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Bank information

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\n Bank account validations\n Bank codes\n
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\n \n " } [/block] *** # Market specifications Do you want to know more information about Algeria's market? Go to the [Expand Your Reach in Africa’s eCommerce Market](https://dlocal.com/payment-processors-middle-east-africa) article. ## Country reference | `country` code | `currency` code | `amount` decimals | | :------------: | :-------------: | :---------------: | | `DZ` | `DZD` | 2 | ## Mandatory parameters ### Bank transfers | Bank transfer parameters | B2C | B2B | P2P | | :--------------------------------- | :-: | :-: | :-: | | `external_id` | Yes | Yes | Yes | | `payment_method_id` | Yes | Yes | Yes | | `flow_type` | Yes | Yes | Yes | | `purpose` | Yes | Yes | Yes | | `country` | Yes | Yes | Yes | | `amount` | Yes | Yes | Yes | | `currency` | Yes | Yes | Yes | | `beneficiary.first_name` | Yes | - | Yes | | `beneficiary.last_name` | Yes | - | Yes | | `beneficiary.business_name` | - | Yes | - | | `beneficiary.bank_account.account` | Yes | Yes | Yes | | `beneficiary.address.street` | Yes | Yes | Yes | ### Wallet transfers | Wallet transfer parameters | B2C | B2B | P2P | | :--------------------------------- | :-: | :-: | :-: | | `external_id` | Yes | Yes | Yes | | `payment_method_id` | Yes | Yes | Yes | | `flow_type` | Yes | Yes | Yes | | `purpose` | Yes | Yes | Yes | | `country` | Yes | Yes | Yes | | `amount` | Yes | Yes | Yes | | `currency` | Yes | Yes | Yes | | `beneficiary.first_name` | Yes | - | Yes | | `beneficiary.last_name` | Yes | - | Yes | | `beneficiary.business_name` | - | Yes | - | | `beneficiary.phone` | Yes | Yes | Yes | | `beneficiary.instant_payment.type` | Yes | Yes | Yes | | `beneficiary.instant_payment.id` | Yes | Yes | Yes | # Payment methods Algeria supports payouts via Bank transfers and Mobile Money. Each method has specific required parameters and validations aligned with the local banking and telecom systems. Use Bank Transfers to deposit funds directly into a local bank account, requiring a full account number and beneficiary address. Use Mobile Money to send funds using mobile phone numbers tied to local e-wallets, accepted only from major operators. ## Bank transfers Bank transfers in Algeria require a 20-digit account number, with the first three digits corresponding to a valid bank code listed below. A full address must be included. ### Mandatory params All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types. | Parameter | Description | | ---------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------- | | `external_id` | Payout identification at the merchant's end. Maximum 100 characters. | | `payment_method_id` | Payment method identifier. For bank transfers, use `BANK_TRANSFER`. | | `flow_type` | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person). | | `purpose` | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3). | | `country` | Country code. For Algeria, use `DZ`. | | `amount` | Payout amount. Use up to 2 decimal places. | | `currency` | Source currency of the FX operation. For Algeria, use `DZD`. Payouts are always paid in local currency to the beneficiary. | | `beneficiary.first_name` | Beneficiary's first name. Maximum 50 characters. | | `beneficiary.last_name` | Beneficiary's last name. Maximum 50 characters. | | `beneficiary.business_name` | Beneficiary's business name. Mandatory only for B2B. | | `beneficiary.bank_account.account` | Beneficiary's bank account number. 20 characters. First 3 must be a valid bank code. See the list of valid [bank codes](#bank-codes). | | `beneficiary.address.street` | Beneficiary's street address. Maximum 200 characters. | ### Example request ```json Bank transfers - B2C { "external_id": "BT_B2C_001", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2C", "purpose": "PAYROLL", "country": "DZ", "amount": 75000.50, "currency": "DZD", "beneficiary": { "first_name": "Fatima", "last_name": "Zohra", "bank_account": { "account": "00799999001977391732" }, "address": { "street": "123 Rue de la Liberté, Alger" } } } ``` ```json Bank Transfer - B2B { "external_id": "b2b-bank-invoice-678", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2B", "purpose": "SUPPLIER", "country": "DZ", "amount": 280000.00, "currency": "DZD", "beneficiary": { "business_name": "Algerian Goods SARL", "bank_account": { "account": "00799999001977391732" }, "address": { "street": "456 Avenue des Martyrs, Oran" } } } ``` ```json Bank Transfer - P2P { "external_id": "p2p-bank-support-009", "payment_method_id": "BANK_TRANSFER", "flow_type": "P2P", "purpose": "FAMILY_MAINTENANCE", "country": "DZ", "amount": 15000.00, "currency": "DZD", "beneficiary": { "first_name": "Ahmed", "last_name": "Brahimi", "bank_account": { "account": "00799999001977391732" }, "address": { "street": "789 Boulevard de la Paix, Constantine" } } } ``` ## Wallet transfers Wallet transfers enable real-time payments to mobile wallets. The `beneficiary.instant_payment.type` field must always indicate `"mobile"` for Mobile Money payouts. [block:parameters] { "data": { "h-0": "Parameter", "h-1": "Description", "0-0": "`external_id`", "0-1": "Payout identification at the merchant's end. Maximum 100 characters.", "1-0": "`payment_method_id`", "1-1": "Payment method. For wallet transfers, use `INSTANT_PAYMENT`.", "2-0": "`flow_type`", "2-1": "Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).", "3-0": "`purpose`", "3-1": "Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).", "4-0": "`country`", "4-1": "Country code. For Algeria, use `DZ`.", "5-0": "`amount`", "5-1": "Payout amount. Use up to 2 decimal places.", "6-0": "`currency`", "6-1": "Source currency of the FX operation. For Algeria, use `DZD`. Payouts are always paid in local currency to the beneficiary.", "7-0": "`beneficiary.first_name`", "7-1": "Beneficiary's first name. Maximum 50 characters.", "8-0": "`beneficiary.last_name`", "8-1": "Beneficiary's last name. Maximum 50 characters.", "9-0": "`beneficiary.business_name`", "9-1": "Beneficiary's business name. Mandatory only for B2B.", "10-0": "`beneficiary.phone`", "10-1": "Beneficiary's phone number. Maximum 10 digits. Must start with:
• `07` - Orascom (Djezzy)
• `05` - Ooredoo
• `06` - Mobilis", "11-0": "`beneficiary.instant_payment.type`", "11-1": "Mobile payment provider. Specify the appropriate mobile money service provider for the beneficiary. Always use `\"mobile\"` for Mobile Money payouts.", "12-0": "`beneficiary.instant_payment.id`", "12-1": "Identifier used for the instant payment, typically the beneficiary's mobile number." }, "cols": 2, "rows": 13, "align": [ "left", "left" ] } [/block] ### Example request ```json Mobile Money - B2C { "external_id": "b2c-wallet-reward-444", "payment_method_id": "INSTANT_PAYMENT", "flow_type": "B2C", "purpose": "REWARDS", "country": "DZ", "amount": 2500.00, "currency": "DZD", "beneficiary": { "first_name": "Leila", "last_name": "Haddad", "phone": "0551234567", "instant_payment": { "type": "mobile", "id": "0551234567" } } } ``` ```json Mobile Money - B2B { "external_id": "b2b-wallet-service-555", "payment_method_id": "INSTANT_PAYMENT", "flow_type": "B2B", "purpose": "DIGITAL_GOODS", "country": "DZ", "amount": 42000.75, "currency": "DZD", "beneficiary": { "business_name": "Algerie Web Services", "phone": "0551234567", "instant_payment": { "type": "mobile", "id": "0551234567" } } } ``` ```json Mobile Money - P2P { "external_id": "p2p-wallet-friends-666", "payment_method_id": "INSTANT_PAYMENT", "flow_type": "P2P", "purpose": "REMITTANCES", "country": "DZ", "amount": 5000.00, "currency": "DZD", "beneficiary": { "first_name": "Karim", "last_name": "Madani", "phone": "0551234567", "instant_payment": { "type": "mobile", "id": "0551234567" } } } ``` # Bank information Access the reference formats and accepted values required for processing bank payouts in Algeria.
## Bank codes
These are the values the `bank_code` parameter can take in Algeria. | Bank Name | Bank Code | | :-------------------------------- | :-------: | | ABC Bank Algeria | 014 | | Al Salam Bank Algeria | 038 | | Algeria Gulf Bank | 032 | | Arab Bank PLC | 026 | | BNP Paribas | 027 | | Banque Algerienne Developp. Rural | 003 | | Banque d'Algerie | 111 | | Banque Developpement Local | 005 | | Banque Exterieur d'Algerie | 002 | | Banque Nationale d'Algerie | 001 | | Calyon | 036 | | Centre des Cheques Postaux | 007 | | City Bank | 012 | | CNEP | 011 | | CNMA | 010 | | Crédit Populaire d'Algérie | 004 | | El Baraka | 006 | | Fransabank | 035 | | Housing Bank AG | 031 | | HSBC Algeria | 037 | | Natixis | 020 | | Societe Generale Algerie | 021 | | Tresor Central | 008 | | Trust Bank | 029 |