--- updatedAt: 2026-06-11T15:28:01.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # Ecuador Learn about the dLocal supported payment methods in Ecuador. [block:html] { "html": "\n \n
\n\n \n
\n
\n
\"\"
\n

Market specifications

\n

\n Take a look of all the payment methods available. \n

\n Country reference\n Cards supported\n APM supported\n
\n
\n \n \n \n
\n
\"\"
\n

Cards


\n

\n Find all the information about the card supported capabilities. \n

\n Capabilities\n Process Card Payments\n
\n
\n \n \n
\n
\n
\"\"
\n

Alternative Payments

\n

\n Learn how to integrate cash, bank transfer or wallet payment. \n

\n Pago Efectivo\n Deuna\n
\n
\n \n " } [/block] *** # Market specifications Do you want to know more information about Ecuador's market? Go to the [Ecuador’s economy and eCommerce market](https://dlocal.com/payment-processors-in-latin-america/ecuador-payment-methods-processors-ecommerce-market-dlocal/) article. ## Country reference | `country` code | `currency` code | `amount` decimals | `document` name | `document` format | `document` required? | | :------------: | :-------------: | :---------------: | :-------------: | :--------------------: | :------------------: | | `EC` | `USD` | 2 | CI | Between 5 to 20 digits | Yes | ## Cards supported | `payment_method_id` | Brand ID | Name | `payment_method_type` | Details | Allowed Flows | Logo | | :------------------ | :------- | :----------------- | :-------------------- | :------------ | :------------------ | :---------------------------------------------------------------------------------- | | `CARD` | `VI` | Visa | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `VD` | Visa Debit ​ | `CARD` | Debit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `MC` | Mastercard | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `MD` | Mastercard Debit ​ | `CARD` | Debit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `AE` | American Express | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `AA` | Alia | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | > ℹ️ > > To offer all the card options that may be available in your integration, send the `payment_method_id` as `CARD`. ## Alternative Payment Method supported | `payment_method_id` | Name | `payment_method_type` | Details | Allowed Flows | Logo | | :------------------ | :------------ | :-------------------- | :------------- | :------------------ | :------------------------------------------------------------------------------- | | `EF` | Pago Efectivo | `TICKET` | Cash Payment | `DIRECT` `REDIRECT` | | | `QR` | Deuna | `TICKET` | Wallet Payment | `REDIRECT` | | *** # Cards ## Capabilities | | Visa Credit | Visa Debit | Mastercard Credit | Mastercard Debit | American Express | Alia | | :---------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | | **Minimum amount** | 1 USD | 1 USD | 1 USD | 1 USD | 1 USD | 1 USD | | **Refunds** | Yes | Yes | Yes | Yes | Yes | Yes | | **Recurring** | Yes | Yes | Yes | Yes | Yes | Yes | | **Chargeback option** | Yes | Yes | Yes | Yes | Yes | Yes | | **Chargeback Dispute option** | Yes | Yes | Yes | Yes | Yes | Yes | | **Descriptor** | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | ## How to process Card Payments? Learn how to process payments with credit and debit cards with dLocal in our [Card Payments](https://docs.dlocal.com/docs/card-payments) section. *** # Alternative Payment Method ## Pago Efectivo Pago Efectivo is a network that allows users to make purchases or recharges online in cash without the need for cards, through a CIP code provided. ### Capabilities | | Pago Efectivo | | :--------------------------------- | :------------------------- | | **Min. amount** | 1 USD | | **Max. expiration time supported** | 5 days | | **Notification delay** | Immediate | | **Refunds** | Yes | | **Flow** | `DIRECT`
`REDIRECT` | ### Request parameters | Property | Type | Description | Mandatory? | | :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :--------- | | `amount` | Number | Amount to be charged. | Yes | | `currency` | String | `USD`

Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217). | Yes | | `country` | String | `EC`

Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes | | `payment_method_id` | String | `EF`

ID of the selected payment method. | Yes | | `payment_method_flow` | String | `DIRECT` or `REDIRECT` | Yes | | `payer.name` | String | Name of the payer. | Yes | | `payer.email` | String | Email of the payer. | Yes | | `payer.document` | String | Document of the payer. | Yes | | `order_id` | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No | | `notification_url` | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No | ### Examples ```json Request Example { "amount": 20, "currency": "USD", "country": "EC", "payment_method_id": "EF", "payment_method_flow": "DIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com", "document": "12345678", "address": { "country": "EC", "state": "Guayas", "city": "Guayaquil", "zip_code": "8858", "street": "Av. Principal", "number": "5940" } }, "order_id": "34545sk3483kqw0", "description": "Tshirt", "notification_url": "http://merchantsite.com/notification/new", "callback_url": "http://merchantsite.com/success_page" } ``` ```json Response Example { "id": "D-4-f160d4da-f578-4f9b-9973-6f01563d99c9", "amount": 20, "currency": "USD", "payment_method_id": "EF", "payment_method_type": "TICKET", "payment_method_flow": "DIRECT", "country": "EC", "bank_transfer": {}, "ticket": { "type": "CUSTOM", "number": "165815182", "expiration_date": "2023-06-17T11:59:00.000+0000", "id": "EF-143971026", "company_name": "DEMERGE ECUADOR SAC", "image_url": "https://pay.dlocal.com/gmf-apm/payments/M-54aaae20-aef7-45cd-9ed9-997d12d76d98", "amount": 20, "currency": "USD" }, "created_date": "2023-06-12T19:20:32.000+0000", "status": "PENDING", "status_detail": "The payment is pending.", "status_code": "100", "order_id": "34545sk3483kqw0", "notification_url": "http://merchant.com/notification/new" } ``` ### Example ticket Pago Efectivo UI built with the information in the example above. ## Deuna Deuna is a payment solution that allows users to pay for purchases with the balance in their Deuna account. It’s designed for one-shot payments. ### Capabilities | | Deuna | | :--------------------------------- | :---------- | | **Min. amount** | 1 USD | | **Max. expiration time supported** | 720 minutes | | **Notification delay** | Immediate | | **Refunds** | Yes | | **Flow** | `REDIRECT` | ### UX Flow ![](https://files.readme.io/263331b182778b3d07bccd5e63a30afc7a810516d2293c4daa0865c8e2dc2e46-image.png) ### Request parameters | Property | Type | Description | Mandatory? | | :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :--------- | | `amount` | Number | Amount to be charged. | Yes | | `currency` | String | `USD`

Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217). | Yes | | `country` | String | `EC`

Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes | | `payment_method_id` | String | `QR`

ID of the selected payment method. | Yes | | `payment_method_flow` | String | `REDIRECT` | Yes | | `payer.name` | String | Name of the payer. | No | | `payer.email` | String | Email of the payer. | No | | `payer.phone` | String | Phone of the payer. | No | | `order_id` | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No | | `notification_url` | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No | | `callback_url` | String | URL where the user will be redirected after approval of the transaction. | Yes | ### Examples ```json Request Example { "amount": 10, "currency": "USD", "country": "EC", "payment_method_id": "QR", "payment_method_flow": "REDIRECT", "payer": { "name": "Jaramillo Alvear Patricio Ramiro", "email": "japr@myemail.com", "phone": "51234567" }, "order_id": "#34575sk3488kqw4", "notification_url": "http://merchantsite.com/notification/new", "callback_url": "http://merchantsite.com/success_page" } ``` ```json Synchronus Response Example { "id": "R-4-01697d3a-d89a-455e-9c56-36eb4e8d6c19", "amount": 10, "currency": "USD", "payment_method_id": "QR", "payment_method_type": "TICKET", "payment_method_flow": "REDIRECT", "country": "EC", "created_date": "2025-06-12T09:51:01.000+0000", "status": "PENDING", "status_detail": "The payment is pending.", "status_code": "100", "order_id": "#34575sk3488kqw4", "notification_url": "http://merchantsite.com/notification/new", "redirect_url": "https://pay.dlocal.com/collect/pay/pay/M-de20ae10-0953-11e9-b88f-39144191f925?xtid=CATH-ST-1545859142-2123845504" } ``` ```json Asynchronous Response Example (Webhook) { "id": "R-4-01697d3a-d89a-455e-9c56-36eb4e8d6c19", "amount": 10, "currency": "USD", "payment_method_id": "QR", "payment_method_type": "TICKET", "payment_method_flow": "REDIRECT", "country": "EC", "created_date": "2025-06-12T10:09:02.000+0000", "status": "PAID", "status_detail": "The payment was paid.", "status_code": "200", "order_id": "#34575sk3488kqw4", "description": "Tshirt", "notification_url": "http://merchantsite.com/notification/new" } ```