--- updatedAt: 2026-03-03T17:18:33.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # Guatemala Learn everything you need to know to make payouts in Guatemala with dLocal. [block:html] { "html": "\n \n
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Market specifications

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\n Country reference\n Mandatory paramenters\n\n
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Payment methods

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\n Find all the information about payment methods capabilities. \n

\n Bank transfers\n
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Bank information

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\n Find all the bank account validations details you need to make a payout. \n

\n Bank codes\n
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\n \n " } [/block] *** # Market specifications Do you want to know more information about Guatemala's market? Go to the [Tap Into Latin America’s High-Growth Potential](https://dlocal.com/payment-processors-in-latin-america/) article. ## Country reference | try\` code | `currency` code | `amount` decimals | `beneficiary.document.type` name | `beneficiary.document.id` format | | :--------: | :-------------: | :---------------: | :------------------------------: | :------------------------------: | | `GT` | `GTQ` | 2 | CUI | 13 digits | ## Mandatory parameters ### Bank transfers | Bank transfer parameters | B2C | B2B | USD accounts | P2P | | ---------------------------------- | :-: | :-: | :----------: | :-: | | `external_id` | Yes | Yes | Yes | Yes | | `payment_method_id` | Yes | Yes | Yes | Yes | | `flow_type` | Yes | Yes | Yes | Yes | | `purpose` | Yes | Yes | Yes | Yes | | `country` | Yes | Yes | Yes | Yes | | `amount` | Yes | Yes | Yes | Yes | | `currency` | Yes | Yes | Yes | Yes | | `currency_to_pay` | - | - | Yes | - | | `beneficiary.first_name` | Yes | - | Yes\* | Yes | | `beneficiary.last_name` | Yes | - | Yes\* | Yes | | `beneficiary.business_name` | - | Yes | Yes\* | - | | `beneficiary.document.type` | Yes | Yes | Yes | Yes | | `beneficiary.document.id` | Yes | Yes | Yes | Yes | | `beneficiary.bank_account.code` | Yes | Yes | Yes | Yes | | `beneficiary.bank_account.account` | Yes | Yes | Yes | Yes | | `beneficiary.bank_account.type` | Yes | Yes | Yes | Yes | | `remitter.first_name` | - | - | - | Yes | | `remitter.last_name` | - | - | - | Yes | | `remitter.document.type` | - | - | - | Yes | | `remitter.document.id` | - | - | - | Yes | | `remitter.address.country` | - | - | - | Yes | > \* For USD accounts, use `beneficiary.first_name`/`beneficiary.last_name` for B2C and `beneficiary.business_name` for B2B. *** # Payment methods Guatemala supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards. ## Bank transfers Bank transfers in Guatemala require detailed account information, including document ID, bank account, account type, bank code, and currency. The format of these fields depends on the receiving bank, and strict validation rules apply. Refer to the [bank codes](#bank-codes) section for format specifications. ### Mandatory parameters All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types. [block:parameters] { "data": { "h-0": "Mandatory parameter", "h-1": "Description", "0-0": "`external_id`", "0-1": "Unique payout identification at the merchant's end. Maximum 100 characters.", "1-0": "`payment_method_id`", "1-1": "Payment method identifier. For bank transfers, use `BANK_TRANSFER`.", "2-0": "`flow_type`", "2-1": "Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).", "3-0": "`purpose`", "3-1": "Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).", "4-0": "`country`", "4-1": "Country code. For Guatemala, use `GT`.", "5-0": "`amount`", "5-1": "Payout amount. Use up to 2 decimal places.", "6-0": "`currency`", "6-1": "Source currency of the FX operation. For Guatemala, use `GTQ` or `USD`.", "7-0": "`currency_to_pay`", "7-1": "Currency to be paid out:`USD`. Mandatory only if the payout needs to be paid in USD. In case this parameter is missing, the payout will be paid in local currency.", "8-0": "`beneficiary.first_name`", "8-1": "Beneficiary's first name. Maximum 50 characters. Required for B2C and P2P.", "9-0": "`beneficiary.last_name`", "9-1": "Beneficiary's last name. Maximum 50 characters. Required for B2C and P2P.", "10-0": "`beneficiary.business_name`", "10-1": "Beneficiary's business name. Maximum 100 characters. Required for B2B.", "11-0": "`beneficiary.document.type`", "11-1": "Beneficiary's document type. Use `CUI` for Código Único de Identificación.", "12-0": "`beneficiary.document.id`", "12-1": "Beneficiary's document number. 13 numeric digits.", "13-0": "`beneficiary.bank_account.code`", "13-1": "Bank code. See [bank codes](#bank-codes) below.", "14-0": "`beneficiary.bank_account.account`", "14-1": "Bank account number. Maximum 20 numeric digits.", "15-0": "`beneficiary.bank_account.type`", "15-1": "Beneficiary's bank account type. Account type: \n`CHECKING`: Checking accounts \n`SAVINGS`: Savings accounts", "16-0": "`remitter.first_name`", "16-1": "Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).", "17-0": "`remitter.last_name`", "17-1": "Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).", "18-0": "`remitter.document.type`", "18-1": "Remitter's document type. Use `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).", "19-0": "`remitter.document.id`", "19-1": "Remitter's document number. Maximum 45 characters. Mandatory only for remittance (P2P).", "20-0": "`remitter.address.country`", "20-1": "Remitter's country code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P)." }, "cols": 2, "rows": 21, "align": [ "left", "left" ] } [/block] ### Example request ```json Bank transfers - B2C { "external_id": "abc1234567812345678", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2C", "purpose": "OTHER_SERVICES", "country": "GT", "amount": 2000.00, "currency": "GTQ", "beneficiary": { "first_name": "JUAN", "last_name": "RUIZ", "document": { "type": "CUI", "id": "1234567891234" }, "bank_account": { "code": "101", "account": "10200009123123450", "type": "CHECKING" } } } ``` ```json Bank transfers - B2B { "external_id": "abc1234567812345679", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2B", "purpose": "OTHER_SERVICES", "country": "GT", "amount": 5000.00, "currency": "GTQ", "beneficiary": { "business_name": "Comercial Guatemala SA", "document": { "type": "CUI", "id": "9876543210123" }, "bank_account": { "code": "42", "account": "987654321012", "type": "CHECKING" } } } ``` ```json Bank transfers - P2P { "external_id": "abc1234567812345680", "payment_method_id": "BANK_TRANSFER", "flow_type": "P2P", "purpose": "REMITTANCES", "country": "GT", "amount": 1500.00, "currency": "GTQ", "beneficiary": { "first_name": "MARIA", "last_name": "GARCIA", "document": { "type": "CUI", "id": "4567891230123" }, "bank_account": { "code": "115", "account": "456789123456", "type": "SAVINGS" } }, "remitter": { "first_name": "John", "last_name": "Smith", "document": { "type": "PASS", "id": "AB123456" }, "address": { "country": "US" } } } ``` # Bank information Access the reference formats and accepted values required for processing bank payouts in Guatemala.
## Bank codes
These are the values the `beneficiary.bank_account.code` parameter can take in Guatemala. | Bank Name | Bank Code | | :------------------------------ | :-------: | | BAC Guatemala | 42 | | Banco Agromercantil | 144 | | Banco Azteca | 147 | | Banco de Antigua, S.A. | 141 | | Banco de Desarrollo Rural, S.A. | 116 | | Banco de Guatemala | 101 | | Banco de Los Trabajadores | 112 | | Banco Ficohsa Guatemala, S.A. | 139 | | Banco G & T Continental | 145 | | Banco Industrial, S.A. | 115 | | Banco Inmobiliario, S.A. | 113 | | Banco Internacional, S.A. | 119 | | Banco Inv | 148 | | Citibank NA | 130 | | Credicorp | 149 | | Crédito Hipotecario Nacional | 104 | | Nexa | 150 | | Promerica, S.A. | 140 | | Vivibanco, S.A. | 136 |