--- updatedAt: 2026-09-08T08:09:27.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # India Learn about the dLocal supported payment methods in India. [block:html] { "html": "\n \n
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Market specifications

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\n Take a look of all the payment methods available. \n

\n Country reference\n Cards supported\n APM supported\n
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Cards


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\n Find all the information about the card supported capabilities. \n

\n Brands\n Capabilities\n Process Card Payments\n
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Alternative Payments

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\n Learn how to integrate cash, bank transfer or wallet payment. \n

\n Wallets\n UPI\n UPI Direct\n UPI (Recurring)\n NetBanking\n NetBanking Recurring\n
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\n \n " } [/block] *** # Market specifications Do you want to know more information about India's market? Go to the [India’s economy and eCommerce market](https://dlocal.com/online-payment-processors-in-asia/india-payment-methods-processors-ecommerce-market/) article. ## Country reference | `country` code | `currency` code | `amount` decimals | `document` name | `document` format | `document` required? | | :------------: | :-------------: | :---------------: | :-------------: | :---------------------------------------------------------------------: | :------------------: | | `IN` | `INR` | 2 | PAN | 10 characters (5 letters, 4 numbers, 1 letter)
Full PAN validation | Yes | ## Cards supported | `payment_method_id` | Brand ID | Name | `payment_method_type` | Details | Allowed Flows | Logo | | :------------------ | :------- | :----------------- | :-------------------- | :----------------------- | :------------------ | :---------------------------------------------------------------------------------- | | `CARD` | `VI` | Visa | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `VD` | Visa Debit ​ | `CARD` | Debit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `MC` | Mastercard | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `MD` | Mastercard Debit ​ | `CARD` | Debit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `AE` | American Express | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `DC` | Diners | `CARD` | Credit Card ​ | `DIRECT` `REDIRECT` | | | `CARD` | `RU` | RuPay | `CARD` | Credit
Debit Card ​ | `DIRECT` `REDIRECT` | | To offer all the card options that may be available in your integration, send the `payment_method_id` as `CARD`. ## Alternative Payment Method supported | `payment_method_id` | Name | `payment_method_type` | Details | Allowed Flows | Logo | | :------------------ | :------------------- | :-------------------- | :------------ | :------------------ | :------------------------------------------------------------------------------- | | `NB` | NetBanking | `BANK_TRANSFER` | Bank Transfer | `REDIRECT` | | | `UI` | UPI | `BANK_TRANSFER` | Bank Transfer | `REDIRECT` | | | `UD` | UPI Direct | `BANK_TRANSFER` | Bank Transfer | `DIRECT` | | | `IR` | UPI Recurring | `BANK_TRANSFER` | Bank Transfer | `DIRECT` `REDIRECT` | | | `NZ` | NetBanking Recurring | `BANK_TRANSFER` | Bank Transfer | `REDIRECT` | | *** # Cards ## Brands Cards are highly relevant in India.
With Visa leading the race, Mastercard comes close second, but it’s the Local Schemes like RuPay which really are taking the market by storm. ## Capabilities | | Visa Credit | Visa Debit | Mastercard Credit | Mastercard Debit | American Express | Diners | RuPay | | :---------------------------- | :------------------------------------------ | :------------------------------------------ | :------------------------------------------ | :------------------------------------------ | :------------------------------------------ | :------------------------------------------ | :------------------------------------------ | | **Minimum amount** | 1 INR | 1 INR | 1 INR | 1 INR | 1 INR | 1 INR | 1 INR | | **Refunds** | Yes | Yes | Yes | Yes | Yes | Yes | Yes | | **Recurring** | Yes | Yes | Yes | Yes | No | Yes | No | | **Chargeback option** | Yes | Yes | Yes | Yes | Yes | Yes | Yes | | **Chargeback Dispute option** | Yes | Yes | Yes | Yes | Yes | Yes | Yes | | **Descriptor** | Can be personalized, depending on provider. | Can be personalized, depending on provider. | Can be personalized, depending on provider. | Can be personalized, depending on provider. | Can be personalized, depending on provider. | Can be personalized, depending on provider. | Can be personalized, depending on provider. | ## How to process Card Payments? Learn how to process payments with credit and debit cards with dLocal in our [Card Payments](https://docs.dlocal.com/docs/card-payments) section. *** # Alternative Payment Method ## UPI Unified Payment Interface (UPI) is an instantaneous real-time online payment system that allows instant funds transfer between accounts. It supports more than 207 local banks and has more than 100 million monthly active users in India. With **UPI Redirect** merchants can rely on dLocal to collect relevant data, such as UPI ID. ### Capabilities | | UPI | | :--------------------------------- | :--------- | | **Min. amount** | 1 INR | | **Max. expiration time supported** | 5 days | | **Notification delay** | Immediate | | **Refunds** | Yes | | **Flow** | `REDIRECT` | ### UX Flow The screenshots illustrate a generic UPI direct flow. ### Request parameters | Property | Type | Description | Mandatory? | | :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :-------------------------------------------- | | `amount` | Number | Amount to be charged. | Yes | | `currency` | String | `INR`

Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217). | Yes | | `country` | String | `IN`

Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes | | `payment_method_id` | String | `UI`

ID of the selected payment method. | Yes | | `payment_method_flow` | String | `REDIRECT` | Yes | | `payer.name` | String | Name of the payer. | Yes | | `payer.email` | String | Email of the payer. | Yes | | `payer.phone` | String | Phone number of the payer. | Yes | | `payer.document` | String | Document of the payer. | Yes | | `address.state` | String | State of the payer. | Yes (Only for cross-border PACB transactions) | | `address.city` | String | City of the payer. | Yes (Only for cross-border PACB transactions) | | `address.zip_code` | String | ZIP Code of the payer. Must be exactly 6 numeric digits (e.g., 560032) | Yes (Only for cross-border PACB transactions) | | `address.street` | String | Street of the payer. | Yes (Only for cross-border PACB transactions) | | `address.number` | String | Street number of the payer. | Yes (Only for cross-border PACB transactions) | | `order_id` | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No | | `notification_url` | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No | ### Examples ```json Request Example { "amount": 10, "currency": "INR", "country": "IN", "payment_method_id": "UI", "payment_method_flow": "REDIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com", "document": "EHFGA5967A", "phone": "8826320796", "address": { "state": "Goa", "city": "Goa ", "street": "Maddo Vaddo", "number": "1207", "zip_code": "403516" } }, "order_id": "345453483kqws0", "description": "Tshirt", "notification_url": "http://merchantsite.com/notification/new", "callback_url": "http://merchantsite.com/success_page" } ``` ```json Response Example { "id": "R-4-279612ac-1db2-4c8f-yhd3-abf8a7aa07ea", "amount": 10, "currency": "INR", "payment_method_id": "UI", "payment_method_type": "BANK_TRANSFER", "payment_method_flow": "REDIRECT", "country": "IN", "created_date": "2023-01-30T21:08:43.000+0000", "status": "PENDING", "status_detail": "The payment is pending.", "status_code": "100", "order_id": "345453483kqws0", "description": "Tshirt", "notification_url": "http://merchant.com/notification/new", "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-redirect/M-08707fd9-3797-678o-85b9-daabab2741f1" } ``` ## UPI Direct Unified Payment Interface (UPI) is an instantaneous real-time online payment system that allows instant funds transfer between accounts. It supports more than 207 local banks and has more than 100 million monthly active users in India. With **UPI Direct** merchants can directly collect necessary data at their own checkouts. ### Capabilities | | UPI Direct | | :--------------------------------- | :--------- | | **Min. amount** | 1 INR | | **Max. expiration time supported** | 7 minutes | | **Notification delay** | Immediate | | **Refunds** | Yes | | **Flow** | `DIRECT` | ### UX Flow The screenshots illustrate a generic OVO redirect flow. ### Request Parameters | Property | Type | Description | Mandatory? | | :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :-------------------------------------------- | | `amount` | Number | Amount to be charged. | Yes | | `currency` | String | `INR`

Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217). | Yes | | `country` | String | `IN`

Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes | | `payment_method_id` | String | `UD`

ID of the selected payment method. | Yes | | `payment_method_flow` | String | `DIRECT` | Yes | | `payer.name` | String | Name of the payer. | Yes | | `payer.email` | String | Email of the payer. | Yes | | `payer.phone` | String | Phone number of the payer. | Yes | | `payer.document` | String | Document of the payer. | Yes | | `address.state` | String | State of the payer. | Yes (Only for cross-border PACB transactions) | | `address.city` | String | City of the payer. | Yes (Only for cross-border PACB transactions) | | `address.zip_code` | String | ZIP Code of the payer. Must be exactly 6 numeric digits (e.g., 560032) | Yes (Only for cross-border PACB transactions) | | `address.street` | String | Street of the payer. | Yes (Only for cross-border PACB transactions) | | `address.number` | String | Street number of the payer. | Yes (Only for cross-border PACB transactions) | | `wallet.account_id` | String | UPI ID of the payer. | Yes | | `order_id` | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No | | `notification_url` | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No | ### Examples ```json Request Example { "amount": 100, "currency": "INR", "country": "IN", "payment_method_id": "UD", "payment_method_flow": "DIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com", "document": "EHFGA5967A", "phone": "8826320796", "address": { "state": "Goa", "city": "Goa ", "street": "Maddo Vaddo", "number": "1207", "zip_code": "403516" } }, "order_id": "345453483kqws0", "wallet": { "account_id": "jane8901@ybl" } } ``` ```json Response Example { "id": "F-4-4386e956-2e66-42e0-09rt-16a4dac7ffe5", "amount": 100, "currency": "INR", "payment_method_id": "UD", "payment_method_type": "WALLET", "payment_method_flow": "DIRECT", "country": "IN", "created_date": "2023-03-29T15:58:54.000+0000", "status": "PENDING", "status_detail": "The payment is pending.", "status_code": "100", "order_id": "345453483kqws0" } ``` ## UPI Recurring Unified Payment Interface (UPI) is an instantaneous real-time online payment system that allows instant funds transfer between accounts. It supports more than 207 local banks and has more than 100 million monthly active users in India. With **UPI Recurring** merchants can set up periodical payments. ### Capabilities | | UPI (Recurring) | | :--------------------------------- | :------------------------------------------------------ | | **Minimum Amount** | 25 INR | | **Max. expiration time supported** | 5 days | | **Notification delay** | Immediate | | **Refunds** | Yes. Full and Partial | | **Flow** | Enrollment: `REDIRECT`
Recurring Payment: `DIRECT` | ### UX Flow The screenshots illustrate a generic redirect UPI Recurring payment flow. The details of the flow can change according the payment method selected. ### One-Time User Enrollment This is the API request that is used to create the recurring payment mandate for UPI. #### Enrollment Request Parameters | Property | Type | Description | Mandatory? | | :------------------------------ | :------------------ | :-------------------------------------------------------------------------------------------------------------------------------------------------------- | :-------------------------------------------- | | `external_id` | String | An identifier used by the merchant to identify the enrollment in their system. | Yes | | `currency` | String | `INR` Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217). | Yes | | `country` | String | `IN` Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes | | `type` | String | `MERCHANT_SUBSCRIPTION`: For subscriptions with future recurring payments initiated by the merchant. | Yes | | `description` | String | Enrollment description. | No | | `payment_method_id` | String | `IR` ID of the selected payment method. | Yes | | `payment_method_flow` | String | `REDIRECT` | Yes | | `payer.name` | String | Name of the payer. | Yes | | `payer.email` | String | Email of the payer. | Yes | | `payer.phone` | String | Phone number of the payer without the country code prefix (+91). | Yes | | `payer.document` | Number | Document of the payer. | Yes (Only for cross-border PACB transactions) | | `address.state` | String | State of the payer. | Yes (Only for cross-border PACB transactions) | | `address.city` | String | City of the payer. | Yes nly for cross-border PACB transactions) | | `address.zip_code` | String | ZIP Code of the payer. Must be exactly 6 numeric digits (e.g., 560032) | Yes (Only for cross-border PACB transactions) | | `address.street` | String | Street of the payer. | Yes (Only for cross-border PACB transactions) | | `address.number` | String | Street number of the payer. | Yes (Only for cross-border PACB transactions) | | `subscription.start_date` | String (YYYY-MM-DD) | Subscription start date. The default is the current date. | No | | `subscription.end_date` | String (YYYY-MM-DD) | Subscription expiration date. If not provided, the subscription will not expire. | No | | `subscription.frequency` | String | Possible values: `WEEKLY`, `MONTHLY`, `SEMI_ANNUAL`, `ANNUAL`. | Yes | | `subscription.amount.type` | String | Possible values depending on the subscription:
`FIXED`: For fixed amount subscription;
`VARIABLE`: For variable amount subscriptions. | Yes | | `subscription.amount.value` | Number (10,2) | Fixed subscription amount in local currency. Required only for fixed amount subscriptions. | Conditional | | `subscription.amount.max_value` | Number (10,2) | Maximum subscription amount in local currency that can be charged for the subsequent recurring payments. Required only for variable amount subscriptions. | Conditional | | `notification_url` | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | Yes | | `callback_url` | String | The payer will be redirected to the merchant's website after completing the payment via the `callback_url` specified by the merchant. | Yes | #### Enrollment Examples [block:html] { "html": "\n\n\n \n \n URL Selector with Opacity\n \n\n\n
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Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217). | Yes | | `country` | String | `IN`

Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes | | `payment_method_id` | String | `NB`

ID of the selected payment method. | Yes | | `payment_method_flow` | String | `REDIRECT` | Yes | | `payer.name` | String | Name of the payer. | Yes | | `payer.email` | String | Email of the payer. | Yes | | `payer.phone` | String | Phone number of the payer. | Yes | | `payer.document` | String | Document of the payer. | Yes | | `address.state` | String | State of the payer. | Yes (Only for cross-border PACB transactions) | | `address.city` | String | City of the payer. | Yes (Only for cross-border PACB transactions) | | `address.zip_code` | String | ZIP Code of the payer. Must be exactly 6 numeric digits (e.g., 560032) | Yes (Only for cross-border PACB transactions) | | `address.street` | String | Street of the payer. | Yes (Only for cross-border PACB transactions) | | `address.number` | String | Street number of the payer. | Yes (Only for cross-border PACB transactions) | | `order_id` | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No | | `notification_url` | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No | ### Examples ```json Request Example { "amount": 100, "currency": "INR", "country": "IN", "payment_method_id": "NB", "payment_method_flow": "REDIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com", "document": "Avwpy0432g", "phone": "8826320796", "address": { "state": "Goa", "city": "Goa ", "street": "Maddo Vaddo", "number": "1207", "zip_code": "403516" } }, "order_id": "345453483kqws0", "description": "Tshirt", "notification_url": "http://merchantsite.com/notification/new", "callback_url": "http://merchantsite.comm/success_page" } ``` ```json Response Example { "id": "R-4-e69f0179-aa31-463e-a721-d9ae2b8ef817", "amount": 100, "currency": "INR", "payment_method_id": "NB", "payment_method_type": "BANK_TRANSFER", "payment_method_flow": "REDIRECT", "country": "IN", "created_date": "2023-03-09T21:16:03.000+0000", "status": "PENDING", "status_detail": "The payment is pending.", "status_code": "100", "order_id": "34545348fgdag3kqws0", "description": "Tshirt", "notification_url": "http://merchant.com/notification/new", "redirect_url": "https://pay.dlocal.com/gmf-apm/razorpay/M-5baba152-0172-49ca-b7d2-138ab014aaac" } ``` ## NetBanking Recurring NetBanking Recurring is designed to support on-demand or scheduled payments with weekly, monthly, semi-annual (six-month), annual or on-demand frequency. It also allows setting whether the amount to be charged is fixed or variable, depending on the merchant’s specific case. ### Capabilities | | NetBanking Recurring | | :--------------------------------- | :----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **Min. amount** | 1 INR | | **Max. expiration time supported** | 10 minutes | | **Notification delay** | T + 2 | | **Refunds** | No | | **Flow** | Enrollment: `REDIRECT` Recurring Payment: `DIRECT` | ### UX Flow NetBanking Recurring UX Flow ### One-Time User Enrollment This is the API request that is used to create the recurring payment mandate for NetBanking. ### Request Parameters
Property Type Description Mandatory?
`external_id` String An identifier used by the merchant to identify the enrollment in their system. Yes
`currency` String INR Transaction currency in ISO 4217 Yes
`country` String IN Transaction country in ISO 3166 Yes
`type` String `MERCHANT_SUBSCRIPTION`: For subscriptions with future recurring payments initiated by the merchant. Yes
`description` String Enrollment description. No
`payment_method_id` String NZ Yes
`payment_method_flow` String REDIRECT Yes
`payer.name` String Name of the payer Yes
`payer.email` String Email of the payer Yes
`payer.phone` String Phone number of the payer without the country code prefix (+91) Yes
`payer.document` Number Document of the payer Yes — only for cross-border PACB transactions
`address.state` String State of the payer Yes — only for cross-border PACB transactions
`address.city` String City of the payer Yes — only for cross-border PACB transactions
`address.zip_code` String ZIP Code of the payer. Must be exactly 6 numeric digits (e.g., 560032) Yes — only for cross-border PACB transactions
`address.street` String Street of the payer Yes — only for cross-border PACB transactions
`address.number` String Street number of the payer Yes — only for cross-border PACB transactions
`subscription.start_date` String (YYYY-MM-DD) Subscription start date. The default is the current date. To be used only for subscriptions. No
`subscription.end_date` String
(YYYY-MM-DD) 		Subscription expiration date. If not provided, the subscription will not expire. To be used only for subscriptions. No
`subscription.frequency` String Possible values supported: , `MONTHLY`, `SEMI_ANNUAL` or `ANNUAL`. No
`subscription.amount.type` String Possible values depending on the subscription:
`FIXED`: For fixed amount subscription;
`VARIABLE`: For variable amount subscriptions. 		Yes
`subscription.amount.value` Number (10,2) Fixed subscription amount in local currency. Required only for fixed amount subscriptions depending on the payment method. Conditional
`subscription.amount.max_value` Number (10,2) Maximum subscription amount in local currency that can be charged for the subsequent recurring payments. Required only for variable amount subscriptions. Conditional
`notification_url` String Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. Yes
`callback_url` String The payer will be redirected to the merchant’s website after completing the payment via the callback_url specified by the merchant Yes
### Examples [block:html] { "html": "\n\n\n \n \n URL Selector with Opacity\n \n\n\n
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\n\n\n" } [/block] ```json Request Example { "external_id": "fwbExmQQ7", "currency": "INR", "country": "IN", "type": "MERCHANT_SUBSCRIPTION", "description": "NetBanking Recurring - Monthly", "payment_method_id": "NZ", "payment_method_flow": "REDIRECT", "payer": { "phone": "9876543210", "name": "Jane Doe", "email": "janedoe@mymail.com" }, "subscription": { "start_date": "2025-09-10", "end_date": "2025-10-10", "frequency": "MONTHLY", "amount": { "type": "FIXED", "value": 10 } }, "notification_url": "http://merchantsite.com/notifications", "callback_url": "http://merchantsite.com/callback" } ``` ```json Response Example { "id": "E-4-3a8bcc85-d86e-4c9a-bbc4-8393b5fb488e", "external_id": "fwbExmQQ7", "status": "PENDING", "status_code": "100", "status_details": "The enrollment is pending.", "redirect_url": "http://gateway-manager-front.payments-dev.eu1/gmf-apm/payments/N-e56f409e-c4d6-4087-93cd-2df8df4c8409" } ``` ```json Asynchronous Response (Webhook) { "id": "E-4-3a8bcc85-d86e-4c9a-bbc4-8393b5fb488e", "external_id": "fwbExmQQ7", "currency": "INR", "country": "IN", "type": "MERCHANT_SUBSCRIPTION", "payment_method_id": "NZ", "payment_method_flow": "REDIRECT", "created_date": "2025-09-10T20:37:20.000+0000", "status": "ACTIVE", "status_detail": "The enrollment is active.", "status_code": "200", "notification_url": "https://merchant.com/enrollment_notifications" } ``` ### Recurring Payment (e-Nach Transaction) Once the subscription has been set up, a payment request must be sent within each period. Payments cannot be scheduled in advance; instead, the merchant must send the request on the day the payment is due. This flow is similar to a NetBanking one-time payment. The main difference is that it requires the `enrollment.id` to reference the initial customer authorization. ### Request Parameters
Property Type Description Mandatory?
`external_id` String An identifier used by the merchant to identify the enrollment in their system. Yes
`currency` String INR Transaction currency in ISO 4217 Yes
`country` String IN Transaction country in ISO 3166 Yes
`amount` Number Recurring payment amount Yes
`description` String Recurring payment description. No
`payment_method_id` String NZ Yes
`payment_method_flow` String DIRECT Yes
`payer.name` String Name of the payer Yes
`payer.email` String Email of the payer Yes
`enrollment.id` String Enrollment id of the initial customer authorization Yes
`notification_url` String Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. Yes
### Examples [block:html] { "html": "\n\n\n \n \n URL Selector with Opacity\n \n\n\n
\n \n
Post
\n \n \n \n \n \n \n\n \n
\n \n
\n
\n \n
\n
\n\n" } [/block] ```json Request Example { "amount": 50, "external_id": "fwbExmQQ7", "currency": "INR", "country": "IN", "payment_method_id": "NZ", "payment_method_flow": "DIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com" }, "enrollment": { "id": "E-4-3a8bcc85-d86e-4c9a-bbc4-8393b5fb488e" }, "notification_url": "http://merchantsite.com/notifications" } ``` ```json Response Example { "id": "E-4-3a8bcc85-d86e-4c9a-bbc4-8393b5fb488e", "amount": 50, "currency": "INR", "payment_method_id": "NZ", "payment_method_flow": "DIRECT", "country": "IN", "created_date": "2025-09-10T20:39:20.000+0000", "status": "PENDING", "status_details": "The payment is pending.", "status_code": "100", "notification_url": "http://merchantsite.com/notifications" } ``` ```json Asynchronous Response (Webhook) { "id": "E-4-3a8bcc85-d86e-4c9a-bbc4-8393b5fb488e", "amount": 50, "status": "PAID", "status_detail": "The payment is paid", "status_code": "200", "currency": "INR", "country": "IN", "payment_method_id": "NZ", "payment_method_flow": "DIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com" }, "notification_url": "http://merchantsite.com/notifications", "callback_url": "http://merchantsite.com/callback", "created_date": "2024-09-10T20:37:20.000+0000" } ```