---
updatedAt: 2026-05-28T22:54:47.000Z
agentTools:
  projectIndex: https://docs.dlocal.com/llms.txt
---

# Malaysia

Learn everything you need to know to make payouts in Malaysia with dLocal.

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***

# Market specifications

Do you want to know more information about Malaysia's market? Go to the [Accelerate Growth in Asia's Leading eCommerce Hubs](https://dlocal.com/online-payment-processors-in-asia/) article.

## Country reference

| `country` code | `currency` code | `amount` decimals | `beneficiary.document.type` name | `beneficiary.document.id` format |
| :------------: | :-------------: | :---------------: | :------------------------------: | :------------------------------: |
|      `MY`      |      `MYR`      |         2         |               NRIC               |             12 digits            |

## Mandatory parameters

### Bank transfers

| Bank transfer parameters           | B2C | B2B | P2P |
| :--------------------------------- | :-: | :-: | :-: |
| `external_id`                      | Yes | Yes | Yes |
| `payment_method_id`                | Yes | Yes | Yes |
| `flow_type`                        | Yes | Yes | Yes |
| `purpose`                          | Yes | Yes | Yes |
| `amount`                           | Yes | Yes | Yes |
| `currency`                         | Yes | Yes | Yes |
| `country`                          | Yes | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  | Yes |
| `beneficiary.last_name`            | Yes |  -  | Yes |
| `beneficiary.business_name`        |  -  | Yes |  -  |
| `beneficiary.bank_account.account` | Yes | Yes | Yes |
| `beneficiary.bank_account.code`    | Yes | Yes | Yes |
| `remitter.first_name`              |  -  |  -  | Yes |
| `remitter.last_name`               |  -  |  -  | Yes |
| `remitter.document.id`             |  -  |  -  | Yes |
| `remitter.document.type`           |  -  |  -  | Yes |
| `remitter.address.street`          |  -  |  -  | Yes |
| `remitter.address.city`            |  -  |  -  | Yes |
| `remitter.address.country`         |  -  |  -  | Yes |

### Wallet transfers

| Wallet transfer parameters         | B2C | B2B | P2P |
| :--------------------------------- | :-: | :-: | :-: |
| `external_id`                      | Yes | Yes | Yes |
| `payment_method_id`                | Yes | Yes | Yes |
| `flow_type`                        | Yes | Yes | Yes |
| `purpose`                          | Yes | Yes | Yes |
| `amount`                           | Yes | Yes | Yes |
| `currency`                         | Yes | Yes | Yes |
| `country`                          | Yes | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  | Yes |
| `beneficiary.last_name`            | Yes |  -  | Yes |
| `beneficiary.business_name`        |  -  | Yes |  -  |
| `beneficiary.instant_payment.id`   | Yes | Yes | Yes |
| `beneficiary.instant_payment.type` | Yes | Yes | Yes |
| `remitter.first_name`              |  -  |  -  | Yes |
| `remitter.last_name`               |  -  |  -  | Yes |
| `remitter.document.id`             |  -  |  -  | Yes |
| `remitter.document.type`           |  -  |  -  | Yes |
| `remitter.address.street`          |  -  |  -  | Yes |
| `remitter.address.city`            |  -  |  -  | Yes |
| `remitter.address.country`         |  -  |  -  | Yes |

***

# Payment methods

Malaysia supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

## Bank transfers

Bank transfers in Malaysia require detailed account information, including bank account number and bank code. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the [bank codes](#bank-codes) section for format specifications.

### Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

| Mandatory parameter                | Description                                                                                                                  |
| :--------------------------------- | :--------------------------------------------------------------------------------------------------------------------------- |
| `external_id`                      | Payout identification at the merchant's end. Maximum 100 characters.                                                         |
| `payment_method_id`                | Payment method identifier. For bank transfers, use `BANK_TRANSFER`.                                                          |
| `flow_type`                        | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).     |
| `purpose`                          | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).                                          |
| `country`                          | Country code. For Malaysia, use `MY`.                                                                                        |
| `amount`                           | Source currency of the FX operation. Use up to 2 decimal numbers.                                                            |
| `currency`                         | Payout currency. For Malaysia, use `MYR` or `USD`.                                                                           |
| `beneficiary.first_name`           | Beneficiary's first name. Maximum 50 characters.                                                                             |
| `beneficiary.last_name`            | Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.                          |
| `beneficiary.business_name`        | Beneficiary's business name. Mandatory only for B2B.                                                                         |
| `beneficiary.bank_account.account` | Beneficiary's bank account number. Minimum length 10 and maximum length 22.                                                  |
| `beneficiary.bank_account.code`    | Beneficiary's bank account code. See [available bank codes](#bank-codes) below.                                              |
| `remitter.first_name`              | Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).                                           |
| `remitter.last_name`               | Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).                                            |
| `remitter.document.id`             | Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P).                                             |
| `remitter.document.type`           | Remitter's document type: `NI` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P). |
| `remitter.address.street`          | Remitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).                                      |
| `remitter.address.city`            | Remitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).                                         |
| `remitter.address.country`         | Remitter's address country. ISO 3166-1 alpha-2 code. Mandatory only for remittance (P2P).                                    |

### Example request

```json Bank transfers - B2C
{
  "external_id": "1234567812345678",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "MY",
  "amount": 1100.00,
  "currency": "MYR",
  "beneficiary": {
    "first_name": "JUAN",
    "last_name": "NASCIMENTO",
    "bank_account": {
      "account": "0077870019888776",
      "code": "007"
    }
  }
}
```

## Wallet transfers

Wallet transfers enable real-time transfers using a Wallet ID linked to a Touch 'n Go wallet.

The `instant_payment.type` field must indicate the type of wallet being used (e.g., Touch 'n Go). The `instant_payment.id` field must be present and correctly formatted as the Wallet ID.

### Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

| Mandatory parameter                | Description                                                                                                                  |
| :--------------------------------- | :--------------------------------------------------------------------------------------------------------------------------- |
| `external_id`                      | Payout identification at the merchant's end. Maximum 100 characters.                                                         |
| `payment_method_id`                | Payment method identifier. For wallet transfers, use `INSTANT_PAYMENT`.                                                      |
| `flow_type`                        | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).     |
| `purpose`                          | Payout purpose code. See the [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).                                      |
| `amount`                           | Source currency of the FX operation. Use up to 2 decimal numbers.                                                            |
| `currency`                         | Payout currency. For Malaysia, use `MYR` or `USD`.                                                                           |
| `country`                          | Country code. For Malaysia, use `MY`.                                                                                        |
| `beneficiary.first_name`           | Beneficiary's first name. Maximum 50 characters.                                                                             |
| `beneficiary.last_name`            | Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.                          |
| `beneficiary.business_name`        | Beneficiary's business name. Mandatory only for B2B.                                                                         |
| `beneficiary.instant_payment.id`   | Beneficiary's wallet ID. Maximum 45 characters.                                                                              |
| `beneficiary.instant_payment.type` | Beneficiary's instant payment account type. Type of wallet being used: `TOUCHNGO` and `DUITNOW`                              |
| `remitter.first_name`              | Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).                                           |
| `remitter.last_name`               | Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).                                            |
| `remitter.document.id`             | Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P).                                             |
| `remitter.document.type`           | Remitter's document type: `NI` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P). |
| `remitter.address.street`          | Remitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).                                      |
| `remitter.address.city`            | Remitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).                                         |
| `remitter.address.country`         | Remitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P).                                   |

### Example request

```json Wallet transfers - B2C
{
  "external_id": "1234567812345678",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "MY",
  "amount": 1100.00,
  "currency": "MYR",
  "beneficiary": {
    "first_name": "JUAN",
    "last_name": "NASCIMENTO",
    "instant_payment": {
      "id": "123456789012",
      "type": "TOUCHNGO"
    }
  }
}
```

# Bank information

Access the reference formats and accepted values required for processing bank payouts in Malaysia.

<br />

<details>
<summary class="summary_head">

## Bank codes

</summary>

<br />

| Bank Name                                        | Bank code |
| ------------------------------------------------ | :-------: |
| Affin Bank Berhad                                |     6     |
| Affin Islamic Bank Berhad                        |     32    |
| Agrobank (Islamic)                               |     43    |
| Al Rajhi                                         |     7     |
| Alliance Bank Berhad                             |     8     |
| Alliance Islamic Bank Berhad                     |     33    |
| AmBank Berhad                                    |     1     |
| AmBank Islamic                                   |     34    |
| Bank Islam Malaysia Berhad                       |     9     |
| Bank Kerjasama Rakyat Berhad                     |     10    |
| Bank Muamalat Malaysia Berhad                    |     11    |
| Bank of America                                  |     20    |
| Bank of China (Malaysia) Berhad                  |     21    |
| Bank of Tokyo - Mitsubishi UFJ (M) Berhad        |     22    |
| Bank Pertanian Malaysia Berhad (Agrobank)        |     23    |
| Bank Simpanan Nasional                           |     12    |
| Bank Simpanan Nasional (Islamic)                 |     44    |
| BNP Paribas (M) Bhd                              |     24    |
| BNP Paribas (M) Bhd (Islamic)                    |     35    |
| CIMB Bank Berhad                                 |     4     |
| CIMB Islamic Bank                                |     36    |
| Commerce Terjari Bank Berhad                     |     25    |
| Deutsche Bank Malaysia Berhad                    |     14    |
| Eon Bank Berhad                                  |     26    |
| Hong Leong Bank Berhad                           |     2     |
| Hong Leong Islamic Bank Bhd                      |     37    |
| HSBC Bank Berhad                                 |     15    |
| Industrial & Commercial Bank of China            |     27    |
| J.P Morgan Chase Bank Berhad                     |     28    |
| Kuwait Finance House (Malaysia) Bhd              |     29    |
| Malayan Banking Berhad (Maybank)                 |     5     |
| MayBank Islamic Berhad                           |     38    |
| Mizuho Corporate Bank Malaysia                   |     30    |
| OCBC Al-Amin Bank Berhad                         |     39    |
| OCBC Bank                                        |     16    |
| Public Bank Berhad                               |     3     |
| Public Islamic Bank Bhd                          |     40    |
| RHB Bank Berhad                                  |     17    |
| RHB Islamic Bank Berhad                          |     41    |
| Standard Chartered Bank Berhad                   |     18    |
| Standard Chartered Saadiq Bhd                    |     42    |
| Sumitomo Mitsui Banking Corporation Malaysia Bhd |     31    |
| UOB                                              |     19    |

<br />

</details>

<br />