--- updatedAt: 2026-03-03T17:17:15.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # Nicaragua Learn about the dLocal supported payment methods in Nicaragua. [block:html] { "html": "\n \n

\n\n \n

$\"\"$

Market specifications

\n Take a look of all the payment methods available. \n

\n Country reference\n Cards supported\n APM supported\n

\n \n \n \n

$\"\"$

Cards

\n Find all the information about the card supported capabilities. \n

\n Capabilities\n Process Card Payments\n

\n \n \n

$\"\"$

Alternative Payments

\n Learn how to integrate cash, bank transfer or wallet payment. \n

\n PuntoXpress\n

\n \n " } [/block] *** # Market specifications Do you want to know more information about Nicaragua's market? Go to the [Tap Into Latin America’s High-Growth Potential](https://dlocal.com/payment-processors-in-latin-america/) article. ## Country reference | `country` code | `currency` code | `amount` decimals | `document` name | `document` format | `document` required? | | :------------: | :-------------: | :---------------: | :-------------: | :------------------------------: | :------------------: | | `NI` | `NIO` | 2 | DNI | 14 digits (13 numbers, 1 letter) | Yes | ## Cards supported | `payment_method_id` | Brand ID | Name | `payment_method_type` | Details | Allowed Flows | Logo | | :------------------ | :------- | :--------------- | :-------------------- | :---------- | :------------------ | :------------------------------------------------------------------------------------ | | `CARD` | `VI` | Visa | `CARD` | Credit Card | `DIRECT` `REDIRECT` |

|
*** # Cards ## Capabilities | | Visa Credit | Mastercard Credit | JCB | American Express | Discover | Diners | | :---------------------------- | :------------ | :---------------- | :------------ | :--------------- | :------------ | :------------ | | **Refunds** | Yes | Yes | Yes | Yes | Yes | Yes | | **Recurring** | Yes | Yes | Yes | Yes | Yes | Yes | | **Chargeback option** | Yes | Yes | Yes | Yes | Yes | Yes | | **Chargeback Dispute option** | Yes | Yes | Yes | Yes | Yes | Yes | | **Descriptor** | Merchant name | Merchant name | Merchant name | Merchant name | Merchant name | Merchant name | ## How to process Card Payments? Learn how to process payments with credit and debit cards with dLocal in our [Card Payments](https://docs.dlocal.com/docs/card-payments) section.
*** # Alternative Payment Method ## PuntoXpress A cash-collection company with a presence in several Central American countries. They help customers cash in or make deposits on any of our affiliated venues which consist of very popular supermarkets, pharmacies, and even gas stations. ### Capabilities | | PuntoXpress | | :--------------------------------- | :----------------------- | | **Min. amount** | 1.5 NIO | | **Max. expiration time supported** | 5 days | | **Notification delay** | Immediate | | **Refunds** | Yes | | **Flow** | `DIRECT`
`REDIRECT` | ### Request parameters [block:parameters] { "data": { "h-0": "Property", "h-1": "Type", "h-2": "Description", "h-3": "Mandatory?", "0-0": "`amount`", "0-1": "Number", "0-2": "Amount to be charged.", "0-3": "Yes", "1-0": "`currency`", "1-1": "String", "1-2": "`NIO`

Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217).", "1-3": "Yes", "2-0": "`country`", "2-1": "String", "2-2": "`NI`

Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes).", "2-3": "Yes", "3-0": "`payment_method_id`", "3-1": "String", "3-2": "`PU`

ID of the selected payment method.", "3-3": "Yes", "4-0": "`payment_method_flow`", "4-1": "String", "4-2": "`DIRECT` or `REDIRECT`", "4-3": "Yes", "5-0": "`payer.name`", "5-1": "String", "5-2": "Name of the payer.", "5-3": "Yes", "6-0": "`payer.email`", "6-1": "String", "6-2": "Email of the payer.", "6-3": "Yes", "7-0": "`payer.document`", "7-1": "String", "7-2": "Document of the payer.", "7-3": "Yes", "8-0": "`order_id`", "8-1": "String", "8-2": "ID of the capture given by the merchant in their system. Think of it as an external ID of the capture.", "8-3": "No", "9-0": "`notification_url`", "9-1": "String", "9-2": "Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant.", "9-3": "No" }, "cols": 4, "rows": 10, "align": [ "left", "left", "left", "left" ] } [/block] ### Examples ```json Request Example { "amount": 20, "currency": "NIO", "country": "NI", "payment_method_id": "PU", "payment_method_flow": "DIRECT", "payer": { "name": "Jane Doe", "email": "janedoe@mymail.com", "document": "12345678901", "address": { "country": "NI", "state": "Managua", "city": "Managua", "zip_code": "11012", "street": "Calle Principal", "number": "2345" } }, "order_id": "34545sk3483kqw0", "description": "Tshirt", "notification_url": "http://merchantsite.com/notification/new", "callback_url": "http://merchantsite.com/success_page" } ``` ```json Response Example { "id": "D-4-457a4909-4f5f-4973-121e8-f852795m46da", "amount": 20, "currency": "NIO", "payment_method_id": "PU", "payment_method_type": "TICKET", "payment_method_flow": "DIRECT", "country": "NI", "bank_transfer": {}, "ticket": { "type": "CUSTOM", "number": "132073", "expiration_date": "2023-06-18T05:59:00.000+0000", "id": "1100347444581", "company_name": "puntoxpress", "provider_name": "puntoxpress", "provider_logo": "https://static.dlocal.com/images/providers/LogoPuntoxpressSVNI.png", "image_url": "https://pay.dlocal.com/gmf-apm/payments/M-67ffaf85-3872-41af-9186-cabc5b1e45aa", "amount": 20, "currency": "NIO" }, "created_date": "2023-06-13T20:19:20.000+0000", "status": "PENDING", "status_detail": "The payment is pending.", "status_code": "100", "order_id": "34545sk3483kqw0", "notification_url": "http://merchantsite.com/notification/new" } ``` ### Example ticket [block:image] { "images": [ { "image": [ "https://files.readme.io/10b4116370c8b446442a3b439ebfe22f0ddc0c9bfd9a38f3158306e0dd0afb16-APM_-_Puntoxpress-NIC.png", null, "Puntoxpress UI built with the information in the example above." ], "align": "center", "caption": "PuntoXpress UI built with the information in the example above." } ] } [/block] ### User Interface Tips UI If you are using this payment method through a `DIRECT` integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates. | Element | Tip | | :----------------------- | :-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **Ticket Number** | It is the number that payers must dictate to the cashiers in order to complete payment. Name it "Referencia". | | **Currency and Amount** | Should be relevant elements in the ticket. Users need to have that information very clearly. | | **Currency Symbol** | $ | | **Expiration date** | Display this element clearly and visible enough. In Nicaragua, the date format is **DD/MM/YYYY**. | | **Payment instructions** | Although most users are familiarized with PuntoXpress, it is a good practice to help those who are not. The image above is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions. | | **Save button** | It helps users to have their tickets always on their phones, making it needless to take notes or keep the browser open. | | **Print button** | It is useful for some users who need to have their tickets printed. |