---
updatedAt: 2026-08-26T17:59:46.000Z
agentTools:
  projectIndex: https://docs.dlocal.com/llms.txt
---

# Paraguay

Learn everything you need to know to make payouts in Paraguay with dLocal.

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***

# Market specifications

Do you want to know more information about Paraguay's market? Go to the [Paraguay’s economy and eCommerce market](https://dlocal.com/payment-processors-in-latin-america/paraguay-payment-methods-processors-ecommerce-market-dlocal/) article.

## Country reference

| `country` code | `currency` code | `amount` decimals | `beneficiary.document.type` name | `beneficiary.document.id` format |
| :------------: | :-------------: | :---------------: | :------------------------------: | :------------------------------: |
|      `PY`      |      `PYG`      |         2         |             CI or RUC            |      Between 6 to 15 digits      |

## Document validations

| Validation | Name | Length | Type    | Verification digit |
| ---------- | ---- | ------ | ------- | ------------------ |
| Document   | CI   | 7 to 8 | numeric | N/A                |
| Document   | RUC  | 6 to 9 | numeric | Last digit         |

## Mandatory parameters

### Bank transfers

| Bank transfer parameters           | B2C | B2B | P2P |
| :--------------------------------- | :-: | :-: | :-: |
| `external_id`                      | Yes | Yes | Yes |
| `payment_method_id`                | Yes | Yes | Yes |
| `flow_type`                        | Yes | Yes | Yes |
| `purpose`                          | Yes | Yes | Yes |
| `country`                          | Yes | Yes | Yes |
| `currency`                         | Yes | Yes | Yes |
| `amount`                           | Yes | Yes | Yes |
| `beneficiary.document.id`          | Yes | Yes | Yes |
| `beneficiary.document.type`        | Yes | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  | Yes |
| `beneficiary.last_name`            | Yes |  -  | Yes |
| `beneficiary.business_name`        |  -  | Yes |  -  |
| `beneficiary.bank_account.code`    | Yes | Yes | Yes |
| `beneficiary.bank_account.account` | Yes | Yes | Yes |
| `remitter.first_name`              |  -  |  -  | Yes |
| `remitter.last_name`               |  -  |  -  | Yes |
| `remitter.document.id`             |  -  |  -  | Yes |
| `remitter.address.street`          |  -  |  -  | Yes |
| `remitter.address.city`            |  -  |  -  | Yes |
| `remitter.address.country`         |  -  |  -  | Yes |

***

# Payment methods

Paraguay supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

## Bank transfers

Bank transfers in Paraguay require detailed account information, including document type, document ID, bank account, bank code, currency, and amount. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the [document validations](#document-validations), [bank account validations](#bank-account-validations) and [bank codes](#bank-codes) sections for format specifications.

### Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

| Mandatory parameter                | Description                                                                                                                                                                           |
| :--------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `external_id`                      | Payout identification at the merchant's end. Maximum 100 characters.                                                                                                                  |
| `payment_method_id`                | Payment method. For bank transfers, use `BANK_TRANSFER`.                                                                                                                              |
| `flow_type`                        | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).                                                              |
| `purpose`                          | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).                                                                                                   |
| `country`                          | Country code. For Paraguay, use `PY`.                                                                                                                                                 |
| `currency`                         | Source currency of the FX operation. For Paraguay, use `PYG` or `USD`. Payouts are always paid in local currency to the beneficiary, unless specified otherwise at `currency_to_pay`. |
| `amount`                           | Payout amount. Use up to 2 decimal places.                                                                                                                                            |
| `currency_to_pay`                  | Currency to be paid out. `USD`. Mandatory only if the payout needs to be paid in USD. In case this parameter is missing, the payout will be paid in local currency.                   |
| `beneficiary.first_name`           | First name of the beneficiary. Maximum 50 characters.                                                                                                                                 |
| `beneficiary.last_name`            | Last name of the beneficiary. Maximum 50 characters.                                                                                                                                  |
| `beneficiary.business_name`        | Beneficiary's business name. Mandatory only for B2B.                                                                                                                                  |
| `beneficiary.document.id`          | Document ID of the beneficiary. See [document validations](#document-validations) section.                                                                                            |
| `beneficiary.document.type`        | Document type: `CI`, `RUC`. See [document validations](#document-validations) section.                                                                                                |
| `beneficiary.bank_account.code`    | Bank code of the beneficiary's bank. See [bank codes](#bank-codes) section.                                                                                                           |
| `beneficiary.bank_account.account` | Bank account number. See [bank account validations](#bank-account-validations) section.                                                                                               |
| `remitter.first_name`              | First name of the remitter. Maximum 50 characters. Mandatory only for remittance (P2P).                                                                                               |
| `remitter.last_name`               | Last name of the remitter. Maximum 50 characters. Mandatory only for remittance (P2P).                                                                                                |
| `remitter.document.id`             | Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P).                                                                                                      |
| `remitter.address.street`          | Street address of the remitter. Maximum 200 characters. Mandatory only for remittance (P2P).                                                                                          |
| `remitter.address.city`            | City of the remitter. Maximum 40 characters. Mandatory only for remittance (P2P).                                                                                                     |
| `remitter.address.country`         | Remitter's country code in ISO 3166-1 alpha-2 format. Length: 2 characters. Mandatory only for remittance (P2P).                                                                      |

### Example request

```json Bank transfers - B2C
{
  "external_id": "BT_B2C_001",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "PY",
  "currency": "PYG",
  "amount": 245.40,
  "beneficiary": {
    "first_name": "Juan",
    "last_name": "Perez",
    "document": {
      "id": "1234567",
      "type": "CI"
    },
    "bank_account": {
      "code": "11",
      "account": "1234567891234567"
    }
  }
}
```
```json Bank transfers - P2P
{
  "external_id": "BT_P2P_001",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "PY",
  "currency": "PYG",
  "amount": 245.40,
  "beneficiary": {
    "first_name": "Juan",
    "last_name": "PEREZ",
    "document": {
      "id": "1234567",
      "type": "CI"
    },
    "bank_account": {
      "code": "11",
      "account": "1234567891234567"
    }
  },
  "remitter": {
    "first_name": "MARIA",
    "last_name": "LOPEZ",
    "document": {
      "type": "PASS",
      "id": "ABC123456"
    },
    "address": {
      "street": "123 Main St",
      "city": "Miami",
      "country": "US"
    }
  }
}
```

# Bank information

Access the reference formats and accepted values required for processing bank payouts in Paraguay.

<br />

<details>
<summary class="summary_head">

## Bank account validations

</summary>

<br />

| Validation   | Name  | Length | Type    | Verification digit |
| ------------ | ----- | ------ | ------- | ------------------ |
| Bank account | SIPAP | 16     | numeric | N/A                |

<br />

</details>

***

<details>
<summary class="summary_head">

## Bank codes

</summary>

<br />

These are the values the `beneficiary.bank_account.code` parameter can take in Paraguay for accounts in local currency (PYG) as well as USD.

| Bank Name                                                            | Bank Code |
| -------------------------------------------------------------------- | :-------: |
| Banco Atlas S.A.                                                     |     2     |
| Banco BASA S.A.                                                      |     3     |
| Banco Central del Paraguay                                           |     6     |
| Banco Continental S.A.E.C.A.                                         |     8     |
| Banco Corporacion S.A.                                               |     9     |
| Banco de Desarrollo del Paraguay S.A.                                |     10    |
| Banco de Inversiones del Paraguay                                    |     11    |
| Banco de La Nacion Argentina                                         |     12    |
| Banco Do Brasil S.A.                                                 |     13    |
| Banco Familiar S.A.E.C.A.                                            |     14    |
| Banco General S.A.                                                   |     16    |
| Banco GNB Paraguay S.A.                                              |     17    |
| Banco Itau Paraguay S.A.                                             |     19    |
| Banco Nacional de Fomento                                            |     20    |
| Banco Nacional de Trabajadores                                       |     21    |
| Banco Para la Comercializacion Y La Produccion S.A (BANCOP S.A.)     |     22    |
| Banco Paraguayo Oriental de Inversion y Fomento S.A.                 |     23    |
| Banco Regional S.A.E.C.A.                                            |     24    |
| Banco Rio S.A.E.C.A.                                                 |     25    |
| British American Tobacco Productora de Cigarrillos S.A.              |     28    |
| Citibank N.A.                                                        |     29    |
| Crisol y Encarnacion Financiera S.A.                                 |     30    |
| Financiera Paraguayo Japonesa S.A.E.C.A.                             |     33    |
| Finlantina S.A. de Finanzas                                          |     40    |
| Fonplata - Fondo Financiero Para El Desarollo de La Cuenca Del Plata |     34    |
| GNB Fusion                                                           |     4     |
| Grupo Internacional de Finanzas S.A. C.A. (Interfisa Financiera)     |     35    |
| Sudameris Bank S.A.E.C.A.                                            |     37    |
| Summa Asesories                                                      |     38    |
| Tu Financiera                                                        |     42    |
| Ueno Bank S.A.                                                       |     48    |

<br />

</details>