--- updatedAt: 2026-07-24T16:49:21.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # Peru Learn everything you need to know to make payouts in Peru with dLocal. [block:html] { "html": "\n \n
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Market specifications

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\n Country reference\n Document validations\n Mandatory paramenters\n\n
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Payment methods

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\n Bank transfers\n
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Bank information

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\n Find all the bank account validations details you need to make a payout. \n

\n Bank account validations\n Bank codes\n
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\n \n " } [/block] *** # Market specifications Do you want to know more information about Peru's market? Go to the [Peru’s economy and eCommerce market](https://dlocal.com/payment-processors-in-latin-america/peru-payment-methods-processors-ecommerce-market-dlocal/) article. ## Country reference | `country` code | `currency` code | `amount` decimals | `beneficiary.document.type` name | `beneficiary.document.id` format | | :------------: | :-------------: | :---------------: | :------------------------------: | :--------------------------------------------------: | | `PE` | `PEN` | 2 | DNI or RUC | Between 8 to 9 digits for DNI and 11 digits for RUC. | ## Document validations | Validation | Name | Length | Verification digit | | ------------------------- | ---- | -------------------------------------------------- | ------------------ | | `beneficiary.document.id` | DNI | 8 numeric characters or 9 alphanumeric characters. | Last digit | | `beneficiary.document.id` | RUC | 11 numeric | Last digit | | `beneficiary.document.id` | CE | Between 4 and 12 alphanumeric characters. | - | | `beneficiary.document.id` | PASS | Between 4 and 12 alphanumeric characters. | - | | `remitter.document.id` | ID | Between 4 and 45 alphanumeric characters. | - | | `remitter.document.id` | PASS | Between 4 and 45 alphanumeric characters. | - | ## Mandatory parameters ### Bank transfers | Bank transfer parameters | B2C | B2B | P2P | | :--------------------------------- | :-: | :-: | :-: | | `external_id` | Yes | Yes | Yes | | `payment_method_id` | Yes | Yes | Yes | | `flow_type` | Yes | Yes | Yes | | `purpose` | Yes | Yes | Yes | | `country` | Yes | Yes | Yes | | `amount` | Yes | Yes | Yes | | `currency` | Yes | Yes | Yes | | `beneficiary.first_name` | Yes | Yes | Yes | | `beneficiary.last_name` | Yes | Yes | Yes | | `beneficiary.business_name` | - | Yes | - | | `beneficiary.document.id` | Yes | Yes | Yes | | `beneficiary.document.type` | Yes | Yes | Yes | | `beneficiary.bank_account.account` | Yes | Yes | Yes | | `beneficiary.bank_account.type` | Yes | Yes | Yes | | `beneficiary.bank_account.code` | Yes | Yes | Yes | | `remitter.first_name` | - | - | Yes | | `remitter.last_name` | - | - | Yes | | `remitter.document.id` | - | - | Yes | | `remitter.document.type` | - | - | Yes | | `remitter.address.country` | - | - | Yes | > If you want to make payouts to USD accounts it's mandatory to send the `currency_to_pay`, otherwise local currency will be assumed. # Payment Methods | Payment Method ID | Description | | :---------------- | :------------------------------------------------------- | | `BANK_TRANSFER` | Direct credit to Peruvian bank accounts. | | `INSTANT_PAYMENT` | Real-time payouts to digital wallets (e.g., Yape, Plin). | ## Bank transfers Bank transfers in Peru require detailed account information, including document ID, document type, bank account (CCI), account type, and currency. The format of these fields depends on the receiving bank, and strict validation rules apply. Refer to the [document validations](#document-validations), [bank account validations](#bank-account-validations) and [bank codes](#bank-codes) sections for format specifications. ### Mandatory parameters All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types. [block:parameters] { "data": { "h-0": "Mandatory parameter", "h-1": "Description", "0-0": "`external_id`", "0-1": "Payout identification at the merchant's end. Maximum 100 characters.", "1-0": "`payment_method_id`", "1-1": "Payment method. For bank transfers, use `BANK_TRANSFER`.", "2-0": "`flow_type`", "2-1": "Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).", "3-0": "`purpose`", "3-1": "Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).", "4-0": "`country`", "4-1": "Country code. For Peru, use `PE`.", "5-0": "`amount`", "5-1": "Payout amount. Use up to 2 decimal numbers.", "6-0": "`currency`", "6-1": "Payout currency. For Peru, use `PEN`.", "7-0": "`currency_to_pay`", "7-1": "Currency to be paid out. `USD`. Mandatory only if the payout needs to be paid in USD. If this parameter is missing, the payout will be paid in the local currency.", "8-0": "`beneficiary.first_name`", "8-1": "Beneficiary's first name. Maximum 50 characters.", "9-0": "`beneficiary.last_name`", "9-1": "Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.", "10-0": "`beneficiary.business_name`", "10-1": "Beneficiary's business name. Mandatory only for B2B.", "11-0": "`beneficiary.document.id`", "11-1": "Beneficiary's document ID or number. See [document validations](#document-validations).", "12-0": "`beneficiary.document.type`", "12-1": "Beneficiary's document type. Document type: `DNI`, `RUC`, `CE` (Carnet Extranjeria), `PASS` (Passport). See [document validations](#document-validations).", "13-0": "`beneficiary.bank_account.account`", "13-1": "Beneficiary's bank account. See [bank account validations](#bank-account-validations) below.", "14-0": "`beneficiary.bank_account.type`", "14-1": "Beneficiary's bank account type. Account type: \n`CHECKING`: Checking accounts \n`SAVINGS`: Savings accounts \n`MAESTRA`: Maestra accounts", "15-0": "`beneficiary.bank_account.code`", "15-1": "Beneficiary's bank account code. See [bank codes](#bank-codes) below.", "16-0": "`remitter.first_name`", "16-1": "Remitter's first name. Maximum 50 characters. ", "17-0": "`remitter.last_name`", "17-1": "Remitter's last name. Maximum 50 characters. ", "18-0": "`remitter.document.id`", "18-1": "Remitter's document. Maximum 45 characters. ", "19-0": "`remitter.document.type`", "19-1": "Remitter's document type: `ID` for national identification number, `PASS` for passport. ", "20-0": "`remitter.address.country`", "20-1": "Remitter's country. ISO 3166-1 alpha-2 code. " }, "cols": 2, "rows": 21, "align": [ "left", "left" ] } [/block] ### Example request ```json Bank transfers - B2C { "external_id": "1234567812345678b", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2C", "purpose": "OTHER_SERVICES", "country": "PE", "amount": 245.40, "currency": "PEN", "beneficiary": { "first_name": "JUANA", "last_name": "PEREZ", "document": { "type": "DNI", "id": "12345678" }, "address": { "street": "Av. La Molina 123", "city": "Lima", "postal_code": "15023" }, "bank_account": { "code": "002", "account": "00219300247595201411", "type": "SAVINGS" } } } ``` ```json Bank transfers - P2P { "external_id": "p2p-transfer-12345678", "payment_method_id": "BANK_TRANSFER", "flow_type": "P2P", "purpose": "REMITTANCES", "country": "PE", "amount": 500.00, "currency": "PEN", "beneficiary": { "first_name": "JUANA", "last_name": "PEREZ", "document": { "type": "DNI", "id": "12345678" }, "bank_account": { "code": "002", "account": "00219300247595201411", "type": "SAVINGS" } }, "remitter": { "first_name": "JOHN", "last_name": "DOE", "document": { "type": "PASS", "id": "AB123456" }, "nationality": "US", "birth_info": { "date": "1980-01-01" }, "address": { "country": "US" } } } ``` ## Mobile Wallets Mobile wallets in Peru require detailed account information, including document ID, document type, phone number, account type, and currency. The format of these fields depends on the receiving bank, and strict validation rules apply. The only accepted values for `beneficiary.bank_account.code` in the mobile wallet flow are the following: 37, 40, 43, 45, or 48. ### Mandatory parameters All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types. | Mandatory parameter | Description | | :------------------------------- | :---------------------------------------------------------------------------------------------------------------------------------- | | `external_id` | Unique transaction identifier. Maximum 100 characters. | | `payment_method_id` | Payment method. For bank transfers, use `BANK_TRANSFER`. | | `flow_type` | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person). | | `purpose` | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3). | | `country` | Country code. For Peru, use `PE`. | | `amount` | Payout amount. Use up to 2 decimal numbers. | | `currency` | Payout currency. For Peru, use `PEN` or `USD`. | | `beneficiary.document.id` | Document ID of the beneficiary. See [document validations](#document-validations) below. | | `beneficiary.document.type` | Document type: `DNI`, `RUC`, `CE` (Carnet Extranjeria), `PASS` (Passport). See [document validations](#document-validations). | | `beneficiary.first_name` | First name of the beneficiary. Maximum 50 characters. | | `beneficiary.last_name` | Last name of the beneficiary. Maximum 50 characters. | | `beneficiary.instant_payment.id` | Mobile number attached to the account. Must start with +51. | | `beneficiary.bank_account.code` | Beneficiary's bank account code. See [bank codes](#bank-codes) below. | | `remitter.first_name` | First name of the sender. Maximum 200 characters. Mandatory only for P2P. | | `remitter.last_name` | Last name of the sender. Maximum 200 characters. Mandatory only for P2P. | | `remitter.country` | ISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P). | | `remitter.document.type` | Type of identification document: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P). | | `remitter.document.id` | Document number of the sender. Maximum 45 characters. Mandatory only for P2P. | ### Example request ```json Mobile Money - B2C { "external_id": "B2C-TXN-992834", "payment_method_id": "INSTANT_PAYMENT", "flow_type": "B2C", "purpose": "OTHER_SERVICES", "country": "PE", "amount": 1250.50, "currency": "PEN", "beneficiary": { "document": { "id": "44556677", "type": "DNI" }, "first_name": "Maria", "last_name": "Garcia", "instant_payment": { "id": "+51912345678", "type": "MOBILE" }, "bank_account": { "code": "37" } } } ``` ```json Mobile Money - P2P { "external_id": "P2P-REM-112233", "payment_method_id": "INSTANT_PAYMENT", "flow_type": "P2P", "purpose": "FAMILY_SUPPORT", "country": "PE", "amount": 150.00, "currency": "USD", "beneficiary": { "document": { "id": "12345678", "type": "DNI" }, "first_name": "Juan", "last_name": "Perez", "instant_payment": { "id": "+51987654321" }, "bank_account": { "code": "47" } }, "remitter": { "first_name": "Carlos", "last_name": "Sanchez", "country": "US", "document": { "type": "PASS", "id": "A12345678" } } } ```
# Bank information Access the reference formats and accepted values required for processing bank payouts in Peru.
## Bank account validations
| Validation | Name | Length | Type | Verification digit | | --------------------------------- | ---- | ------ | ------- | -------------------------------------------------------------------------------- | | beneficiary.bank\_account.account | CCI | 20 | Numeric | First 3 digits will be the bank code and the last 2 apply verification algorithm |
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## Bank codes Check below the different values that `bank_code` parameter can take in Peru. [block:parameters] { "data": { "h-0": "Bank Name", "h-1": "Bank Code", "h-2": "Supports PEN currency", "h-3": "Supports USD currency", "h-4": "Supports Mobile Wallets", "0-0": "Banco Central de Reserva", "0-1": "001", "0-2": "", "0-3": "", "0-4": "", "1-0": "Banco de Comercio", "1-1": "023", "1-2": "", "1-3": "", "1-4": "", "2-0": "Banco de Crédito del Perú", "2-1": "002", "2-2": "", "2-3": "", "2-4": "", "3-0": "Banco de la Nación", "3-1": "018", "3-2": "", "3-3": "", "3-4": "", "4-0": "Banco del Pichincha", "4-1": "010", "4-2": "", "4-3": "", "4-4": "", "5-0": "Banco Falabella", "5-1": "054", "5-2": "", "5-3": "", "5-4": "", "6-0": "Banco Financiero", "6-1": "035", "6-2": "", "6-3": "", "6-4": "", "7-0": "Banco GNB Perú S.A.", "7-1": "053", "7-2": "", "7-3": "", "7-4": "", "8-0": "Banco Interamericano de Finanzas (BIF)", "8-1": "038", "8-2": "", "8-3": "", "8-4": "", "9-0": "Banco Ripley", "9-1": "055", "9-2": "", "9-3": "", "9-4": "", "10-0": "BBVA Continental", "10-1": "011", "10-2": "", "10-3": "", "10-4": "", "11-0": "Caja Metropolitana de Lima", "11-1": "800", "11-2": "", "11-3": "", "11-4": "", "12-0": "Caja Municipal de Ahorro y Crédito Arequipa", "12-1": "803", "12-2": "", "12-3": "", "12-4": "", "13-0": "Caja Municipal de Ahorro y Crédito Cuzco", "13-1": "806", "13-2": "", "13-3": "", "13-4": "", "14-0": "Caja Municipal de Ahorro y Crédito Huancayo", "14-1": "808", "14-2": "", "14-3": "", "14-4": "", "15-0": "Caja Municipal de Ahorro y Crédito Piura SAC", "15-1": "801", "15-2": "", "15-3": "", "15-4": "", "16-0": "Caja Municipal de Ahorro y Crédito Tacna", "16-1": "813", "16-2": "", "16-3": "", "16-4": "", "17-0": "Citibank", "17-1": "007", "17-2": "", "17-3": "", "17-4": "", "18-0": "Crediscotia Financiera", "18-1": "043", "18-2": "", "18-3": "", "18-4": "", "19-0": "Interbank", "19-1": "003", "19-2": "", "19-3": "", "19-4": "", "20-0": "Mi Banco", "20-1": "049", "20-2": "", "20-3": "", "20-4": "", "21-0": "Santander", "21-1": "056", "21-2": "", "21-3": "", "21-4": "", "22-0": "Scotiabank", "22-1": "009", "22-2": "", "22-3": "", "22-4": "", "23-0": "Yape", "23-1": "037", "23-2": "", "23-3": "", "23-4": "", "24-0": "Plin", "24-1": "040", "24-2": "", "24-3": "", "24-4": "", "25-0": "Tarjetas Peruanas Prepago", "25-1": "043", "25-2": "", "25-3": "", "25-4": "", "26-0": "Prex", "26-1": "045", "26-2": "", "26-3": "", "26-4": "", "27-0": "Dale", "27-1": "048", "27-2": "", "27-3": "", "27-4": "" }, "cols": 5, "rows": 28, "align": [ null, "center", "center", "center", "center" ] } [/block]