---
updatedAt: 2026-03-03T17:18:16.000Z
agentTools:
  projectIndex: https://docs.dlocal.com/llms.txt
---

# Tanzania

Learn everything you need to know to make payouts in Tanzania with dLocal.

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***

# Market specifications

Do you want to know more information about Tanzania's market? Go to the [Expand Your Reach in Africa’s eCommerce Market](https://dlocal.com/payment-processors-middle-east-africa) article.

## Country reference

| `country` code | `currency` code | `amount` decimals | `beneficiary.document.type` name |  `beneficiary.document.id` format  |
| :------------: | :-------------: | :---------------: | :------------------------------: | :--------------------------------: |
|      `TZ`      |      `TZS`      |         2         |      National Identity Card      | Unique 20 digit national ID number |

## Mandatory parameters

### Bank transfers

| Bank transfer parameters           | B2C | B2B | P2P |
| :--------------------------------- | :-: | :-: | :-: |
| `external_id`                      | Yes | Yes | Yes |
| `payment_method_id`                | Yes | Yes | Yes |
| `flow_type`                        | Yes | Yes | Yes |
| `purpose`                          | Yes | Yes | Yes |
| `country`                          | Yes | Yes | Yes |
| `amount`                           | Yes | Yes | Yes |
| `currency`                         | Yes | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  | Yes |
| `beneficiary.last_name`            | Yes |  -  | Yes |
| `beneficiary.business_name`        |  -  | Yes |  -  |
| `beneficiary.bank_account.branch`  | Yes | Yes | Yes |
| `beneficiary.bank_account.account` | Yes | Yes | Yes |
| `remitter.first_name`              |  -  |  -  | Yes |
| `remitter.last_name`               |  -  |  -  | Yes |
| `remitter.document.type`           |  -  |  -  | Yes |
| `remitter.document.id`             |  -  |  -  | Yes |
| `remitter.birth_info.date`         |  -  |  -  | Yes |
| `remitter.address.street`          |  -  |  -  | Yes |
| `remitter.address.city`            |  -  |  -  | Yes |
| `remitter.address.country`         |  -  |  -  | Yes |
| `remitter.nationality`             |  -  |  -  | Yes |

### Wallet transfers

| Wallet transfer parameters         | B2C | B2B |
| :--------------------------------- | :-: | :-: |
| `external_id`                      | Yes | Yes |
| `payment_method_id`                | Yes | Yes |
| `flow_type`                        | Yes | Yes |
| `purpose`                          | Yes | Yes |
| `country`                          | Yes | Yes |
| `amount`                           | Yes | Yes |
| `currency`                         | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  |
| `beneficiary.last_name`            | Yes |  -  |
| `beneficiary.business_name`        |  -  | Yes |
| `beneficiary.document.id`          | Yes | Yes |
| `beneficiary.document.type`        | Yes | Yes |
| `beneficiary.instant_payment.id`   | Yes | Yes |
| `beneficiary.instant_payment.type` | Yes | Yes |

***

# Payment methods

Tanzania supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

## Bank transfers

Bank transfers in Tanzania require detailed account information, including SWIFT code and account number. The format of these fields depends on the receiving bank, and strict validation rules apply.

### Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

| Mandatory parameter                | Description                                                                                                                      |
| :--------------------------------- | :------------------------------------------------------------------------------------------------------------------------------- |
| `external_id`                      | Unique payout identification at the merchant's end. Maximum 100 characters.                                                      |
| `payment_method_id`                | Payment method. For bank transfers, use `BANK_TRANSFER`.                                                                         |
| `flow_type`                        | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).         |
| `purpose`                          | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).                                              |
| `country`                          | Country code. For Tanzania, use `TZ`.                                                                                            |
| `amount`                           | Payout amount. Use up to 2 decimal places.                                                                                       |
| `currency`                         | Source currency of the FX operation. Use `TZS` or `USD`. Payouts are always paid in local currency to the beneficiary.           |
| `beneficiary.first_name`           | Beneficiary’s first name. Maximum 10 characters.                                                                                 |
| `beneficiary.last_name`            | Beneficiary’s last name. Maximum 50 characters.                                                                                  |
| `beneficiary.business_name`        | Beneficiary's business name. Mandatory only for B2B.                                                                             |
| `beneficiary.bank_account.branch`  | Beneficiary’s bank branch. SWIFT code, 8 or 11 alphanumeric characters in upper case.                                            |
| `beneficiary.bank_account.account` | Bank account number. Minimum length 8 and Maximum length 20.                                                                     |
| `remitter.first_name`              | Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).                                               |
| `remitter.last_name`               | Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).                                                |
| `remitter.document.type`           | Remitter's document type. Use `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P). |
| `remitter.document.id`             | Remitter's document number. Maximum 45 characters. Mandatory only for remittance (P2P).                                          |
| `remitter.birth_info.date`         | Remitter's birth date in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).                                      |
| `remitter.address.street`          | Remitter's street address. Maximum 200 characters. Mandatory only for remittance (P2P).                                          |
| `remitter.address.city`            | Remitter's city. Maximum 40 characters. Mandatory only for remittance (P2P).                                                     |
| `remitter.address.country`         | Remitter's country code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).                                       |
| `remitter.nationality`             | Remitter's nationality in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).                                        |

### Example request

```json Bank transfer - B2C
{
  "external_id": "689076541112",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "TZ",
  "amount": 1210,
  "currency": "TZS",
  "beneficiary": {
    "first_name": "Andrew",
    "last_name": "Roberts",
    "bank_account": {
      "branch": "SBICTZTX",
      "account": "9120001828256"
    }
  }
}
```
```json Bank transfer - B2B
{
  "external_id": "689076541114",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2B",
  "purpose": "OTHER_SERVICES",
  "country": "TZ",
  "amount": 1500.00,
  "currency": "TZS",
  "beneficiary": {
    "business_name": "Tanzania Business Ltd",
    "bank_account": {
      "branch": "SBICTZTX",
      "account": "9120001828256"
    }
  }
}
```
```json Bank transfer - P2P
{
  "external_id": "689076541113",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "TZ",
  "amount": 1250.00,
  "currency": "TZS",
  "beneficiary": {
    "first_name": "Andrew",
    "last_name": "Roberts",
    "bank_account": {
      "branch": "SBICTZTX",
      "account": "9120001828256"
    }
  },
  "remitter": {
    "first_name": "John",
    "last_name": "Doe",
    "document": {
      "id": "TZN1234567",
      "type": "ID"
    },
    "birth_info": {
      "date": "1985-01-10"
    },
    "address": {
      "street": "4th Ave 12",
      "city": "Dar es Salaam",
      "country": "TZ"
    },
    "nationality": "TZ"
  }
}
```

## Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The `beneficiary.instant_payment.type` field must indicate the type of wallet being used (e.g., TigoPesa, Zantel, Vodacom, Airtel Money). The `beneficiary.instant_payment.id` field must be present and correctly formatted.

### Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

| Mandatory parameter                | Description                                                                                                                          |
| :--------------------------------- | :----------------------------------------------------------------------------------------------------------------------------------- |
| `external_id`                      | Payout identification at the merchant's end. Maximum 100 characters.                                                                 |
| `payment_method_id`                | Payment method. For wallet transfers, use `INSTANT_PAYMENT`.                                                                         |
| `flow_type`                        | Payout flow type. Valid values: `B2C` (Business to Consumer) or `B2B` (Business to Business).                                        |
| `purpose`                          | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).                                                  |
| `country`                          | Country code. For Tanzania, use `TZ`.                                                                                                |
| `amount`                           | Payout amount in `TZS`. Use up to 2 decimal places.                                                                                  |
| `currency`                         | Source currency of the FX operation. For Tanzania, use `TZS` or `USD`. Payouts are always paid in local currency to the beneficiary. |
| `beneficiary.first_name`           | Beneficiary's first name. Maximum 10 characters.                                                                                     |
| `beneficiary.last_name`            | Beneficiary's last name. Maximum 50 characters.                                                                                      |
| `beneficiary.business_name`        | Beneficiary's business name. Mandatory only for B2B.                                                                                 |
| `beneficiary.document.id`          | Beneficiary's document number. 20 digits.                                                                                            |
| `beneficiary.document.type`        | Beneficiary's document type. Use `NI` for national ID, `PASS` for Passport and `MIL` for Military.                                   |
| `beneficiary.instant_payment.id`   | Beneficiary's wallet identifier, typically the phone number with country code `+255` plus 9 digits.                                  |
| `beneficiary.instant_payment.type` | Type of wallet being used: `TIGOPESA`, `ZANTEL`, `VODACOM`, `AIRTEL MONEY`.                                                          |

### Example request

```json Wallet transfer - B2C
{
  "external_id": "1234567812345678",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "TZ",
  "amount": 1100.00,
  "currency": "TZS",
  "beneficiary": {
    "first_name": "JUAN",
    "last_name": "NASCIMENTO",
    "document": {
      "id": "1234567890",
      "type": "NI"
    },
    "instant_payment": {
      "id": "+255222117730",
      "type": "TIGOPESA"
    }
  }
}
```
```json Wallet transfer - B2B
{
  "external_id": "1234567812345679",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2B",
  "purpose": "OTHER_SERVICES",
  "country": "TZ",
  "amount": 2500.00,
  "currency": "TZS",
  "beneficiary": {
    "business_name": "Tanzania Mobile Business Ltd",
    "document": {
      "id": "98765432109876543210",
      "type": "NI"
    },
    "instant_payment": {
      "id": "+255787654321",
      "type": "VODACOM"
    }
  }
}
```