---
updatedAt: 2026-07-16T08:41:15.000Z
agentTools:
  projectIndex: https://docs.dlocal.com/llms.txt
---

# Tanzania

Learn about the dLocal supported payment methods in Tanzania.

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<div class="main">

  
  <div class="overview-card1" onclick="parent.location='/docs/tanzania#market-specifications'">
    <div class="overview-card-bottom-side">
      <div class="overview-icon1"><img width="48" src="https://files.readme.io/922681fecfb238c94f7213fa9e0aa1675f1e190ec55beff2b6994169c77fdefc-adjust-circle.svg" alt="" loading="lazy"><div class="img_overlay img_color_rgba(0,0,0,.2)"></div></div>
      <h3 class="overview-card-title1">Market specifications</h3>
      <p class="overview-card-content1">
        Take a look of all the payment methods available.   
      </p>
      <a href="#country-reference" class="doc-link">Country reference</a>
      <a href="#cards-supported" class="doc-link">Cards supported</a>
      <a href="#alternative-payment-method-supported" class="doc-link">APM supported</a>
    </div>
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  <div class="overview-card1" onclick="parent.location='/docs/tanzania#cards'">
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      <div class="overview-icon1"><img width="48" src="https://files.readme.io/8d450ada4af3880f85f70c5daedebb0bec1b2b6d64479be929af48fdc8d66f40-credit-card.svg" alt="" loading="lazy"><div class="img_overlay img_color_rgba(0,0,0,.2)"></div></div>
      <h3 class="overview-card-title1">Cards</h3><br>
      <p class="overview-card-content1">
        Find all the information about the card supported capabilities.   
      </p>
      <a href="#brands" class="doc-link">Brands</a>
      <a href="#capabilities" class="doc-link">Capabilities</a>
      <a href="#how-to-process-card-payments" class="doc-link">Process Card Payments</a>
    </div>
  </div>  

  
  <div class="overview-card2" onclick="parent.location='/docs/tanzania#alternative-payment-method'">
    <div class="overview-card-bottom-side">
      <div class="overview-icon1"><img width="48" src="https://files.readme.io/5a59519487455e7af361db8b67a2dee8d71627d4d6e1ed0a0bd805f5da861fcc-money-stack.svg" alt="" loading="lazy"><div class="img_overlay img_color_rgba(0,0,0,.2)"></div></div>
      <h3 class="overview-card-title1">Alternative Payments</h3>
      <p class="overview-card-content1">
         Learn how to integrate cash, bank transfer or wallet payment.  
      </p>
      <a href="#mobile-money" class="doc-link">Mobile Money</a>
    </div>
  </div> 

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<br />

***

# Market specifications

Do you want to know more information about Tanzania's market? Go to the [Expand Your Reach in Africa’s eCommerce Market](https://dlocal.com/payment-processors-middle-east-africa) article.

## Country reference

| `country` code | `currency` code | `amount` decimals |     `document` name    |          `document` format         | `document` required? |
| :------------: | :-------------: | :---------------: | :--------------------: | :--------------------------------: | :------------------: |
|      `TZ`      |      `TZS`      |         2         | National Identity Card | Unique 20 digit national ID number |          Yes         |

## Cards supported

| `payment_method_id` | Brand ID | Name               | `payment_method_type` | Details       | Allowed Flows       | Logo                                                                                |
| :------------------ | :------- | :----------------- | :-------------------- | :------------ | :------------------ | :---------------------------------------------------------------------------------- |
| `CARD`              | `VI`     | Visa               | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/VI.svg" width="40px"> |
| `CARD`              | `VD`     | Visa Debit ​       | `CARD`                | Debit Card ​  | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/VD.svg" width="40px"> |
| `CARD`              | `MC`     | Mastercard         | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/MC.svg" width="40px"> |
| `CARD`              | `MD`     | Mastercard Debit ​ | `CARD`                | Debit Card ​  | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/MD.svg" width="40px"> |

<Callout icon="ℹ️" theme="info">
  ###

  To offer all the card options that may be available in your integration, send the `payment_method_id` as `CARD`.
</Callout>

## Alternative Payment Method supported

| `payment_method_id`                                                    | Name         | `payment_method_type` | Allowed Flows | Logo                                                                       |
| :--------------------------------------------------------------------- | :----------- | :-------------------- | :------------ | :------------------------------------------------------------------------- |
| `MW` /  All telecom companies <br /> `VC` / Vodacom<br /> `AN`/ Airtel | Mobile Money | `BANK_TRANSFER`       | `DIRECT`      | <img src="https://static.dlocal.com/images/providers/MW.png" width="40px"> |

***

# Cards

## Capabilities

|                               | Visa Credit   | Mastercard Credit | Visa Debit    | Mastercard Debit |
| :---------------------------- | :------------ | :---------------- | :------------ | :--------------- |
| **Minimum amount**            | 300 TZS       | 300 TZS           | 300 TZS       | 300 TZS          |
| **Refunds**                   | Yes           | Yes               | Yes           | Yes              |
| **Recurring**                 | Yes           | Yes               | Yes           | Yes              |
| **Chargeback option**         | Yes           | Yes               | Yes           | Yes              |
| **Chargeback Dispute option** | Yes           | Yes               | Yes           | Yes              |
| **Descriptor**                | Merchant name | Merchant name     | Merchant name | Merchant name    |

<br />

# Alternative Payment Method

## Mobile Money

Mobile Money is a widely used payment method in Africa that enables people to send and receive money through their mobile phones. Users need to register for an account, provide identification, and deposit money through authorized agents or channels.

Mobile Money platforms are operated mainly by telecommunications companies and they have enabled financial inclusion by providing banking services to unbanked or underbanked individuals.

### Customize payment options

The payment method ID may vary based on the specific user experience you intend to provide.

* **Offer all telecom companies**. To offer all available telecommunications options, complete `"payment_method_id": "MW"`.
* **Provide a specific network**. To specify a particular telecommunications company, input the corresponding ID. For example, if you intend to utilize the Vodacom network, use `"payment_method_id": "VC"`.

<Callout icon="📘" theme="info">
  ### Choosing the right network option

  To use a specific network feature effectively, make sure to know the user's telecommunications company. If you're unsure, use the generic one to prevent any potential misunderstandings so that all companies are supported.
</Callout>

To find all the available payment options, refer to the [Alternative Payment Method supported](https://docs.dlocal.com/docs/tanzania#alternative-payment-method-supported) section.

### Capabilities

|                                    | Mobile Money                                                    |
| :--------------------------------- | :-------------------------------------------------------------- |
| **Minimum Amount**                 | 1000 TZS (can be set lower with some processors)                |
| **Max. expiration time supported** | 5 days                                                          |
| **Notification delay**             | Depending on provider                                           |
| **Refunds**                        | Yes                                                             |
| **Flow**                           | `DIRECT`                                                        |
| **Supported wallets**              | Airtel, Tigo, mPesa, Vodacom, Zantel, Halopesa, Ezy-pesa, TTCL. |

### UX Flow

Flow might slightly differ depending on the provider.

<Image src="https://files.readme.io/63b79c7f901c638c83105651ef3656fe04ba58c347fb606dfca112ebf0648aec-Wallet_-_Mobile_Money_-_Flow_a.png" align="center" />

#### Alternative flow

<Image src="https://files.readme.io/de6383c90e9bc07c473b09a61d9e0b6033d91e7d7553a3afacf074b40f36d411-Wallet_-_Mobile_Money_-_Flow_b.png" align="center" />

### Request Parameters

| Property              | Type   | Description                                                                                                            | Mandatory? |
| :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :--------- |
| `amount`              | Number | Amount to be charged.                                                                                                  | Yes        |
| `currency`            | String | `TZS` <br /><br />Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217).                           | Yes        |
| `country`             | String | `TZ` <br /><br />Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes).      | Yes        |
| `payment_method_id`   | String | `MW` <br /><br />ID of the selected payment method.                                                                    | Yes        |
| `payment_method_flow` | String | `DIRECT`                                                                                                               | Yes        |
| `payer.name`          | String | Name of the payer.                                                                                                     | Yes        |
| `payer.email`         | String | Email of the payer.                                                                                                    | Yes        |
| `payer.phone`         | String | Phone number of the payer.                                                                                             | Yes        |
| `payer.document`      | String | Document of the payer.                                                                                                 | Yes        |
| `order_id`            | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture.                 | No         |
| `notification_url`    | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No         |

### Examples

```json Request Example
{
    "amount": 1000,
    "currency": "TZS",
    "country": "TZ",
    "payment_method_id": "MW",
    "payment_method_flow": "DIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "janedoe@mymail.com",
        "phone": "255746488970",
        "document": "12345678901234567890",
        "address": {
            "country": "TZ",
            "state": "Dar es Salaam",
            "city": "Dar es Salaam",
            "zip_code": "8858",
            "street": "Main St.",
            "number": "540"
        }
    },
    "order_id": "34545sk3483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
```
```json Response Example
{
    "id": "D-4-74fb9f36-eced-4433-4e32-2a77e90de8c6",
    "amount": 1000,
    "currency": "TZS",
    "payment_method_id": "MW",
    "payment_method_type": "BANK_TRANSFER",
    "payment_method_flow": "DIRECT",
    "country": "TZ",
    "bank_transfer": {},
    "ticket": {},
    "created_date": "2023-01-23T19:21:58.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "34545sk3483kqw0",
    "notification_url": "http://merchant.com/notification/new"
}
```

<br />