---
updatedAt: 2026-03-03T17:18:25.000Z
agentTools:
  projectIndex: https://docs.dlocal.com/llms.txt
---

# Thailand

Learn everything you need to know to make payouts in Thailand with dLocal.

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***

# Market specifications

Do you want to know more information about Thailand's market? Go to the [Accelerate Growth in Asia’s Leading eCommerce Hubs](https://dlocal.com/online-payment-processors-in-asia/) article.

## Country reference

| `country` code | `currency` code | `amount` decimals | `beneficiary.document.type` name | `beneficiary.document.id` format |
| :------------: | :-------------: | :---------------: | :------------------------------: | :------------------------------: |
|      `TH`      |      `THB`      |         2         |        Thai Identity Card        |             13 digits            |

## Mandatory parameters

### Bank transfers

| Bank transfer parameters           | B2C | B2B | P2P |
| :--------------------------------- | :-: | :-: | :-: |
| `external_id`                      | Yes | Yes | Yes |
| `payment_method_id`                | Yes | Yes | Yes |
| `flow_type`                        | Yes | Yes | Yes |
| `purpose`                          | Yes | Yes | Yes |
| `amount`                           | Yes | Yes | Yes |
| `currency`                         | Yes | Yes | Yes |
| `country`                          | Yes | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  | Yes |
| `beneficiary.last_name`            | Yes |  -  | Yes |
| `beneficiary.business_name`        |  -  | Yes |  -  |
| `beneficiary.bank_account.code`    | Yes | Yes | Yes |
| `beneficiary.bank_account.account` | Yes | Yes | Yes |
| `beneficiary.phone`                | Yes | Yes | Yes |
| `remitter`                         |  -  |  -  | Yes |
| `remitter.first_name`              |  -  |  -  | Yes |
| `remitter.last_name`               |  -  |  -  | Yes |
| `remitter.document.id`             |  -  |  -  | Yes |
| `remitter.document.type`           |  -  |  -  | Yes |
| `remitter.birth_info.date`         |  -  |  -  | Yes |
| `remitter.address.street`          |  -  |  -  | Yes |
| `remitter.address.city`            |  -  |  -  | Yes |
| `remitter.address.country`         |  -  |  -  | Yes |
| `remitter.nationality`             |  -  |  -  | Yes |

### Wallet transfers

| Wallet transfer parameters         | B2C | B2B |
| :--------------------------------- | :-: | :-: |
| `external_id`                      | Yes | Yes |
| `payment_method_id`                | Yes | Yes |
| `flow_type`                        | Yes | Yes |
| `purpose`                          | Yes | Yes |
| `country`                          | Yes | Yes |
| `amount`                           | Yes | Yes |
| `currency`                         | Yes | Yes |
| `beneficiary.first_name`           | Yes |  -  |
| `beneficiary.last_name`            | Yes |  -  |
| `beneficiary.business_name`        |  -  | Yes |
| `beneficiary.phone`                | Yes | Yes |
| `beneficiary.instant_payment.id`   | Yes | Yes |
| `beneficiary.instant_payment.type` | Yes | Yes |

***

# Payment methods

Thailand supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

## Bank transfers

Bank transfers in Thailand require detailed account information, including bank code, bank account number, amount, currency, and phone. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the [bank codes](#bank-codes) section for format specifications.

### Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

[block:parameters]
{
  "data": {
    "h-0": "Mandatory parameter",
    "h-1": "Description",
    "0-0": "`external_id`",
    "0-1": "Unique transaction identifier. Maximum 100 characters.",
    "1-0": "`payment_method_id`",
    "1-1": "Payment method. For Thailand, use `BANK_TRANSFER`.",
    "2-0": "`flow_type`",
    "2-1": "Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).",
    "3-0": "`purpose`",
    "3-1": "Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).",
    "4-0": "`amount`",
    "4-1": "Source currency of the FX operation. Use up to 2 decimal numbers.",
    "5-0": "`currency`",
    "5-1": "Payout currency. For Thailand, use `THB` or `USD`.",
    "6-0": "`country`",
    "6-1": "Country code. For Thailand, use `TH`.",
    "7-0": "`beneficiary.first_name`",
    "7-1": "Beneficiary's first name. Maximum 50 characters.",
    "8-0": "`beneficiary.last_name`",
    "8-1": "Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.",
    "9-0": "`beneficiary.business_name`",
    "9-1": "Beneficiary's business name. Mandatory only for B2B.",
    "10-0": "`beneficiary.bank_account.code`",
    "10-1": "Beneficiary's bank account code. See [bank codes](#bank-codes) below.",
    "11-0": "`beneficiary.bank_account.account`",
    "11-1": "Beneficiary's bank account number. Maximum 45 characters.",
    "12-0": "`beneficiary.bank_account.type`",
    "12-1": "Beneficiary's bank account type. Account type:  \n`CHECKING`: Checking accounts  \n`SAVINGS`: Savings accounts",
    "13-0": "`beneficiary.phone`",
    "13-1": "Beneficiary's phone number. Maximum 15 characters.",
    "14-0": "`remitter.first_name`",
    "14-1": "Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).",
    "15-0": "`remitter.last_name`",
    "15-1": "Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).",
    "16-0": "`remitter.document.id`",
    "16-1": "Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P).",
    "17-0": "`remitter.document.type`",
    "17-1": "Remitter's document type: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).",
    "18-0": "`remitter.birth_info.date`",
    "18-1": "Remitter's birthdate. Format: YYYY-MM-DD. Mandatory only for remittance (P2P).",
    "19-0": "`remitter.address.street`",
    "19-1": "Remitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).",
    "20-0": "`remitter.address.city`",
    "20-1": "Remitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).",
    "21-0": "`remitter.address.country`",
    "21-1": "Remitter's address country. ISO 3166-1 alpha-2 code. Mandatory only for remittance (P2P).",
    "22-0": "`remitter.nationality`",
    "22-1": "Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P)."
  },
  "cols": 2,
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}
[/block]

### Example request

```json Bank transfers - B2C
{
  "external_id": "4G7X2B9QK",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "TH",
  "amount": 100,
  "currency": "THB",
  "notification_url": "http://google.com",
  "beneficiary": {
    "first_name": "Krit",
    "last_name": "Wongsuwan",
    "phone": "123456789123456",
    "bank_account": {
      "code": "3",
      "account": "1234567890",
      "type": "SAVINGS"
    }
  }
}
```
```json Bank transfers - P2P
{
  "external_id": "P2P4G7X2B9QK",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "TH",
  "amount": 100,
  "currency": "THB",
  "notification_url": "http://google.com",
  "beneficiary": {
    "first_name": "Krit",
    "last_name": "Wongsuwan",
    "phone": "123456789123456",
    "bank_account": {
      "code": "3",
      "account": "1234567890",
      "type": "SAVINGS"
    }
  },
  "remitter": {
    "first_name": "John",
    "last_name": "Doe",
    "nationality": "US",
    "document": {
      "type": "PASS",
      "id": "AB12345678"
    },
    "birth_info": {
      "date": "1980-01-15"
    },
    "address": {
      "street": "123 Main Street",
      "city": "New York",
      "country": "US",
      "postal_code": "10001"
    }
  }
}
```

## Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The `beneficiary.instant_payment.type` field must indicate the type of wallet being used (e.g., TrueMoney). The `beneficiary.phone` field must be present and correctly formatted, and the phone number should be provided in `beneficiary.instant_payment.id` as well.

### Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

| Mandatory parameter                | Description                                                                                                              |
| :--------------------------------- | :----------------------------------------------------------------------------------------------------------------------- |
| `external_id`                      | Payout identification at the merchant's end. Maximum 100 characters.                                                     |
| `payment_method_id`                | Payment method. For wallet transfers, use `INSTANT_PAYMENT`.                                                             |
| `flow_type`                        | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person). |
| `purpose`                          | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3).                                      |
| `amount`                           | Source currency of the FX operation. Use up to 2 decimal numbers.                                                        |
| `country`                          | Country code. For Thailand, use `TH`.                                                                                    |
| `beneficiary.first_name`           | Beneficiary's first name. Maximum 50 characters.                                                                         |
| `beneficiary.last_name`            | Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.                      |
| `beneficiary.business_name`        | Beneficiary's business name. Mandatory only for B2B.                                                                     |
| `currency`                         | Payout currency. For Thailand, use `THB`.                                                                                |
| `beneficiary.instant_payment.id`   | Beneficiary's wallet ID. Maximum 45 characters.                                                                          |
| `beneficiary.instant_payment.type` | Beneficiary's instant payment account type. Type of wallet being used: `TRUEMONEY`.                                      |

### Example request

```json Wallet transfers - B2C
{
  "external_id": "68907654",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "TH",
  "amount": 100,
  "currency": "THB",
  "notification_url": "http://merchantsite.com/notifications",
  "beneficiary": {
    "first_name": "DLOCAL Thailand",
    "last_name": "Limited",
    "instant_payment": {
      "id": "8756435675",
      "type": "TRUEMONEY"
    }
  }
}
```

# Bank information

Access the reference formats and accepted values required for processing bank payouts in Thailand.

<br />

<details>
<summary class="summary_head">

## Bank codes

</summary>

<br />

| Bank Name                                          | Bank Code |
| -------------------------------------------------- | :-------: |
| Agriculture & Agricultural Coop                    |     23    |
| Bangkok Bank                                       |     1     |
| Bank of America National Association               |     15    |
| Bank of Ayudhya                                    |     2     |
| CIMB Thai Bank Public Company Ltd                  |     3     |
| Citibank                                           |     11    |
| Deutsche Bank                                      |     17    |
| Government Housing Bank                            |     24    |
| Government Saving Bank                             |     4     |
| Hong Kong & Shanghai Corporation Limited           |     16    |
| Industrial and Commercial Bank of China            |     26    |
| Islamic Bank of Thailand                           |     19    |
| Kasikorn Bank                                      |     5     |
| Kiatnakin Bank Public Company Limited              |     21    |
| Krung Thai Bank                                    |     6     |
| Land and Houses Bank Public Company Limited        |     25    |
| Mega International Commercial Bank PCL             |     14    |
| Mizuho Corporate Bank Limited                      |     18    |
| Siam Commercial Bank                               |     7     |
| Standard Chartered Bank (Thai)                     |     13    |
| Sumitomo Mitsui Banking Corporation                |     12    |
| Thai Military Bank                                 |     8     |
| Thanachart Bank                                    |     9     |
| The Thai Credit Retail Bank Public Company Limited |     22    |
| Tisco Bank Public Company Limited                  |     20    |
| United Oversea Bank (Thai) Ltd                     |     10    |

<br />

</details>