--- updatedAt: 2026-09-08T08:09:27.000Z agentTools: projectIndex: https://docs.dlocal.com/llms.txt --- # Uruguay Learn everything you need to know to make payouts in Uruguay with dLocal. [block:html] { "html": "\n \n
\n\n \n
\n
\n
\"\"
\n

Market specifications

\n

\n Take a look of all the information you need to make a payout. \n

\n Country reference\n Document validations\n Mandatory paramenters\n\n
\n
\n \n \n \n
\n
\"\"
\n

Payment methods

\n

\n Find all the information about payment methods capabilities. \n

\n Bank transfers\n
\n
\n \n \n
\n
\n
\"\"
\n

Bank information

\n

\n Find all the bank account validations details you need to make a payout. \n

\n Bank account validations\n Bank codes\n
\n
\n \n " } [/block] *** # Market specifications Do you want to know more information about Uruguay's market? Go to the [Uruguay’s economy and eCommerce market](https://dlocal.com/payment-processors-in-latin-america/uruguay-payment-methods-processors-ecommerce-market-dlocal/) article. ## Country reference | `country` code | `currency` code | `amount` decimals | `beneficiary.document.type` name | `beneficiary.document.id` format | | :------------: | :-------------: | :---------------: | :------------------------------: | :--------------------------------: | | `UY` | `UYU` | 2 | CI, RUT, PASS, ID | Between 6 to 8 digits or 12 digits | ## Document validations | Validation | Name | Length | Type | Verification digit | Example | | ---------- | ---- | ------ | ------------ | ------------------ | ---------------------------------- | | Document | CI | 8 | Numeric | Last digit | 8.741.777-1
87417771 | | Document | RUT | 12 | Numeric | Last digit | 21-100342-001-7
211003420017 | | Document | ID | - | Numeric | - | 33475876 | | Document | PASS | - | Alphanumeric | - | NNFE4379 | ## Mandatory parameters ### Bank transfers | Bank transfer parameters | B2C | B2B | P2P | | :--------------------------------- | :-: | :-: | :-: | | `external_id` | Yes | Yes | Yes | | `payment_method_id` | Yes | Yes | Yes | | `flow_type` | Yes | Yes | Yes | | `purpose` | Yes | Yes | Yes | | `country` | Yes | Yes | Yes | | `amount` | Yes | Yes | Yes | | `currency` | Yes | Yes | Yes | | `beneficiary.first_name` | Yes | Yes | Yes | | `beneficiary.last_name` | Yes | Yes | Yes | | `beneficiary.business_name` | - | Yes | - | | `beneficiary.document.id` | Yes | Yes | Yes | | `beneficiary.document.type` | Yes | Yes | Yes | | `beneficiary.bank_account.code` | Yes | Yes | Yes | | `beneficiary.bank_account.branch` | Yes | Yes | Yes | | `beneficiary.bank_account.account` | Yes | Yes | Yes | | `beneficiary.bank_account.type` | Yes | Yes | Yes | | `remitter.first_name` | - | - | Yes | | `remitter.last_name` | - | - | Yes | | `remitter.document.id` | - | - | Yes | | `remitter.document.type` | - | - | Yes | | `remitter.address.country` | - | - | Yes | *** # Payment methods Uruguay supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards. ## Bank transfers Bank transfers in Uruguay require detailed account information, including document ID, document type, bank code, bank branch, bank account number, account type, and amount. The format of these fields depends on the receiving bank, and strict validation rules apply. Refer to the [document validations](#document-validations), [bank account validations](#bank-account-validations) and [bank codes](#bank-codes) sections for format specifications. ### Mandatory parameters All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types. | Mandatory parameter | Description | | :--------------------------------- | :---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `external_id` | Payout identification at the merchant's end. Maximum 100 characters. | | `payment_method_id` | Payment method. For bank transfers, use `BANK_TRANSFER`. | | `flow_type` | Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person). | | `purpose` | Payout purpose code. See [purpose codes reference](https://docs.dlocal.com/docs/purpose-codes-reference-v3). | | `country` | Country code. For Uruguay, use `UY`. | | `amount` | Payout amount in `UYU`. Use up to 2 decimal places. | | `currency` | Source currency of the FX operation. For Uruguay, use `UYU` or `USD`. Payouts are always paid in local currency to the beneficiary, unless specified otherwise at `currency_to_pay` | | `currency_to_pay` | Currency to be paid out. `USD`. Mandatory only if the payout needs to be paid in USD. In case this parameter is missing, the payout will be paid in local currency. | | `beneficiary.first_name` | Beneficiary's first name. Maximum 50 characters. | | `beneficiary.last_name` | Beneficiary's last name. Maximum 50 characters. | | `beneficiary.business_name` | Beneficiary's business name. Mandatory only for B2B. | | `beneficiary.document.id` | Beneficiary's document ID or number. See [document validations](#document-validations) below. | | `beneficiary.document.type` | Document type: Only mandatory when document type is `RUT`, `DE` (Documento Extranjero) or `PASS` (Passport). | | `beneficiary.bank_account.code` | Beneficiary's bank code. See [bank codes](#bank-codes) below. | | `beneficiary.bank_account.branch` | Beneficiary's bank branch. Mandatory only if the bank is Santander. | | `beneficiary.bank_account.account` | Beneficiary's bank account number. Format and prefixes vary by bank. See [bank account validations](#bank-account-validations) below. | | `beneficiary.bank_account.type` | Beneficiary's bank account type. Only mandatory if bank is BROU. Account type:
`CHECKING`: Checking accounts
`SAVINGS`: Savings accounts | | `remitter.first_name` | Remitter's first name. Maximum 50 characters. | | `remitter.last_name` | Remitter's last name. Maximum 50 characters. | | `remitter.document.id` | Remitter's document. Maximum 45 characters. | | `remitter.document.type` | Remitter's document type: CI, RUT, PASS, DE, ID. | | `remitter.address.country` | Remitter's country. ISO 3166-1 alpha-2 code. | ### Example request ```json Bank transfers - B2C { "external_id": "1234567812345678C", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2C", "purpose": "OTHER_SERVICES", "country": "UY", "currency": "UYU", "amount": 114.39, "beneficiary": { "first_name": "JUAN", "last_name": "MARTIN", "document": { "type": "CI", "id": "87417771" }, "bank_account": { "code": "113", "branch": "11", "account": "1234567", "type": "CHECKING" } } } ``` ```json Bank transfers - P2P { "external_id": "1234567812345678P", "payment_method_id": "BANK_TRANSFER", "flow_type": "P2P", "purpose": "REMITTANCES", "country": "UY", "currency": "UYU", "amount": 114.39, "beneficiary": { "first_name": "MARIA", "last_name": "CLARA", "document": { "type": "CI", "id": "87417771" }, "bank_account": { "code": "113", "branch": "11", "account": "1234567", "type": "CHECKING" } }, "remitter": { "first_name": "JUAN", "last_name": "PEREZ", "document": { "type": "CI", "id": "87417771" }, "address": { "country": "BR" } } } ``` ```json Bank transfers - USD Account { "external_id": "1234567812345678D", "payment_method_id": "BANK_TRANSFER", "flow_type": "B2B", "purpose": "CAPITAL_CONTRIBUTION", "country": "UY", "currency": "USD", "currency_to_pay": "USD", "amount": 11594.39, "beneficiary": { "first_name": "EMPRESA", "last_name": "INTERNACIONAL", "document": { "type": "RUT", "id": "123456789011" }, "bank_account": { "code": "137", "branch": "11", "account": "012345678901", "type": "CHECKING" } } } ``` # Bank information Access the reference formats and accepted values required for processing bank payouts in Uruguay.
## Bank account validations
| Name | Account format | Length | Details | Example | | ---------- | --------------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ | | BROU | YYYYYYYYYWWWWW | 14 | **Y** -> Account number (9 digits) **W** -> Sub-account number (5 digits) | 00099299700002 | | BHU | XXXYYZZZZZZV | 12 | **X** -> Branch code (3 digits, starts with 0) **Y**-> Product number (2 digits) **Z** -> Account number (6 digits, filled with 0s on the left) **V** -> Verification digit (1 digit) | 012345678901 | | Citibank | XXXXXXXXXZ | 10 | The account number must be 10 characters long, with leading zeros. Account starts with 0, 1, or 5. **Z** = Verification digit | 0061436006 | | Itau | XXXXXXZ | 7 | Account number (6 digits) **Z** = Verification digit (1 digit) | 3190373 | | Scotiabank | CCCCCCCZII | 10 | **C** -> Client number (7 digits, with leading zeros) **Z** = Verification digit (1 digit) **I** -> Account ID (2 digits) | 1274204300 | | Santander | XXXXXXXXXXXX | 12 | Account number (12 digits, with leading zeros) | 012345678901 | | Nacion | XXXXXXXXXXXX | 12 | The account number must be a maximum of 12 characters. | 001234568901 | | BBVA | XXXXXXXXX | max 9 | The account number must be a maximum of 9 digits. Do not fill with 0s. No spaces or non-numeric characters. | 20237345 674501433 | | HSBC | Between XXXX and XXXXXXXXXX | 4 to 10 | The account number must be 4 to 10 characters long Do not fill with 0s. | 0003237999 | | Heritage | XXXXXXXYY | 9 | **X** -> Account number (7 digits, with leading zeros) **Y** -> Sub-account number (2 digits) | 0003237999 | | Prex | xxxxxxxx | 8 | The account number must be a maximum of 8 characters long. Do not fill with 0s. No spaces or non-numeric characters. | 11013892 | | Mi Dinero | XXXXXXXX | 6 to 11 | The account number must be 6 to 11 characters long. | 3259658 | | OCA Blue | XXXXXXZ | 7 | Account number (7 characters, with leading zeros) **X** -> Account number (6 digits, with leading zeros) **Z** -> Verification digit (1 digit) | 7328013 |
***
## Bank codes
Check below the different values that `bank_code` parameter can take depending on each country's bank requirements. | Bank Name | Bank Code | Support UYU currency | Support USD currency | | ------------------------------------------------- | :-------: | :-------------------------------------------------------------------------: | :-------------------------------------------------------------------------: | | Banco Bilbao Vizcaya Argentaria | 153 | | | | Banco de la Nación Argentina | 246 | | | | Banco Hipotecario del Uruguay | 091 | | | | Banco ITAU | 113 | | | | Banco Santander | 137 | | | | Banque Heritage | 162 | | | | Bapro | 61 | | | | BROU - Banco de la República Oriental del Uruguay | 001 | | | | Citibank N.A. Sucursal | 205 | | | | HSBC Bank | 157 | | | | Mi Dinero | 917 | | | | Oca Blue | 999 | | | | Prex | 603 | | | | Redpagos | 624 | | | | Scotiabank | 128 | | |