---
updatedAt: 2026-08-06T17:49:28.000Z
agentTools:
  projectIndex: https://docs.dlocal.com/llms.txt
---

# Uruguay

Learn about the dLocal supported payment methods in Uruguay.

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      <div class="overview-card1" onclick="parent.location='/docs/uruguay#market-specifications'">
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       <div class="overview-icon1"><img width="48" src="https://files.readme.io/922681fecfb238c94f7213fa9e0aa1675f1e190ec55beff2b6994169c77fdefc-adjust-circle.svg"  alt="" loading="lazy"><div class="img_overlay img_color_rgba(0,0,0,.2)"></div></div>
           <h3 class="overview-card-title1">Market specifications</h3>
          <p class="overview-card-content1">
            Take a look of all the payment methods available.   
        </p>
          <a href="#country-reference" class="doc-link">Country reference</a>
          <a href="#cards-supported" class="doc-link">Cards supported</a>
          <a href="#alternative-payment-method-supported" class="doc-link">APM supported</a>
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        class="overview-card1" onclick="parent.location='/docs/uruguay#cards'">
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           <h3 class="overview-card-title1">Cards</h3><br>
          <p class="overview-card-content1">
           Find all the information about the card supported capabilities.   
          </p>
          <a href="#capabilities" class="doc-link">Capabilities</a>
          <a href="#how-to-process-card-payments" class="doc-link">Process Card Payments</a>
        </div>
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              <div class="overview-icon1"><img width="48" src="https://files.readme.io/5a59519487455e7af361db8b67a2dee8d71627d4d6e1ed0a0bd805f5da861fcc-money-stack.svg"  alt="" loading="lazy"><div class="img_overlay img_color_rgba(0,0,0,.2)"></div></div>
           <h3 class="overview-card-title1">Alternative Payments</h3>
          <p class="overview-card-content1">
             Learn how to integrate cash, bank transfer or wallet payment.  
        </p>
          <a href="#redpagos" class="doc-link">Redpagos</a>
          <a href="#abitab" class="doc-link">Abitab</a>
          <a href="#Online Bank Transfer" class="doc-link">Online Bank Transfer</a>
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***

# Market specifications

Do you want to know more information about Uruguay's market? Go to the [Uruguay's economy and eCommerce market](https://dlocal.com/payment-processors-in-latin-america/uruguay-payment-methods-processors-ecommerce-market-dlocal/) article.

## Country reference

| `country` code | `currency` code | `amount` decimals | `document` name |          `document` format         | `document` required? |
| :------------: | :-------------: | :---------------: | :-------------: | :--------------------------------: | :------------------: |
|      `UY`      |      `UYU`      |         2         |    CI or RUT    | Between 6 to 8 digits or 12 digits |          Yes         |

<br />

<Callout icon="👍" theme="okay">
  ### Multi-currency support available for cards

  Supports charging in either USD or local currency for debit card transactions. To charge in USD, use the `currency_to_charge` parameter with the value `USD`; otherwise, the transaction will be processed in local currency by default.
</Callout>

<br />

## Cards supported

| `payment_method_id` | Brand ID | Name               | `payment_method_type` | Details       | Allowed Flows       | Logo                                                                                |
| :------------------ | :------- | :----------------- | :-------------------- | :------------ | :------------------ | :---------------------------------------------------------------------------------- |
| `CARD`              | `VI`     | Visa               | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/VI.svg" width="40px"> |
| `CARD`              | `VD`     | Visa Debit ​       | `CARD`                | Debit Card ​  | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/VD.svg" width="40px"> |
| `CARD`              | `MC`     | Mastercard         | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/MC.svg" width="40px"> |
| `CARD`              | `MD`     | Mastercard Debit ​ | `CARD`                | Debit Card ​  | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/MD.svg" width="40px"> |
| `CARD`              | `DC`     | Diners Club        | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/DC.svg" width="40px"> |
| `CARD`              | `OA`     | OCA                | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/OA.svg" width="40px"> |
| `CARD`              | `LI`     | Lider              | `CARD`                | Credit Card ​ | `DIRECT` `REDIRECT` | <img src="https://static.dlocal.com/images/providers/checkout/LI.svg" width="40px"> |

<Callout icon="ℹ️" theme="info">
  To offer all the card options that may be available in your integration, send the `payment_method_id` as `CARD`.
</Callout>

## Alternative Payment Method supported

| `payment_method_id` | Name                 | `payment_method_type` | Details       | Allowed Flows       | Logo                                                                             |
| :------------------ | :------------------- | :-------------------- | :------------ | :------------------ | :------------------------------------------------------------------------------- |
| `RE`                | Red Pagos            | `TICKET`              | Cash Payment  | `DIRECT` `REDIRECT` | <img src="https://pay.dlocal.com/views/2.0/images/payments/RE.png" width="40px"> |
| `AI`                | Abitab               | `TICKET`              | Cash Payment  | `DIRECT` `REDIRECT` | <img src="https://pay.dlocal.com/views/2.0/images/payments/AI.png" width="40px"> |
| `UE`                | Online Bank Transfer | `BANK_TRANSFER`       | Bank Transfer | `REDIRECT`          | <img src="https://pay.dlocal.com/views/2.0/images/payments/UE.png" width="40px"> |

<br />

***

# Cards

## Capabilities

|                               | Visa Credit                                     | Visa Debit                                      | Mastercard Credit                               | Mastercard Debit                                | Diners Club                                     | OCA                                             | Lider                                           |
| :---------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- | :---------------------------------------------- |
| **Minimum amount**            | 15 UYU                                          | 15 UYU                                          | 15 UYU                                          | 15 UYU                                          | 15 UYU                                          | 15 UYU                                          | 15 UYU                                          |
| **Refunds**                   | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             |
| **Recurring**                 | Yes                                             | Yes                                             | Yes                                             | No                                              | No                                              | Yes                                             | Yes                                             |
| **Chargeback option**         | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             |
| **Chargeback Dispute option** | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             |
| **Charge in USD**             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             | Yes                                             |
| **Descriptor**                | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. | Can be personalized, depending on the provider. |

## How to process Card Payments?

Learn how to process payments with credit and debit cards with dLocal in our [Card Payments](https://docs.dlocal.com/docs/card-payments) section.

<br />

***

# Alternative Payment Method

## Redpagos

Redpagos is one of the biggest collection networks, with a presence throughout all cities of the country.

### Capabilities

|                                    | Redpagos                   |
| :--------------------------------- | :------------------------- |
| **Min. amount**                    | 15 UYU                     |
| **Max. expiration time supported** | 2 days                     |
| **Notification delay**             | Immediate                  |
| **Refunds**                        | Yes                        |
| **Flow**                           | `DIRECT` <br /> `REDIRECT` |

### Request parameters

| Property              | Type   | Description                                                                                                            | Mandatory? |
| :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :--------- |
| `amount`              | Number | Amount to be charged.                                                                                                  | Yes        |
| `currency`            | String | `UYU`<br /><br />Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217).                            | Yes        |
| `country`             | String | `UY` <br /><br />Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes).      | Yes        |
| `payment_method_id`   | String | `RE` <br /><br />ID of the selected payment method.                                                                    | Yes        |
| `payment_method_flow` | String | `DIRECT` or `REDIRECT`                                                                                                 | Yes        |
| `payer.name`          | String | Name of the payer.                                                                                                     | Yes        |
| `payer.email`         | String | Email of the payer.                                                                                                    | Yes        |
| `payer.document`      | String | Document of the payer.                                                                                                 | Yes        |
| `order_id`            | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture.                 | No         |
| `notification_url`    | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No         |

### Examples

```json Request Example
{
    "amount": 1000,
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "RE",
    "payment_method_flow": "DIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "janedoe@mymail.com",
        "document": "123456",
        "address": {
            "country": "UY",
            "state": "Maldonado",
            "city": "Punta del Este",
            "zip_code": "88058",
            "street": "Av. Principal",
            "number": "5940"
        }
    },
    "order_id": "34545sk3483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
```
```json Response Example
{
    "id": "D-4-4c106130-551f-4124-8b77-74c4ff33a145",
    "amount": 1000,
    "currency": "UYU",
    "payment_method_id": "RE",
    "payment_method_type": "TICKET",
    "payment_method_flow": "DIRECT",
    "country": "UY",
    "bank_transfer": {},
    "ticket": {
        "type": "CUSTOM",
        "number": "1100397440565",
        "expiration_date": "2023-03-31T02:59:00.000+0000",
        "image_url": "https://pay.dlocal.com/gmf-apm/payments/M-49362a0b-q146-4292-86dd-add3b73068d7"
    },
    "created_date": "2023-03-27T16:10:26.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "34545sk3483kqw0",
    "notification_url": "http://merchantsite.com/notification/new"
}
```

### Example ticket

<Image src="https://files.readme.io/4cc8965b2620ae0f5217cefbe3ed2809e7785daea7a9d2bc23b0bf02cc30cc55-APM_-_REDPAGOS.png" alt="Redpagos UI built with the information in the example above." align="center" caption="Redpagos UI built with the information in the example above." />

### User Interface Tips <span class="pill primary">UI</span>

If you are using these payment methods through a `DIRECT` integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates.

| Element                  | Tip                                                                                                                                                                                                                                                       |
| :----------------------- | :-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Ticket Number**        | It is the number that payers must dictate to the cashiers in order to complete payment. Name it "Factura".                                                                                                                                                |
| **Currency and Amount**  | Should be relevant elements in the ticket. Users need to have that information very clearly.                                                                                                                                                              |
| **Currency Symbol**      | $                                                                                                                                                                                                                                                         |
| **Expiration date**      | Display this element clearly and visible enough. In Uruguay, the date format is  **DD/MM/YYYY**.                                                                                                                                                          |
| **Payment instructions** | Although most users are familiarized with Redpagos, it is an excellent practice to help those who are not. In the image above there is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions. |
| **Store locator**        | Name it "Buscador de Sucursales" and link it to <https://www.google.com/maps/search/redpagos/>                                                                                                                                                            |
| **Save button**          | It helps users to have their tickets always on their phones, making it needless to take notes or keep the browser open.                                                                                                                                   |
| **Print button**         | It is useful for some users who need to have their tickets printed.                                                                                                                                                                                       |

## Abitab

Abitab is one of the largest collection networks in Uruguay, with an extensive network of recollection points across the country.

### Capabilities

|                                    | Abitab                     |
| :--------------------------------- | :------------------------- |
| **Min. amount**                    | 15 UYU                     |
| **Max. expiration time supported** | 7 days                     |
| **Notification delay**             | 1 to 3 working days        |
| **Refunds**                        | Yes                        |
| **Flow**                           | `DIRECT` <br /> `REDIRECT` |

### Request parameters

| Property              | Type   | Description                                                                                                            | Mandatory? |
| :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------------- | :--------- |
| `amount`              | Number | Amount to be charged.                                                                                                  | Yes        |
| `currency`            | String | `UYU`<br /><br />Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217).                            | Yes        |
| `country`             | String | `UY` <br /><br />Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes).      | Yes        |
| `payment_method_id`   | String | `AI` <br /><br />ID of the selected payment method.                                                                    | Yes        |
| `payment_method_flow` | String | `DIRECT` or `REDIRECT`                                                                                                 | Yes        |
| `payer.name`          | String | Name of the payer.                                                                                                     | Yes        |
| `payer.email`         | String | Email of the payer.                                                                                                    | Yes        |
| `payer.document`      | String | Document of the payer.                                                                                                 | Yes        |
| `order_id`            | String | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture.                 | No         |
| `notification_url`    | String | Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant. | No         |

### Examples

```json Request Example
{
    "amount": 5880,
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "AI",
    "payment_method_flow": "DIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "janedoe@mymail.com",
        "document": "12345678",
        "address": {
            "country": "UY",
            "state": "Maldonado",
            "city": "Punta del Este",
            "zip_code": "88058",
            "street": "Av. Principal",
            "number": "5940"
        }
    },
    "order_id": "34545sk3483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
```
```json Response Example
{
    "id": "D-4-467be049-6y7r-47f7-9926-64924757eff7",
    "amount": 5880,
    "currency": "UYU",
    "payment_method_id": "AI",
    "payment_method_type": "TICKET",
    "payment_method_flow": "DIRECT",
    "country": "UY",
    "bank_transfer": {},
    "ticket": {
        "type": "CUSTOM",
        "number": "57246795339",
        "expiration_date": "2023-04-22T23:59:00.000+0000",
        "image_url": "https://pay.dlocal.com/gmf-apm/payments/M-969c107f-ttg4-4688-b1ce-2724f3d695a4"
    },
    "created_date": "2023-04-21T17:01:55.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "34545sk3483kqw0",
    "notification_url": "http://merchantsite.com/notification/new"
}
```

### Example ticket

<Image src="https://files.readme.io/60b340b06cf745f2010b4304b3073074777bae7b121eef06131ad00bd2a5f4c0-APM_-_ABITAB.png" alt="Abitab UI built with the information in the example above." align="center" caption="Abitab UI built with the information in the example above." />

### User Interface Tips <span class="pill primary">UI</span>

If you are using these payment methods through a `DIRECT` integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates.

| Element                  | Tip                                                                                                                                                                                                                                                     |
| :----------------------- | :------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| **Document Number**      | Mentioning document number users will be able to pay.                                                                                                                                                                                                   |
| **Currency and Amount**  | Should be relevant elements in the ticket. Users need to have that information very clearly.                                                                                                                                                            |
| **Currency Symbol**      | $                                                                                                                                                                                                                                                       |
| **Expiration date**      | Display this element clearly and visible enough. In Uruguay, the date format is  **DD/MM/YYYY**.                                                                                                                                                        |
| **Payment instructions** | Although most users are familiarized with Abitab, it is an excellent practice to help those who are not. In the image above there is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions. |
| **Store locator**        | Name it "Buscador de Sucursales" and link it to <https://www.google.com/maps/search/abitab/>                                                                                                                                                            |
| **Save button**          | It helps users to have their tickets always on their phones, making it needless to take notes or keep the browser open.                                                                                                                                 |
| **Print button**         | It is useful for some users who need to have their tickets printed.                                                                                                                                                                                     |

## Online Bank Transfer

Online Bank Transfer is an interbank payment network in Uruguay that allows customers to pay merchants directly from their Home Banking account without leaving their bank's interface.

### Capabilities

|                        | Online Bank Transfer |
| :--------------------- | :------------------- |
| **Min. amount**        | 1 UYU                |
| **Notification delay** | Immediate            |
| **Refunds**            | Yes                  |
| **Flow**               | `REDIRECT`           |

### Supported banks

| Bank name                                         | Bank code |
| :------------------------------------------------ | :-------- |
| Banco de la República Oriental del Uruguay (BROU) | `001`     |
| Banco Itaú Uruguay S.A.                           | `113`     |
| Banco Santander                                   | `137`     |
| BBVA                                              | `153`     |
| Scotiabank S.A.                                   | `128`     |
| Banco Bandes Uruguay                              | `110`     |
| BTG Pactual                                       | `157`     |
| Banque Heritage (Uruguay)                         | `162`     |

### Request parameters

| Property              | Type   | Description                                                                                                      | Mandatory? |
| :-------------------- | :----- | :--------------------------------------------------------------------------------------------------------------- | :--------- |
| `amount`              | Number | Amount to be charged.                                                                                            | Yes        |
| `currency`            | String | `UYU`<br /><br />Transaction currency in [ISO 4217](http://en.wikipedia.org/wiki/ISO_4217).                      | Yes        |
| `country`             | String | `UY`<br /><br />Transaction country in [ISO 3166](https://en.wikipedia.org/wiki/List_of_ISO_3166_country_codes). | Yes        |
| `payment_method_id`   | String | `UE`<br /><br />ID of the Online Bank Transfer payment method.                                                   | Yes        |
| `payment_method_flow` | String | `REDIRECT`                                                                                                       | Yes        |
| `payer.name`          | String | Full name of the payer.                                                                                          | Yes        |
| `payer.email`         | String | Email address of the payer. Required to generate refunds.                                                        | Yes        |
| `payer.document`      | String | Uruguayan ID document (Cédula de Identidad or RUT) of the payer.                                                 | Yes        |
| `order_id`            | String | Merchant-side identifier for this transaction.                                                                   | No         |
| `notification_url`    | String | URL where dLocal will send payment status notifications.                                                         | No         |

### Examples

```json Request Example
{
    "amount": 10,
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "UE",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "janedoe@example.com",
        "document": "12345678"
    },
    "order_id": "order-uy-001",
    "notification_url": "https://merchant.com/notifications"
}
```
```json Response Example
{
    "id": "R-4-g1l5ia5u-fqiqtfr0s1065a-nm97cjv4cf3o",
    "amount": 10,
    "currency": "UYU",
    "payment_method_id": "UE",
    "payment_method_type": "BANK_TRANSFER",
    "payment_method_flow": "REDIRECT",
    "country": "UY",
    "created_date": "2026-07-16T18:53:50.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "order-uy-001",
    "notification_url": "https://merchant.com/notifications",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/N-7d7fd63e-e7e8-4c81-bd12-6a531c09f13f"
}
```
```json Notification Example
{
    "id": "R-4-g1l5ia5u-fqiqtfr0s1065a-nm97cjv4cf3o",
    "amount": 10,
    "status": "PAID",
    "status_detail": "The payment was paid.",
    "status_code": "200",
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "UE",
    "payment_method_type": "BANK_TRANSFER",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "janedoe@example.com",
        "document": "12345678"
    },
    "order_id": "order-uy-001",
    "notification_url": "https://merchant.com/notifications",
    "created_date": "2026-07-16T18:53:50.000+0000"
}
```

### UX Flow

![](https://files.readme.io/20a539115273fb0d47e379c4b1ca415fd3104f41fcbd43fe2268c2fdbf500783-image.png)

### User Interface Tips <span class="pill primary">UI</span>

| Element                | Tip                                                                                                                                                         |
| :--------------------- | :---------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Redirect messaging** | Shape the messaging so users understand they will be redirected to their bank. Example: *"You'll be taken to your Home Banking to authorize the transfer."* |
| **Payment status**     | `PENDING` is transient. Payments are notified immediately upon accreditation once the user authorizes the debit in their Home Banking.                      |
| **Bank selector**      | dLocal presents the available banks during the redirect flow. Merchants do not need to render a bank selector page.                                         |