​This function allows transfers from an account. It can be used for:

1. Transferring funds from merchant account to user account (credit funds to a user).
2. Payouts to bank accounts. Coming soon.

Flows can be user to user, merchant to user, user to merchant, or user to bank account.

Disbursement

Merchants can transfer (credit) funds to a user account. These funds will be deducted from your balance and credited to the user's wallet.

To make such operation, the merchant needs to input user's account_id on destination_account_id parameter and transfer_type = "disbursement".

Retrieve Funds

Merchants can retrieve (debit) funds from a user account. These funds will be deducted from the user's wallet and credited to your balance.

To make such operation, the merchant needs to input user's account_id on source_account_id parameter and transfer_type = "retrieve".

Cashout - Payout to a bank account

Users can transfer funds to a bank account. These funds will be deducted from the sender's account balance.

To make such operation, the merchant needs to input sender's account_id on source_account_id parameter and "external" on destination_account_id parameter. Also, transfer_type = "payout" and Beneficiary Bank Details object must be provided.

Mock Sending Transfer in Sandbox

To mock desired responses in sandbox, you need to specify the following inputs in the header. 'X-Dlocal-Disbursement-Result'.

Asynchronous notifications

When there is a change of status in the transaction, we will send you a notification to the provided notification_url indicating transfer_id. You will need to call Get transfer information function to review these changes.

{ 
  “transfer_id”:“ISGT-4-87270764b197409d9d2b29c8b43da784"
}