Malaysia

Learn everything you need to know to make payouts in Malaysia with dLocal.

Market specifications

Take a look of all the information you need to make a payout.

Country reference Mandatory paramenters

Payment methods

Find all the information about payment methods capabilities.

Bank transfers Wallet transfers

Bank information

Find all the bank account validations details you need to make a payout.

Bank codes

Market specifications

Do you want to know more information about Malaysia's market? Go to the Accelerate Growth in Asia's Leading eCommerce Hubs article.

Country reference

country codecurrency codeamount decimalsdocument_type namedocument_id format
MYMYR2NRIC12 digits

Mandatory parameters

Bank transfers

Bank transfer parametersB2CB2BP2P
external_idYesYesYes
payment_method_idYesYesYes
flow_typeYesYesYes
purposeYesYesYes
amountYesYesYes
currencyYesYesYes
countryYesYesYes
beneficiary.last_nameYesYesYes
beneficiary.first_nameYesYesYes
beneficiary.bank_account.accountYesYesYes
beneficiary.bank_account.codeYesYesYes
remitter.first_name--Yes
remitter.last_name--Yes
remitter.document.id--Yes
remitter.document.type--Yes
remitter.address.street--Yes
remitter.address.city--Yes
remitter.address.country--Yes

Wallet transfers

Wallet transfer parametersB2CB2BP2P
external_idYesYesYes
payment_method_idYesYesYes
flow_typeYesYesYes
purposeYesYesYes
amountYesYesYes
currencyYesYesYes
countryYesYesYes
beneficiary.first_nameYesYesYes
beneficiary.last_nameYesYesYes
instant_payment.idYesYesYes
instant_payment.typeYesYesYes
remitter.first_name--Yes
remitter.last_name--Yes
remitter.document.id--Yes
remitter.document.type--Yes
remitter.address.street--Yes
remitter.address.city--Yes
remitter.address.country--Yes

Payment methods

Malaysia supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Bank transfers in Malaysia require detailed account information, including bank account number and bank code. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes section for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameterDescription
external_idPayout identification at the merchant's end. Maximum 100 characters.
payment_method_idPayment method. For bank transfers, use BANK_TRANSFER.
flow_typePayout flow type. Valid values: B2C (Business to Consumer), B2B (Business to Business), or P2P (Person to Person).
purposePayout purpose code. See purpose codes reference.
countryCountry code. For Malaysia, use MY.
amountPayout amount (in the currency set in the currency field). Use up to 2 decimal places.
currencyPayout currency. For Malaysia, use MYR or USD.
beneficiary.first_nameBeneficiary's first name. Maximum 50 characters.
beneficiary.last_nameBeneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.
beneficiary.bank_account.accountBeneficiary's bank account number. Minimum length 10 and maximum length 22.
beneficiary.bank_account.codeBeneficiary's bank account code. See available bank codes below.
remitter.first_nameRemitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.last_nameRemitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.document.idRemitter's document. Maximum 45 characters. Mandatory only for remittance (P2P).
remitter.document.typeRemitter's document type: NI for national identification number, PASS for passport. Mandatory only for remittance (P2P).
remitter.address.streetRemitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter.address.cityRemitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).
remitter.address.countryRemitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "1234567812345678",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "MY",
  "beneficiary": {
    "first_name": "JUAN",
    "last_name": "NASCIMENTO",
    "bank_account": {
      "account": "0077870019888776",
      "code": "007"
    }
  },
  "notification_url": "https://thisisawebsite.net",
  "amount": "1100.00",
  "currency": "MYR"
}

Wallet transfers

Wallet transfers enable real-time transfers using a Wallet ID linked to a Touch 'n Go wallet.

The instant_payment.type field must indicate the type of wallet being used (e.g., Touch 'n Go). The instant_payment.id field must be present and correctly formatted as the Wallet ID.

Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

Mandatory parameterDescription
external_idPayout identification at the merchant's end. Maximum 100 characters.
payment_method_idPayment method. For wallet transfers, use INSTANT_PAYMENT.
flow_typePayout flow type. Valid values: B2C (Business to Consumer), B2B (Business to Business), or P2P (Person to Person).
purposePayout purpose code. See the purpose codes reference.
amountPayout amount (in the currency set in the currency field). Use up to 2 decimal numbers.
currencyPayout currency. For Malaysia, use MYR or USD.
countryCountry code. For Malaysia, use MY.
beneficiary.first_nameBeneficiary's first name. Maximum 50 characters.
beneficiary.last_nameBeneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.
beneficiary.instant_payment.idBeneficiary's wallet ID. Maximum 45 characters.
beneficiary.instant_payment.typeBeneficiary's instant payment account type. Type of wallet being used: TOUCHNGO.
remitter.first_nameRemitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.last_nameRemitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.document.idRemitter's document. Maximum 45 characters. Mandatory only for remittance (P2P).
remitter.document.typeRemitter's document type: NI for national identification number, PASS for passport. Mandatory only for remittance (P2P).
remitter.address.streetRemitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter.address.cityRemitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).
remitter.address.countryRemitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "1234567812345678",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "MY",
  "beneficiary": {
    "first_name": "JUAN",
    "last_name": "NASCIMENTO",
    "instant_payment": {
      "type": "TOUCHNGO",
      "id": "123456789012"
    }
  },
  "notification_url": "https://thisisawebsite.net",
  "amount": "1100.00",
  "currency": "MYR"
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Malaysia.


Bank codes


Bank NameBank code
Affin Bank Berhad6
Affin Islamic Bank Berhad32
Agrobank (Islamic)43
Al Rajhi7
Alliance Bank Berhad8
Alliance Islamic Bank Berhad33
AmBank Berhad1
AmBank Islamic34
Bank Islam Malaysia Berhad9
Bank Kerjasama Rakyat Berhad10
Bank Muamalat Malaysia Berhad11
Bank of America20
Bank of China (Malaysia) Berhad21
Bank of Tokyo - Mitsubishi UFJ (M) Berhad22
Bank Pertanian Malaysia Berhad (Agrobank)23
Bank Simpanan Nasional12
Bank Simpanan Nasional (Islamic)44
BNP Paribas (M) Bhd24
BNP Paribas (M) Bhd (Islamic)35
CIMB Bank Berhad4
CIMB Islamic Bank36
Commerce Terjari Bank Berhad25
Deutsche Bank Malaysia Berhad14
Eon Bank Berhad26
Hong Leong Bank Berhad2
Hong Leong Islamic Bank Bhd37
HSBC Bank Berhad15
Industrial & Commercial Bank of China27
J.P Morgan Chase Bank Berhad28
Kuwait Finance House (Malaysia) Bhd29
Malayan Banking Berhad (Maybank)5
MayBank Islamic Berhad38
Mizuho Corporate Bank Malaysia30
OCBC Al-Amin Bank Berhad39
OCBC Bank16
Public Bank Berhad3
Public Islamic Bank Bhd40
RHB Bank Berhad17
RHB Islamic Bank Berhad41
Standard Chartered Bank Berhad18
Standard Chartered Saadiq Bhd42
Sumitomo Mitsui Banking Corporation Malaysia Bhd31
UOB19