Malaysia
Learn everything you need to know to make payouts in Malaysia with dLocal.
Market specifications
Take a look of all the information you need to make a payout.
Country reference Mandatory paramentersPayment methods
Find all the information about payment methods capabilities.
Bank transfers Wallet transfersBank information
Find all the bank account validations details you need to make a payout.
Bank codesMarket specifications
Do you want to know more information about Malaysia's market? Go to the Accelerate Growth in Asia's Leading eCommerce Hubs article.
Country reference
country code | currency code | amount decimals | document_type name | document_id format |
---|---|---|---|---|
MY | MYR | 2 | NRIC | 12 digits |
Mandatory parameters
Bank transfers
Bank transfer parameters | B2C | B2B | P2P |
---|---|---|---|
external_id | Yes | Yes | Yes |
payment_method_id | Yes | Yes | Yes |
flow_type | Yes | Yes | Yes |
purpose | Yes | Yes | Yes |
amount | Yes | Yes | Yes |
currency | Yes | Yes | Yes |
country | Yes | Yes | Yes |
beneficiary.last_name | Yes | Yes | Yes |
beneficiary.first_name | Yes | Yes | Yes |
beneficiary.bank_account.account | Yes | Yes | Yes |
beneficiary.bank_account.code | Yes | Yes | Yes |
remitter.first_name | - | - | Yes |
remitter.last_name | - | - | Yes |
remitter.document.id | - | - | Yes |
remitter.document.type | - | - | Yes |
remitter.address.street | - | - | Yes |
remitter.address.city | - | - | Yes |
remitter.address.country | - | - | Yes |
Wallet transfers
Wallet transfer parameters | B2C | B2B | P2P |
---|---|---|---|
external_id | Yes | Yes | Yes |
payment_method_id | Yes | Yes | Yes |
flow_type | Yes | Yes | Yes |
purpose | Yes | Yes | Yes |
amount | Yes | Yes | Yes |
currency | Yes | Yes | Yes |
country | Yes | Yes | Yes |
beneficiary.first_name | Yes | Yes | Yes |
beneficiary.last_name | Yes | Yes | Yes |
instant_payment.id | Yes | Yes | Yes |
instant_payment.type | Yes | Yes | Yes |
remitter.first_name | - | - | Yes |
remitter.last_name | - | - | Yes |
remitter.document.id | - | - | Yes |
remitter.document.type | - | - | Yes |
remitter.address.street | - | - | Yes |
remitter.address.city | - | - | Yes |
remitter.address.country | - | - | Yes |
Payment methods
Malaysia supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.
Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.
Bank transfers
Bank transfers in Malaysia require detailed account information, including bank account number and bank code. The format of these fields depends on the receiving bank, and strict validation rules apply.
Refer to the bank codes section for format specifications.
Mandatory parameters
All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.
Mandatory parameter | Description |
---|---|
external_id | Payout identification at the merchant's end. Maximum 100 characters. |
payment_method_id | Payment method. For bank transfers, use BANK_TRANSFER . |
flow_type | Payout flow type. Valid values: B2C (Business to Consumer), B2B (Business to Business), or P2P (Person to Person). |
purpose | Payout purpose code. See purpose codes reference. |
country | Country code. For Malaysia, use MY . |
amount | Payout amount (in the currency set in the currency field). Use up to 2 decimal places. |
currency | Payout currency. For Malaysia, use MYR or USD . |
beneficiary.first_name | Beneficiary's first name. Maximum 50 characters. |
beneficiary.last_name | Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters. |
beneficiary.bank_account.account | Beneficiary's bank account number. Minimum length 10 and maximum length 22. |
beneficiary.bank_account.code | Beneficiary's bank account code. See available bank codes below. |
remitter.first_name | Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P). |
remitter.last_name | Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P). |
remitter.document.id | Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P). |
remitter.document.type | Remitter's document type: NI for national identification number, PASS for passport. Mandatory only for remittance (P2P). |
remitter.address.street | Remitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P). |
remitter.address.city | Remitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P). |
remitter.address.country | Remitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P). |
Example request
{
"external_id": "1234567812345678",
"payment_method_id": "BANK_TRANSFER",
"flow_type": "B2C",
"purpose": "OTHER_SERVICES",
"country": "MY",
"beneficiary": {
"first_name": "JUAN",
"last_name": "NASCIMENTO",
"bank_account": {
"account": "0077870019888776",
"code": "007"
}
},
"notification_url": "https://thisisawebsite.net",
"amount": "1100.00",
"currency": "MYR"
}
Wallet transfers
Wallet transfers enable real-time transfers using a Wallet ID linked to a Touch 'n Go wallet.
The instant_payment.type
field must indicate the type of wallet being used (e.g., Touch 'n Go). The instant_payment.id
field must be present and correctly formatted as the Wallet ID.
Mandatory parameters
The table below outlines the required parameters for Wallet transfers.
Mandatory parameter | Description |
---|---|
external_id | Payout identification at the merchant's end. Maximum 100 characters. |
payment_method_id | Payment method. For wallet transfers, use INSTANT_PAYMENT . |
flow_type | Payout flow type. Valid values: B2C (Business to Consumer), B2B (Business to Business), or P2P (Person to Person). |
purpose | Payout purpose code. See the purpose codes reference. |
amount | Payout amount (in the currency set in the currency field). Use up to 2 decimal numbers. |
currency | Payout currency. For Malaysia, use MYR or USD . |
country | Country code. For Malaysia, use MY . |
beneficiary.first_name | Beneficiary's first name. Maximum 50 characters. |
beneficiary.last_name | Beneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters. |
beneficiary.instant_payment.id | Beneficiary's wallet ID. Maximum 45 characters. |
beneficiary.instant_payment.type | Beneficiary's instant payment account type. Type of wallet being used: TOUCHNGO . |
remitter.first_name | Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P). |
remitter.last_name | Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P). |
remitter.document.id | Remitter's document. Maximum 45 characters. Mandatory only for remittance (P2P). |
remitter.document.type | Remitter's document type: NI for national identification number, PASS for passport. Mandatory only for remittance (P2P). |
remitter.address.street | Remitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P). |
remitter.address.city | Remitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P). |
remitter.address.country | Remitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P). |
Example request
{
"external_id": "1234567812345678",
"payment_method_id": "INSTANT_PAYMENT",
"flow_type": "B2C",
"purpose": "OTHER_SERVICES",
"country": "MY",
"beneficiary": {
"first_name": "JUAN",
"last_name": "NASCIMENTO",
"instant_payment": {
"type": "TOUCHNGO",
"id": "123456789012"
}
},
"notification_url": "https://thisisawebsite.net",
"amount": "1100.00",
"currency": "MYR"
}
Bank information
Access the reference formats and accepted values required for processing bank payouts in Malaysia.
Bank codes
Bank Name | Bank code |
---|---|
Affin Bank Berhad | 6 |
Affin Islamic Bank Berhad | 32 |
Agrobank (Islamic) | 43 |
Al Rajhi | 7 |
Alliance Bank Berhad | 8 |
Alliance Islamic Bank Berhad | 33 |
AmBank Berhad | 1 |
AmBank Islamic | 34 |
Bank Islam Malaysia Berhad | 9 |
Bank Kerjasama Rakyat Berhad | 10 |
Bank Muamalat Malaysia Berhad | 11 |
Bank of America | 20 |
Bank of China (Malaysia) Berhad | 21 |
Bank of Tokyo - Mitsubishi UFJ (M) Berhad | 22 |
Bank Pertanian Malaysia Berhad (Agrobank) | 23 |
Bank Simpanan Nasional | 12 |
Bank Simpanan Nasional (Islamic) | 44 |
BNP Paribas (M) Bhd | 24 |
BNP Paribas (M) Bhd (Islamic) | 35 |
CIMB Bank Berhad | 4 |
CIMB Islamic Bank | 36 |
Commerce Terjari Bank Berhad | 25 |
Deutsche Bank Malaysia Berhad | 14 |
Eon Bank Berhad | 26 |
Hong Leong Bank Berhad | 2 |
Hong Leong Islamic Bank Bhd | 37 |
HSBC Bank Berhad | 15 |
Industrial & Commercial Bank of China | 27 |
J.P Morgan Chase Bank Berhad | 28 |
Kuwait Finance House (Malaysia) Bhd | 29 |
Malayan Banking Berhad (Maybank) | 5 |
MayBank Islamic Berhad | 38 |
Mizuho Corporate Bank Malaysia | 30 |
OCBC Al-Amin Bank Berhad | 39 |
OCBC Bank | 16 |
Public Bank Berhad | 3 |
Public Islamic Bank Bhd | 40 |
RHB Bank Berhad | 17 |
RHB Islamic Bank Berhad | 41 |
Standard Chartered Bank Berhad | 18 |
Standard Chartered Saadiq Bhd | 42 |
Sumitomo Mitsui Banking Corporation Malaysia Bhd | 31 |
UOB | 19 |
Updated about 3 hours ago