Argentina
Learn about the dLocal supported payment methods in Argentina.
Market specifications
Take a look of all the payment methods available.
Country reference Cards supported APM supported
Cards
Find all the information about the card supported capabilities.
Capabilities Process Card Payments
Alternative Payments
Learn how to integrate cash, bank transfer or wallet payment.
Bank Transfer Rapipago Cobro Express QR Interoperable MODO Cards Pago Fácil Buy Now Pay Later (BNPL)Market specifications
Do you want to know more information about Argentina's market? Go to the Argentina’s economy and eCommerce market article.
Country reference
country code | currency code | amount decimals | document name | document format | document required? |
|---|---|---|---|---|---|
AR | ARS | 2 | DNI, CUIT, or CUIL | Between 7 to 9, or 11 digits | Yes |
Cards supported
payment_method_id | Brand ID | Name | payment_method_type | Details | Allowed Flows | Logo |
|---|---|---|---|---|---|---|
CARD | VI | Visa | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | VD | Visa Debit | CARD | Debit Card | DIRECT REDIRECT |  |
CARD | MC | Mastercard | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | MD | Mastercard Debit | CARD | Debit Card | DIRECT REDIRECT |  |
CARD | AE | American Express | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | CM | CMR Falabella | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | NJ | Tarjeta Naranja | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | NT | Nativa | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | CS | Cencosud | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | CL | Cabal | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | LD | Cabal Debit | CARD | Debit Card | DIRECT REDIRECT |  |
CARD | AG | Argencard | CARD | Credit Card | DIRECT REDIRECT |  |
CARD | MS | Maestro Debit | CARD | Debit Card | DIRECT REDIRECT |  |
To offer all the card options that may be available in your integration, send the
payment_method_idasCARD.
Alternative Payment Method supported
payment_method_id | Name | payment_method_type | Details | Allowed Flows | Logo |
|---|---|---|---|---|---|
IO | Bank Transfer | BANK_TRANSFER | Bank Transfer Offline | DIRECT REDIRECT |  |
RP | Rapipago | TICKET | Cash Payment | DIRECT REDIRECT |  |
CY | Cobro Express | TICKET | Cash Payment | DIRECT REDIRECT |  |
QR | QR Interoperable | TICKET | QR payments | DIRECT REDIRECT |  |
MU | MODO Cards | TICKET | Bank transfer | DIRECT REDIRECT |  |
PF | Pago Fácil | TICKET | Cash Payment | DIRECT REDIRECT |  |
PL | Buy Now Pay Later (BNPL) | TICKET | Installment Plan | REDIRECT |  |
Cards
Capabilities
To view the information for all the cards, position the cursor over the table and use the horizontal scroll to navigate.
| Visa Credit | Visa Debit | Mastercard Credit | Mastercard Debit | American Express | CMR Falabella | Tarjeta Naranja | Tarjeta Shoppping | Nativa | Cencosud | Cabal | Cabal Debit | Argencard | Maestro Debit | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum amount | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS | 10 ARS |
| Refunds | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Recurring | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Chargeback option | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Chargeback Dispute option | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Descriptor | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on the provider. | Partially personalized, depending on provider. | Partially personalized, depending on provider. | Partially personalized, depending on provider. | Partially personalized, depending on provider. | Partially personalized, depending on provider. |
How to process Card Payments?
Learn how to process payments with credit and debit cards with dLocal in our Card Payments section.
Alternative Payment Method
Bank Transfer
Bank transfer is a service that allows customers to carry out bank transfers from bank accounts of any bank in Argentina.
Capabilities
| Bank Transfer | |
|---|---|
| Min. amount | 10 ARS |
| Max. expiration time supported | 5 days |
| Notification delay | Immediate |
| Refunds | Yes |
| Flow | DIRECT REDIRECT |
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | IO ID of the selected payment method. | Yes |
payment_method_flow | String | DIRECT or REDIRECT | Yes |
payer.name | String | Name of the payer. | Yes |
payer.email | String | Email of the payer. | Yes |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | No |
Examples
{
"amount": 1640,
"currency": "ARS",
"country": "AR",
"payment_method_id": "IO",
"payment_method_flow": "DIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"document": "12345678",
"address": {
"country": "AR",
"state": "Santa Fe",
"city": "Pujato",
"zip_code": "8858",
"street": "Av. Principal",
"number": "5940"
}
},
"order_id": "34545sk3483kqw0",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
"callback_url": "http://merchantsite.com/success_page"
}
{
"id": "D-4-3145f30a-19fd-4e88-2112-af16f344fee2",
"amount": 1640,
"currency": "ARS",
"payment_method_id": "IO",
"payment_method_type": "BANK_TRANSFER",
"payment_method_flow": "DIRECT",
"country": "AR",
"bank_transfer": {
"bank_account_type": "CHECKING",
"bank_name": "Banco Industrial S.A.",
"bank_code": "Banco Industrial S.A.",
"beneficiary_name": "Dlp Capital Partner S.A.",
"bank_account": "3220001805006588450032",
"bank_account_label": "CBU",
"reference": "10254037",
"redirect_url": "https://pay.dlocal.com/gmf-apm/payments/M-6ea9fcc0-13db-122f-b0c7-36d01480fe9c",
"user_payment_amount": 10000,
"payment_instruction": "Ingresa a tu banca en línea y realiza la transferencia a la siguiente cuenta. Recuerda que no se pueden hacer pagos en ventanilla.",
"expiration_date": "2023-06-15T23:59:00.100+0000"
},
"ticket": {},
"created_date": "2023-06-10T21:01:08.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "34545sk3483kqw0",
"notification_url": "http://merchantsite.com/notification/new"
}
Example ticket
Bank Transfer UI built with the information in the example above.
Rapipago
Rapipago is one of the most popular chains of extra-banking physical payment locations in Argentina. Argentinians normally use it to pay utility bills among other services.
Rapipago allow users to pay for their daily services, like electricity, gas, cable TV, internet, and other common living expenses.
Capabilities
| Rapipago | |
|---|---|
| Min. amount | 10 ARS |
| Max. expiration time supported | Up to 28 days |
| Notification delay | Immediate |
| Refunds | Yes |
| Flow | DIRECT REDIRECT |
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | RP ID of the selected payment method. | Yes |
payment_method_flow | String | DIRECT or REDIRECT | Yes |
payer.name | String | Name of the payer. | Yes |
payer.email | String | Email of the payer. | Yes |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | No |
Examples
{
"amount": 1800,
"currency": "ARS",
"country": "AR",
"payment_method_id": "RP",
"payment_method_flow": "DIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"document": "12345678",
"address": {
"country": "AR",
"state": "Santa Fe",
"city": "Pujato",
"zip_code": "8858",
"street": "Av. Principal",
"number": "5940"
}
},
"order_id": "34545sk3483kqw0",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
"callback_url": "http://merchantsite.com/success_page"
}
{
"id": "D-5-e2637f0e-121i-4e75-hg66-601815558921",
"amount": 1800,
"currency": "ARS",
"payment_method_id": "RP",
"payment_method_type": "TICKET",
"payment_method_flow": "DIRECT",
"country": "AR",
"bank_transfer": {},
"ticket": {
"type": "CUSTOM",
"number": "100003617705",
"expiration_date": "2022-09-24T02:59:00.000+0000",
"id": "738400165004591000038691430000164023030000000006",
"barcode": "1000-03869143",
"company_name": "DLOCAL SERVICES",
"provider_name": "rapippago",
"provider_logo": "https://pay.dlocal.com/views/2.0/images/payments/RP.png",
"image_url": "https://pay.dlocal.com/gmf-apm/payments/M-2370d066-8c84-4b0e-a7b9-43ws333afda",
"amount": 1800,
"currency": "ARS"
},
"created_date": "2022-08-30T21:04:20.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "34545sk3483kqw0",
"notification_url": "http://merchantsite.com/notification/new"
}
Example ticket
Rapipago UI built with the information in the example above.
User Interface Tips UI
If you are using these payment methods through a DIRECT integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates.
| Element | Tip |
|---|---|
| Ticket Number | It is the number that payers must dictate to the cashiers in order to complete payment. Separate it every 4 digits so it is easier to read. |
| Currency and Amount | Should be relevant elements in the ticket. Users need to have that information very clearly. |
| AR Currency Symbol | $ |
| Expiration date | Display this element clearly and visible enough. In Argentina, the date format is DD/MM/YYYY. |
| Accreditation delay | Let users know that their payment will be credited immediately. This brings confidence and a sense of security that helps conversion rates. |
| Payment instructions | Although most users are familiarized with Rapipago, it is a good practice to help those who are not. In the image above there is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions. |
| Store locator | Link it to https://www.google.com/maps/search/rapipago. |
| Save button | It helps users to have their tickets always on their phone, making it needless to take notes or keep the browser open. |
| Print button | It is useful for some users who need to have their tickets printed. |
Cobro Express
Cobro Express is a cash payment method in Argentina, available at various points across the country, such as supermarkets, kiosks, and pharmacies.
It allows users to pay bills, recharge mobile phones, and make online payments, offering a convenient option for those without traditional banking access.
Capabilities
| Cobro Express | |
|---|---|
| Min. amount | 1 ARS |
| Max. expiration time supported | 5 days |
| Notification delay | Immediate |
| Refunds | Yes |
| Flow | DIRECT REDIRECT |
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | CY ID of the selected payment method. | Yes |
payment_method_flow | String | DIRECT or REDIRECT | Yes |
payer.name | String | Name of the payer. | No |
payer.email | String | Email of the payer. | No |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | No |
Examples
{
"amount": 1000,
"currency": "ARS",
"country": "AR",
"payment_method_id": "CY",
"payment_method_flow": "DIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"document": "12345678",
"address": {
"country": "AR",
"state": "Santa Fe",
"city": "Pujato",
"zip_code": "8858",
"street": "Av. Principal",
"number": "5940"
}
},
"order_id": "34545sk3483kqw0",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
}
{
"id": "D-5-e2637f0e-121i-4e75-hg66-601815558921",
"amount": 1000,
"currency": "ARS",
"payment_method_id": "CY",
"payment_method_type": "TICKET",
"payment_method_flow": "DIRECT",
"country": "AR",
"bank_transfer": {},
"ticket": {
"type": "CUSTOM",
"number": "10054",
"expiration_date": "2024-07-16T02:59:00.000+0000",
"company_name": "Dlocal",
"provider_logo": "https://static.dlocal.com/images/providers/cobroexpress.png",
"image_url": "https://pay.dlocal.com/gmf-apm/payments/M-aca208e0-ac25-4e84-915c-8fb5dd796e00",
"amount": 1000,
"currency": "ARS"
},
"created_date": "2024-07-10T17:29:23.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "34545sk3483kqw0",
"notification_url": "http://merchantsite.com/notification/new"
}
Example ticket
Cobro Express UI built with the information in the example above.
QR Interoperable
QR Interoperable is a QR-based bank transfer solution.
The user selects to pay with QR and is shown a QR code that any bank or wallet in Argentina can scan to pay the transaction. After the payment, the user is shown an approval screen.
Capabilities
| QR Interoperable | |
|---|---|
| Min. amount | 1 ARS |
| Max. expiration time supported | 5 days |
| Notification delay | Immediate |
| Refunds | No |
| Flow | DIRECT REDIRECT |
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | QR ID of the selected payment method. | Yes |
payment_method_flow | String | DIRECT or REDIRECT | Yes |
payer.name | String | Name of the payer. | No |
payer.email | String | Email of the payer. | No |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | No |
Examples
{
"amount": 1000,
"currency": "ARS",
"country": "AR",
"payment_method_id": "QR",
"payment_method_flow": "DIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"document": "12345678",
"address": {
"country": "AR",
"state": "Santa Fe",
"city": "Pujato",
"zip_code": "8858",
"street": "Av. Principal",
"number": "5940"
}
},
"order_id": "34545sk3483kqw0",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
}
{
"id": "D-5-e2637f0e-121i-4e75-hg66-601815558921",
"amount": 1000,
"currency": "ARS",
"payment_method_id": "QR",
"payment_method_type": "TICKET",
"payment_method_flow": "DIRECT",
"country": "AR",
"bank_transfer": {},
"ticket": {
"type": "CUSTOM",
"expiration_date": "2024-07-16T02:59:00.000+0000",
"company_name": "Dlocal",
"provider_logo": "https://static.dlocal.com/images/providers/qr.png",
"image_url": "https://pay.dlocal.com/gmf-apm/payments/M-aca208e0-ac25-4e84-915c-8fb5dd796e11",
"amount": 1000,
"currency": "ARS",
"qr_code": "00020101021244220018com.qr.toque50150011307157787225204729953030325406164.005803ARG5907D Local6012Buenos Aires6240053605c3e56b-c597-4647-a099-81c4506fa27b63043A21"
},
"created_date": "2024-07-10T17:29:23.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "34545sk3483kqw0",
"notification_url": "http://merchantsite.com/notification/new"
}
Example ticket
QR Interoperable UI built with the information in the example above.
MODO Cards
MODO is a digital wallet in Argentina that facilitates payments for users by linking their bank accounts and cards within a single app.
It collaborates with major banks in the country, allowing transactions for both online and in-person purchases. MODO aims to simplify the payment process, providing a convenient and unified solution for users in the digital market.
Capabilities
| MODO Cards | |
|---|---|
| Min. amount | 18 ARS |
| Max. expiration time supported | 10 minutes |
| Notification delay | Immediate |
| Refunds | Yes |
| Flow | DIRECT REDIRECT |
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | MU ID of the selected payment method. | Yes |
payment_method_flow | String | DIRECT or REDIRECT | Yes |
payer.name | String | Name of the payer. | No |
payer.email | String | Email of the payer. | No |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | No |
Examples
{
"amount": 1000,
"currency": "ARS",
"country": "AR",
"payment_method_id": "MU",
"payment_method_flow": "DIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"document": "12345678",
"document_type": "DNI",
"address": {
"country": "AR",
"state": "Santa Fe",
"city": "Pujato",
"zip_code": "8858",
"street": "Av. Principal",
"number": "5940"
}
},
"order_id": "34545sk3483kqw0",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
"callback_url": "http://merchantsite.com/"
}
{
"id": "D-4-bdb5dcf6-34ba-40e2-8ce0-9230dc09a0c1",
"amount": 1000,
"currency": "ARS",
"payment_method_id": "MU",
"payment_method_type": "TICKET",
"payment_method_flow": "DIRECT",
"country": "AR",
"bank_transfer": {},
"ticket": {
"type": "CUSTOM",
"expiration_date": "2024-07-16T02:59:00.000+0000",
"provider_url": "https://www.modo.com.ar/pagar/?qr=00020101021226580024ar.com.modo.decidir-plus01264D4R0J03MS8ZYBZRQ5Z2QC8HNF520453315303032540552.485802AR5909DLP%203%20CVV6004CABA627903081000073605228d84oVpND1qXo9jyqAktR60708100007360803BTN101130711998612110352280380024ar.com.modo.decidir-plus0106online81380024ar.com.modo.decidir-plus010100201063044028&paymentIntentionId=3a613eef-4308-4d31-b108-aa9774546123&callback=https://pay.dlocal.com/gmf-apm/callbacks/modo?internal_reference%3D98f39ce4-395e-4f9e-b417-e46c1d46c4b7%26gateway_id%3D3275&callbackSuccess=https://pay.dlocal.com/gmf-apm/callbacks/modo?internal_reference%3D98f39ce4-395e-4f9e-b417-e46c1d46c4b7%26gateway_id%3D1234",
"provider_logo": "https://static.dlocal.com/images/providers/MU.svg",
"image_url": "https://pay.dlocal.com/gmf-apm/payments/M-12cf3fb1-b6c7-4e0e-8e2d-8ad6feb5e12e",
"amount": 1000,
"currency": "ARS",
"qr_code": "00020101021226580024ar.com.modo.decidir-plus01264D4R0J03MS8ZYBZRQ5Z2QC8HNF520453315303032540552.485802AR5909DLP 3 CVV6004CABA627903081000073605228d84oVpND1qXo9jyqAktR60708100007360803BTN101130711998612110352280380024ar.com.modo.decidir-plus0106online81380024ar.com.modo.decidir-plus010100201063044123"
},
"created_date": "2024-07-10T17:29:23.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "ca1f2fb3-80d0-42fa-942d-41d7c9e22b9e",
"notification_url": "http://merchantsite.com/notification/new"
}
Example ticket
MODO UI built with the information in the example above.
Pago Fácil
Pago Fácil, together with Rapipago, is one of the most popular chains of extra-banking physical payment locations in Argentina. Argentinians normally use them to pay utility bills among other services.
Both Rapipago and Pago Fácil allow users to pay for their daily services, like electricity, gas, cable TV, internet, and other common living expenses.
Capabilities
| Pago Fácil | |
|---|---|
| Min. amount | 10 ARS |
| Max. expiration time supported | Up to 28 days |
| Notification delay | Up to 1 business day |
| Refunds | Yes |
| Flow | DIRECT REDIRECT |
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | PF ID of the selected payment method. | Yes |
payment_method_flow | String | DIRECT or REDIRECT | Yes |
payer.name | String | Name of the payer. | Yes |
payer.email | String | Email of the payer. | Yes |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | No |
Examples
{
"amount": 1740,
"currency": "ARS",
"country": "AR",
"payment_method_id": "PF",
"payment_method_flow": "DIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"document": "12345678",
"address": {
"country": "AR",
"state": "Santa Fe",
"city": "Pujato",
"zip_code": "8858",
"street": "Av. Principal",
"number": "5940"
}
},
"order_id": "34545sk3483kqw0",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
"callback_url": "http://merchantsite.com/success_page"
}
{
"id": "D-4-e2637f0e-121i-4e75-bf88-601815558921",
"amount": 1740,
"currency": "ARS",
"payment_method_id": "PF",
"payment_method_type": "TICKET",
"payment_method_flow": "DIRECT",
"country": "AR",
"bank_transfer": {},
"ticket": {
"type": "CUSTOM",
"number": "1100277991869",
"expiration_date": "2022-09-27T02:59:00.000+0000",
"id": "214200001640230240110034677241600000000058",
"barcode": "214200001640230240110034677241600000000058",
"company_name": "DLOCAL",
"provider_name": "pagofacil",
"provider_logo": "https://pay.dlocal.com/views/2.0/images/payments/PF.png",
"image_url": "https://pay.dlocal.com/gmf-apm/payments/M-2370d066-8c84-4b0e-a7b9-28aa7333afda",
"amount": 1740,
"currency": "ARS"
},
"created_date": "2022-08-30T21:04:20.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "34545sk3483kqw0",
"notification_url": "http://merchantsite.com/notification/new"
}
Example ticket
Pago Fácil UI built with the information in the example above.
User Interface Tips UI
If you are using these payment methods through a DIRECT integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates.
| Element | Tip |
|---|---|
| Ticket Number | It is the number that payers must dictate to the cashiers in order to complete payment. Separate it every 4 digits so it is easier to read. |
| Currency and Amount | Should be relevant elements in the ticket. Users need to have that information very clearly. |
| AR Currency Symbol | $ |
| Expiration date | Display this element clearly and visible enough. In Argentina, the date format is DD/MM/YYYY. |
| Accreditation delay | Let users know that their payment will be credited immediately. This brings confidence and a sense of security that helps conversion rates. |
| Payment instructions | Although most users are familiarized with Pago Fácil and Rapipago, it is a good practice to help those who are not. In the image above there is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions. |
| Store locator | Link it to https://www.google.com/maps/search/pago+facil. |
| Save button | It helps users to have their tickets always on their phone, making it needless to take notes or keep the browser open. |
| Print button | It is useful for some users who need to have their tickets printed. |
Buy Now Pay Later (BNPL)
Pareto's BNPL in Argentina allows consumers to make purchases immediately and pay in installments with a debit card.
It offers flexible payment plans, often interest-free if paid on time, and is designed to cater to local consumers and merchants.
Capabilities
| Buy Now Pay Later (BNPL) | |
|---|---|
| Min. amount | 1 ARS |
| Max. expiration time supported | 20 minutes |
| Notification delay | Immediate |
| Refunds | Yes |
| Flow | REDIRECT |
UX Flow
First-time payment
The screenshots illustrate a Buy Now Pay Later (BNPL) first-time payment redirect flow. The specifics of the flow may vary depending on the payment method selected to complete the payment.
Tokenized user
The screenshots illustrate a Buy Now Pay Later (BNPL) tokenized wallet redirect flow.
Request parameters
| Property | Type | Description | Mandatory? |
|---|---|---|---|
amount | Number | Amount to be charged. | Yes |
currency | String | ARSTransaction currency in ISO 4217. | Yes |
country | String | AR Transaction country in ISO 3166. | Yes |
payment_method_id | String | PL ID of the selected payment method. | Yes |
payment_method_flow | String | REDIRECT | No |
payer.name | String | Name of the payer. | Yes |
payer.email | String | Email of the payer. | No |
payer.document | Number | Document of the payer. | Yes |
order_id | Number | ID of the capture given by the merchant in their system. Think of it as an external ID of the capture. | No |
notification_url | String | Notifications will be sent in every change of status of a payment to the notification_url specified by the merchant. | Yes |
Examples
{
"amount": 1000,
"currency": "ARS",
"country": "AR",
"payment_method_id": "PL",
"payment_method_flow": "REDIRECT",
"payer": {
"name": "Jane Doe",
"email": "[email protected]",
"phone": "123456789",
"address": {
"country": "AR",
"state": "Buenos Aires",
"city": "Buenos Aires",
"zip_code": "1001",
"street": "Av. Principal",
"number": "5940"
},
"document": "123456789"
},
"callback_url": "http://merchantsite.com/success_page",
"order_id": "123456789",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new"
}
{
"id": "R-4-d3d17e03-9142-4529-8dc8-0184384be705",
"amount": 1000,
"currency": "ARS",
"payment_method_id": "PL",
"payment_method_type": "TICKET",
"payment_method_flow": "REDIRECT",
"country": "AR",
"created_date": "2024-12-23T18:51:37.000+0000",
"status": "PENDING",
"status_detail": "The payment is pending.",
"status_code": "100",
"order_id": "1bea5451-12cd-4eec-b0d8-35361a35ba67",
"description": "Tshirt",
"notification_url": "http://merchantsite.com/notification/new",
"redirect_url": "https://bnpl.pareto.com.ar/1ccb4d2a7f3425b7f7a"
}
Updated about 1 month ago