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Card payments

Learn how to start receiving card payments.

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Create a payment

With dLocal API you can build your own payment form and take full control over the look and feel and experience of your checkout.

Type of paymentDescription
Pay with card informationIf your business is Full PCI DSS compliant, you can use the card information for credit card payments.

See example
Pay with Smart FieldsIf your business is not Full PCI DSS compliant, you need to securely collect the card information using Smart Fields.

See example
Pay with save cardFor recurring payments, first save the card, and then use the card_id to charge the card.

See example

ℹ️

Important

If you are making a payment with credit card information or a Google Pay™ token, you need to use the following endpoint instead: https://api.dlocal.com/secure_payments.

Card payments with a card_id or token should use the endpoint: https://api.dlocal.com/payments.

✅

Ready-to-use solution

If you'd rather not build your own experience, you can process payments safely and simply with a ready-to-use design and front end. Learn more about Checkout Redirect.

Example payments

General card payment

Take the following payment request as an example of a general payment for cards

curl -X POST \
    -H 'X-Date: 2018-02-20T15:44:42.310Z' \
    -H 'X-Login: sak223k2wdksdl2' \
    -H 'X-Trans-Key: fm12O7G9' \
    -H 'Content-Type: application/json' \
    -H 'X-Version: 2.1' \
    -H 'User-Agent: MerchantTest / 1.0 ' \
    -H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \
    -d '{body}'
    https://api.dlocal.com/secure_payments

    {
        "amount": "100",
        "currency": "USD",
        "country": "BR",
        "payment_method_id": "CARD",
        "payment_method_flow": "REDIRECT",
        "payer":{
            "name" : "Thiago Gabriel",
            "email" : "[email protected]",
            "document" : "53033315550",
            "user_reference": "12345",
            "address": {
                "state"  : "Rio de Janeiro",
                "city" : "Volta Redonda",
                "zip_code" : "27275-595",
                "street" : "Servidao B-1",
                "number" : "1106"
            },
            "ip" : "2001:0db8:0000:0000:0000:ff00:0042:8329",
            "device_id" : "2fg3d4gf234"
        },
       "order_id": "657434343",
       "notification_url": "http://merchant.com/notifications"
    }

{
    "id": "D-4-9270c8c5-91b1-434d-a9cb-08ebd702b190",
    "amount": 100,
    "currency": "USD",
    "payment_method_id": "CARD",
    "payment_method_type": "CARD",
    "payment_method_flow": "REDIRECT",
    "country": "BR",
    "created_date": "2018-12-26T20:26:09.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "657434343",
    "description": "",
    "notification_url": "http://merchant.com/notifications",
    "redirect_url": "https://pay.dlocal.com/collect/pay/pay/M-997f9..."
}

Pay with card information

The following example applies for credit card payments using the plain credit card information (only for Full PCI DSS merchants). To make payments using encrypted card information, simply replace the number and cvv parameters with encrypted_data.

curl -X POST \
    -H 'X-Date: 2018-02-20T15:44:42.310Z' \
    -H 'X-Login: sak223k2wdksdl2' \
    -H 'X-Trans-Key: fm12O7G9' \
    -H 'Content-Type: application/json' \
    -H 'X-Version: 2.1' \
    -H 'User-Agent: MerchantTest / 1.0 ' \
    -H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \
    -d '{body}'
    https://api.dlocal.com/secure_payments

{
    "amount": 120.00,
    "currency" : "USD",
    "country": "BR",
    "payment_method_id" : "CARD",
    "payment_method_flow" : "DIRECT",
    "payer":{
        "name" : "Thiago Gabriel",
        "email" : "[email protected]",
        "document" : "53033315550",
        "user_reference": "12345",
        "address": {
            "state"  : "Rio de Janeiro",
            "city" : "Volta Redonda",
            "zip_code" : "27275-595",
            "street" : "Servidao B-1",
            "number" : "1106"
        },
        "ip" : "2001:0db8:0000:0000:0000:ff00:0042:8329",
        "device_id" : "2fg3d4gf234"
    },
    "card":{
        "holder_name" : "Thiago Gabriel",
        "number" : "4111111111111111",
        "cvv" : "123",
        "expiration_month" : 10,
        "expiration_year" : 2040
    },
    "order_id": "657434343",
    "notification_url": "http://merchant.com/notifications"
}

{
    "id": "D-4-cf8eef6b-52d5-4320-b5ea-f5e0bbe4343f",
    "amount": 120,
    "currency": "USD",
    "payment_method_id": "CARD",
    "payment_method_type": "CARD",
    "payment_method_flow": "DIRECT",
    "country": "BR",
    "card": {
        "holder_name": "Thiago Gabriel",
        "expiration_month": 10,
        "expiration_year": 2040,
        "brand": "VI",
        "last4": "1111"
    },
    "created_date": "2018-12-26T20:26:09.000+0000",
    "approved_date": "2018-12-26T20:26:09.000+0000",
    "status": "PAID",
    "status_detail": "The payment was paid",
    "status_code": "200",
    "order_id": "657434343",
    "notification_url": "http://merchant.com/notifications"
}

Pay with Smart fields

The following example applies for credit card payments using a Smart Fields token.

curl -X POST \
    -H 'X-Date: 2018-02-20T15:44:42.310Z' \
    -H 'X-Login: sak223k2wdksdl2' \
    -H 'X-Trans-Key: fm12O7G9' \
    -H 'Content-Type: application/json' \
    -H 'X-Version: 2.1' \
    -H 'User-Agent: MerchantTest / 1.0 ' \
    -H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \
    -d '{body}'
    https://api.dlocal.com/payments

{
    "amount": 120.00,
    "currency" : "USD",
    "country": "BR",
    "payment_method_id" : "CARD",
    "payment_method_flow" : "DIRECT",
    "payer":{
        "name" : "Thiago Gabriel",
        "email" : "[email protected]",
        "document" : "53033315550",
        "user_reference": "12345",
        "address": {
            "state"  : "Rio de Janeiro",
            "city" : "Volta Redonda",
            "zip_code" : "27275-595",
            "street" : "Servidao B-1",
            "number" : "1106"
        },
        "ip" : "2001:0db8:0000:0000:0000:ff00:0042:8329",
        "device_id" : "2fg3d4gf234"
    },
    "card":{
        "token": "CV-124c18a5-874d-4982-89d7-b9c256e647b5"
    },
    "order_id": "657434343",
    "notification_url": "http://merchant.com/notifications"
}

{
    "id": "D-4-80ca7fbd-67ad-444a-aa88-791ca4a0c2b2",
    "amount": 120,
    "currency": "USD",
    "payment_method_id": "CARD",
    "payment_method_type": "CARD",
    "payment_method_flow": "DIRECT",
    "country": "BR",
    "card": {
        "holder_name": "Thiago Gabriel",
        "expiration_month": 10,
        "expiration_year": 2040,
        "brand": "VI",
        "last4": "1111"
    },
    "created_date": "2018-12-26T20:28:47.000+0000",
    "approved_date": "2018-12-26T20:28:47.000+0000",
    "status": "PAID",
    "status_detail": "The payment was paid",
    "status_code": "200",
    "order_id": "657434343",
    "notification_url": "http://merchant.com/notifications"
}

Pay with saved card

The following example applies for credit card payments using the card_id gotten in the Create a Card method.​​

curl -X POST \
    -H 'X-Date: 2018-02-20T15:44:42.310Z' \
    -H 'X-Login: sak223k2wdksdl2' \
    -H 'X-Trans-Key: fm12O7G9' \
    -H 'Content-Type: application/json' \
    -H 'X-Version: 2.1' \
    -H 'User-Agent: MerchantTest / 1.0 ' \
    -H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \
    -d '{body}'
    https://api.dlocal.com/payments

{
    "amount": 120.00,
    "currency" : "USD",
    "country": "BR",
    "payment_method_id" : "CARD",
    "payment_method_flow" : "DIRECT",
    "payer":{
        "name" : "Thiago Gabriel",
        "email" : "[email protected]",
        "document" : "53033315550",
        "user_reference": "12345",
        "address": {
            "state"  : "Rio de Janeiro",
            "city" : "Volta Redonda",
            "zip_code" : "27275-595",
            "street" : "Servidao B-1",
            "number" : "1106"
        },
        "ip" : "2001:0db8:0000:0000:0000:ff00:0042:8329",
        "device_id" : "2fg3d4gf234"
    },
    "card":{
        "card_id": "CID-124c18a5-874d-4982-89d7-b9c256e647b5"
    },
    "order_id": "657434343",
    "notification_url": "http://merchant.com/notifications"
}

{
    "id": "D-4-80ca7fbd-67ad-444a-aa88-791ca4a0c2b2",
    "amount": 120,
    "currency": "USD",
    "payment_method_id": "CARD",
    "payment_method_type": "CARD",
    "payment_method_flow": "DIRECT",
    "country": "BR",
    "card": {
        "holder_name": "Thiago Gabriel",
        "expiration_month": 10,
        "expiration_year": 2040,
        "brand": "VI",
        "last4": "1111"
    },
    "created_date": "2018-12-26T20:28:47.000+0000",
    "approved_date": "2018-12-26T20:28:47.000+0000",
    "status": "PAID",
    "status_detail": "The payment was paid",
    "status_code": "200",
    "order_id": "657434343",
    "notification_url": "http://merchant.com/notifications"
}


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Updated 5 months ago

© 2024 DLOCAL. ALL RIGHTS RESERVED

Dlocal LLP (Company Number UK OC413287) is a limited liability partnership incorporated in England and Wales. DLocal Limited (Company Registration Number C77538) is authorised by the Malta Financial Services Authority under the Financial Institutions Act for the issuance of electronic money and the provision of payment services. Dlocal Corp LLP (Company Number UK OC 424987) is registered as a Money Service Business (MSB) with Financial Crime Enforcement Network in United States of America (USA) under MSB Registration Numbers 31000193620515. Dlocal Corp LLP acts as agent of e-commerce merchants based in the USA, and collects payments from end users based in emerging markets, on behalf of the merchants.