Market specifications

Do you want to know more information about Uganda's market? Go to the Expand Your Reach in Africa’s eCommerce Market article.

Country reference

`country` code	`currency` code	`amount` decimals	`beneficiary.document.type` name	`beneficiary.document.id` format
`UG`	`UGX`	2	Ndaga Muntu- National ID number (NIC)	Between 14 to 17 digits

Mandatory parameters

Bank transfers

Bank transfer parameters	B2C	B2B	P2P
`external_id`	Yes	Yes	Yes
`payment_method_id`	Yes	Yes	Yes
`flow_type`	Yes	Yes	Yes
`purpose`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`beneficiary.first_name`	Yes	-	Yes
`beneficiary.last_name`	Yes	-	Yes
`beneficiary.business_name`	-	Yes	-
`beneficiary.bank_account.branch`	Yes	Yes	Yes
`beneficiary.bank_account.account`	Yes	Yes	Yes
`remitter.first_name`	-	-	Yes
`remitter.last_name`	-	-	Yes
`remitter.document.type`	-	-	Yes
`remitter.document.id`	-	-	Yes
`remitter.birth_info.date`	-	-	Yes
`remitter.address.street`	-	-	Yes
`remitter.address.city`	-	-	Yes
`remitter.address.country`	-	-	Yes
`remitter.nationality`	-	-	Yes

Wallet transfers

Wallet transfer parameters	B2C	B2B	P2P
`external_id`	Yes	Yes	Yes
`payment_method_id`	Yes	Yes	Yes
`flow_type`	Yes	Yes	Yes
`purpose`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`beneficiary.first_name`	Yes	-	Yes
`beneficiary.last_name`	Yes	-	Yes
`beneficiary.business_name`	-	Yes	-
`beneficiary.instant_payment.type`	Yes	Yes	Yes
`beneficiary.instant_payment.id`	Yes	Yes	Yes
`remitter.first_name`	-	-	Yes
`remitter.last_name`	-	-	Yes
`remitter.document.type`	-	-	Yes
`remitter.document.id`	-	-	Yes
`remitter.birth_info.date`	-	-	Yes
`remitter.address.street`	-	-	Yes
`remitter.address.city`	-	-	Yes
`remitter.address.country`	-	-	Yes
`remitter.nationality`	-	-	Yes

Payment methods

Uganda supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Bank transfers in Uganda require detailed account information, including SWIFT code and account number. The format of these fields depends on the receiving bank, and strict validation rules apply.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`external_id`	Payout identification at the merchant's end. Maximum 100 characters.
`payment_method_id`	Payment method. For bank transfers, use `BANK_TRANSFER`.
`flow_type`	Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).
`purpose`	Payout purpose code. See purpose codes reference.
`country`	Country code. For Uganda, use `UG`.
`amount`	Payout amount in `UGX`. Use up to 2 decimal places.
`currency`	Source currency of the FX operation. For Uganda, use `UGX` or `USD`. Payouts are always paid in local currency to the beneficiary.
`beneficiary.first_name`	Beneficiary's first name. Maximum 50 characters.
`beneficiary.last_name`	Beneficiary's last name. Maximum 50 characters.
`beneficiary.business_name`	Beneficiary's business name. Mandatory only for B2B.
`beneficiary.bank_account.branch`	Beneficiary's bank branch. SWIFT code (8 or 11 alphanumeric characters in upper case).
`beneficiary.bank_account.account`	Bank account number. Maximum length 18 digits.
`remitter.first_name`	Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.last_name`	Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.document.type`	Type of identification document: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter.document.id`	Remitter's identification number. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter.birth_info.date`	Remitter's birth date in `YYYY-MM-DD` format. Mandatory only for remittance (P2P).
`remitter.address.street`	Remitter's street address. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter.address.city`	Remitter's city. Maximum 40 characters. Mandatory only for remittance (P2P).
`remitter.address.country`	Remitter's country code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).
`remitter.nationality`	Remitter's nationality code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "1234567812345678b",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "UG",
  "amount": 500000.00,
  "currency": "UGX",
  "beneficiary": {
    "first_name": "JOHN",
    "last_name": "MILES",
    "bank_account": {
      "branch": "UGBAUGKA",
      "account": "045264442334"
    }
  }
}

{
  "external_id": "1234567812345680b",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2B",
  "purpose": "OTHER_SERVICES",
  "country": "UG",
  "amount": 2000000.00,
  "currency": "UGX",
  "beneficiary": {
    "business_name": "Uganda Business Ltd",
    "bank_account": {
      "branch": "UGBAUGKA",
      "account": "098765432112345"
    }
  }
}

{
  "external_id": "1234567812345679p",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "UG",
  "amount": 300000.00,
  "currency": "UGX",
  "beneficiary": {
    "first_name": "JOHN",
    "last_name": "MILES",
    "bank_account": {
      "branch": "UGBAUGKA",
      "account": "045264442334"
    }
  },
  "remitter": {
    "first_name": "Jane",
    "last_name": "Doe",
    "document": {
      "type": "ID",
      "id": "12345678901234567"
    },
    "birth_info": {
      "date": "1985-01-15"
    },
    "address": {
      "street": "123 Main Street",
      "city": "New York",
      "country": "US"
    },
    "nationality": "US"
  }
}

Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The beneficiary.instant_payment.type field must indicate the type of wallet being used (e.g., MTN, AIRTEL, TELCOM, AFRICELL). The beneficiary.instant_payment.id field must be present and correctly formatted.

Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

Mandatory parameter	Description
`external_id`	Payout identification at the merchant's end. Maximum 100 characters.
`payment_method_id`	Payment method. For wallet transfers, use `INSTANT_PAYMENT`.
`flow_type`	Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).
`purpose`	Payout purpose code. See purpose codes reference.
`country`	Country code. For Uganda, use `UG`.
`amount`	Payout amount in `UGX`. Use up to 2 decimal places.
`currency`	Source currency of the FX operation. For Uganda, use `UGX` or `USD`. Payouts are always paid in local currency to the beneficiary.
`beneficiary.first_name`	Beneficiary's first name. Maximum 50 characters.
`beneficiary.last_name`	Beneficiary's last name. Maximum 50 characters.
`beneficiary.business_name`	Beneficiary's business name. Mandatory only for B2B.
`beneficiary.instant_payment.type`	Type of wallet being used: `MTN`, `AIRTEL`, `TELCOM`, `AFRICELL`.
`beneficiary.instant_payment.id`	Beneficiary's wallet identifier, typically the phone number. Can be sent either with 9 digits (e.g. 123456789) or with the country code `+256` plus 9 digits (e.g. +256123456789).
`remitter.first_name`	Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.last_name`	Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.document.type`	Type of identification document: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter.document.id`	Remitter's identification number. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter.birth_info.date`	Remitter's birth date in `YYYY-MM-DD` format. Mandatory only for remittance (P2P).
`remitter.address.street`	Remitter's street address. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter.address.city`	Remitter's city. Maximum 40 characters. Mandatory only for remittance (P2P).
`remitter.address.country`	Remitter's country code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).
`remitter.nationality`	Remitter's nationality code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "1234567812345678w",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "UG",
  "amount": 500000.00,
  "currency": "UGX",
  "beneficiary": {
    "first_name": "JOHN",
    "last_name": "MILES",
    "phone": "+256123456789",
    "instant_payment": {
      "type": "AIRTEL",
      "id": "+256123456789"
    }
  }

{
  "external_id": "1234567812345679w",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2B",
  "purpose": "OTHER_SERVICES",
  "country": "UG",
  "amount": 1500000.00,
  "currency": "UGX",
  "beneficiary": {
    "business_name": "Uganda Mobile Services",
    "instant_payment": {
      "type": "MTN",
      "id": "+256987654321"
    }
  }
}

{
  "external_id": "1234567812345680p",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "UG",
  "amount": 200000.00,
  "currency": "UGX",
  "beneficiary": {
    "first_name": "JOHN",
    "last_name": "MILES",
    "phone": "+256789123456",
    "instant_payment": {
      "type": "TELCOM",
      "id": "+256789123456"
    }
  },
  "remitter": {
    "first_name": "Jane",
    "last_name": "Doe",
    "document": {
      "type": "ID",
      "id": "12345678901234567"
    },
    "birth_info": {
      "date": "1985-01-15"
    },
    "address": {
      "street": "123 Main Street",
      "city": "New York",
      "country": "US"
    },
    "nationality": "US"
  }
}