Market specifications

Do you want to know more information about Honduras' market? Go to the Tap Into Latin America’s High-Growth Potential article.

Country reference

`country` code	`currency` code	`amount` decimals	`beneficiary.document.type` name	`beneficiary.document.id` format
`HN`	`HNL`	2	DNI	13 digits

Mandatory parameters

Bank transfers

Bank transfer parameters	B2C	B2B	USD accounts	P2P
`external_id`	Yes	Yes	Yes	Yes
`payment_method_id`	Yes	Yes	Yes	Yes
`flow_type`	Yes	Yes	Yes	Yes
`purpose`	Yes	Yes	Yes	Yes
`country`	Yes	Yes	Yes	Yes
`amount`	Yes	Yes	Yes	Yes
`currency`	Yes	Yes	Yes	Yes
`currency_to_pay`	-	-	Yes	-
`beneficiary.first_name`	Yes	-	Yes	Yes
`beneficiary.last_name`	Yes	-	Yes	Yes
`beneficiary.business_name`	-	Yes	-	-
`beneficiary.document.type`	Yes	Yes	Yes	Yes
`beneficiary.document.id`	Yes	Yes	Yes	Yes
`beneficiary.bank_account.code`	Yes	Yes	Yes	Yes
`beneficiary.bank_account.account`	Yes	Yes	Yes	Yes
`beneficiary.bank_account.type`	Yes	Yes	Yes	Yes
`remitter.first_name`	-	-	-	Yes
`remitter.last_name`	-	-	-	Yes
`remitter.document.type`	-	-	-	Yes
`remitter.document.id`	-	-	-	Yes
`remitter.nationality`	-	-	-	Yes
`remitter.address.country`	-	-	-	Yes

Payment methods

Honduras supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Bank transfers

Bank transfers in Honduras require detailed account information, including document type, document ID, bank code, bank account number, account type, currency, and amount. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes section for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`external_id`	Unique payout identification at the merchant's end. Maximum 100 characters.
`payment_method_id`	Payment method identifier. For bank transfers, use `BANK_TRANSFER`.
`flow_type`	Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), or `P2P` (Person to Person).
`purpose`	Payout purpose code. See purpose codes reference.
`country`	Country code. For Honduras, use `HN`.
`amount`	Payout amount in `HNL`. Use up to 2 decimal places.
`currency`	Source currency of the FX operation. For Honduras, use `HNL` or `USD`. Payouts are always paid in local currency.
`currency_to_pay`	Currency to be paid out: `USD`. Mandatory only for USD accounts.
`beneficiary.first_name`	Beneficiary's first name. Maximum 50 characters.
`beneficiary.last_name`	Beneficiary's last name. Maximum 50 characters.
`beneficiary.business_name`	Beneficiary's business name. Mandatory only for B2B.
`beneficiary.document.type`	Beneficiary's document type. Use `DNI` for Documento Nacional de Identidad, `RTN` for Registro Tributario Nacional Numérico.
`beneficiary.document.id`	Beneficiary's document number. For DNI: 13 digits, for RTN: 14 digits.
`beneficiary.bank_account.code`	Bank code. See bank codes below.
`beneficiary.bank_account.account`	Bank account number. Maximum 45 characters.
`beneficiary.bank_account.type`	Beneficiary's bank account type. Account type: `CHECKING`: Checking accounts `SAVINGS`: Savings accounts
`remitter.first_name`	Remitter's first name. Maximum 100 characters. Mandatory only for remittance (P2P).
`remitter.last_name`	Remitter's last name. Maximum 100 characters. Mandatory only for remittance (P2P).
`remitter.document.type`	Type of identification document: `ID` for national ID, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter.document.id`	Remitter's identification number. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter.nationality`	Remitter's nationality in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).
`remitter.address.country`	Remitter's country code in ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "NJPBYV0697F5",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "HN",
  "amount": 245.40,
  "currency": "HNL",
  "beneficiary": {
    "first_name": "JUAN",
    "last_name": "PEREZ",
    "document": {
      "type": "DNI",
      "id": "1784551199641"
    },
    "bank_account": {
      "code": "54",
      "account": "1234567891",
      "type": "CHECKING"
    }
  }
}

{
  "external_id": "S32D4135F465",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2B",
  "purpose": "OTHER_SERVICES",
  "country": "HN",
  "amount": 1000.00,
  "currency": "HNL",
  "beneficiary": {
    "business_name": "Empresa Honduras SA",
    "document": {
      "type": "RTN",
      "id": "12345678901234"
    },
    "bank_account": {
      "code": "130",
      "account": "9876543210",
      "type": "CHECKING"
    }
  }
}

{
  "external_id": "630QGWFABIPRSUN",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "HN",
  "amount": 500.00,
  "currency": "HNL",
  "beneficiary": {
    "first_name": "MARIA",
    "last_name": "MARTINEZ",
    "document": {
      "type": "DNI",
      "id": "1784551199642"
    },
    "bank_account": {
      "code": "122",
      "account": "5432109876",
      "type": "SAVINGS"
    }
  },
  "remitter": {
    "first_name": "John",
    "last_name": "Smith",
    "document": {
      "type": "PASS",
      "id": "P123456789"
    },
    "nationality": "US",
    "address": {
      "country": "US"
    }
  }
}

{
  "external_id": "3H2PUQ4BIWRESHJDF",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "HN",
  "amount": 300.00,
  "currency": "USD",
  "currency_to_pay": "USD",
  "beneficiary": {
    "first_name": "CARLOS",
    "last_name": "RODRIGUEZ",
    "document": {
      "type": "DNI",
      "id": "1784551199643"
    },
    "bank_account": {
      "code": "132",
      "account": "1122334455",
      "type": "CHECKING"
    }
  }
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Honduras.

Bank codes

These are the values the beneficiary.bank_account.code parameter can take in Honduras.

Bank Name	Bank Code
BAC Honduras	130
Banco Atlántida	122
Banco Azteca	54
Banco Central de Honduras	213
Banco Davivienda	133
Banco de Desarrollo Rural, S.A. (Banrural)	134
Banco de Honduras	125
Banco de los Trabajadores	123
Banco de Occidente	124
Banco del País	127
Banco Ficensa	128
Banco Ficohsa	132
Banco Hondureño del Café	126
Banco Lafise Honduras	1
Banco Promerica, S.A.	131
Finaciera Credi Q	136