Pakistan

Learn about the dLocal supported payment methods in Pakistan.

Market specifications

Take a look of all the payment methods available.

Country reference Cards supported Alternative Payment Method supported

Cards

Find all the information about the card supported capabilities.

Capabilities Process Card Payments

Alternative Payments

Learn how to integrate cash, bank transfer or wallet payment.

Alfa Easypaisa Easypaisa Wallet recurring HBL Konnect JazzCash JazzCash Wallet recurring Online Bank Transfer


Market specifications

Do you want to know more information about Pakistan's market? Go to the APAC: The world’s leader in eCommerce market sales article.

Country reference

country codecurrency codedocument namedocument formatdocument required?
PKPKRCNIC13 digitsYes

Cards supported

payment_method_idBrand IDNamepayment_method_typeDetailsAllowed FlowsLogo
CARDVIVisaCARDCredit Card ​DIRECT REDIRECT
CARDVDVisa Debit ​CARDDebit Card ​DIRECT REDIRECT
CARDMCMastercardCARDCredit Card ​DIRECT REDIRECT
CARDMDMastercard Debit ​CARDDebit Card ​DIRECT REDIRECT

ℹ️

To offer all the card options that may be available in your integration, send the payment_method_id as CARD.

Alternative Payment Method supported

payment_method_idNamepayment_method_typeDetailsAllowed FlowsLogo
AFAlfaWALLETWallet ​REDIRECT
ESEasypaisaWALLETWallet ​REDIRECT
EREasypaisa Wallet recurringWALLETWalletREDIRECT
HBHBL KonnectWALLETWallet ​REDIRECT
JKJazzCashWALLETWallet ​REDIRECT
JRJazzCash Wallet recurringWALLETWalletREDIRECT
IOOnline Bank TransferBANK_TRANSFERBank Transfer ​REDIRECT


Cards

Capabilities

Visa CreditVisa DebitMastercard CreditMastercard Debit
Minimum amount10 PKR10 PKR10 PKR10 PKR
RefundsYesYesYesYes
RecurringYesYesYesYes
Chargeback optionYesYesYesYes
Chargeback Dispute optionYesYesYesYes
DescriptorCan be personalized, depending on the provider.Can be personalized, depending on the provider.Can be personalized, depending on the provider.Can be personalized, depending on the provider.

How to process Card Payments?

Learn how to process payments with credit and debit cards with dLocal in our Card Payments section.



Alternative Payment Method

Wallets are a payment method on the rise in Pakistan, with a very disputed share between its players. JazzCash, Easypaisa, Alfa, and HBL Konnect are among the most used ones.

Bank Transfers are also popular in the country.

Alfa

Capabilities

Alfa
Max. expiration time supportedSame day
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic Alfa redirect flow.

The screenshots illustrate a generic Alfa redirect flow.

Request parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be charged.Yes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringAF

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
payer.phoneNumberPhone number of the payerYes
payer.account_numberNumberUnique identifier for the Alfa wallet account.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "AF",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "1234567890123",
        "account_number": "933303352683680",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Man St.",
            "number": "5940"
        }
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-5a2f6697-868d-4cba-5t53-a481bf596dbe",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "AF",
    "payment_method_type": "TICKET",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-01-27T21:02:17.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-df988464-res3-469e-b638-129e02f123e8"
}

Easypaisa

Capabilities

Easypaisa
Max. expiration time supportedSame day
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic Easypaisa redirect flow.

The screenshots illustrate a generic Easypaisa redirect flow.

Request parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be charged.Yes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringES

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
payer.phoneNumberPhone number of the payer.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "ES",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "1234567890123",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Man St.",
            "number": "5940"
        }
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-0af8f4ee-6ab0-fddd43-8b85-e2b32960f87f",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "ES",
    "payment_method_type": "TICKET",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-01-27T20:52:05.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-05150f5e-4523-gg54-9ecb-d77dce044f03"
}

Easypaisa Wallet recurring

Easypaisa Wallet's recurring payments feature allows users to automate regular payments, such as subscriptions or utility bills, directly from their Easypaisa wallet.

Customers only need to authorize the recurring payments once, after which the system automatically deducts the specified amount at the chosen intervals (daily, weekly, or monthly).

Capabilities

Easypaisa Wallet recurring
Min. amount10 PKR
Max. expiration time supportedSame day
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic Easypaisa redirect flow.

The screenshots illustrate a generic Easypaisa redirect flow.

Request Parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be chargedYes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringER

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
payer.phoneNumberPhone number of the payer.Yes
wallet.nameStringName of the payer's wallet.No
wallet.saveBooleanDetermines if you want to receive a wallet token for future payments or not.No
wallet.captureBooleanDetermines if you want to capture the payment funds or not.No
wallet.usernameStringUsername of the payer's wallet account.Yes
wallet.emailStringEmail of the payer's wallet account.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "ER",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "1234567890123",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Man St.",
            "number": "5940"
        }
    },
    "wallet": {
        "name": "Jane Doe",
        "save": true,
        "capture": true,
        "verify": false,
        "username": "JANEDOE",
        "email": "[email protected]",
        "expiration": 60,
        "label": "label",
        "state": "state",
        "max_amount": 1000
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-0af8f4ee-6ab0-fddd43-8b85-e2b32960f87f",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "ER",
    "payment_method_type": "TICKET",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-01-27T20:52:05.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-05150f5e-4523-gg54-9ecb-d77dce044f03"
}

HBL Konnect

Capabilities

HBL Konnect
Max. expiration time supportedSame day
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic HBL Konnect redirect flow.

The screenshots illustrate a generic HBL Konnect redirect flow.

Request parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be charged.Yes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringHB

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
payer.phoneNumberPhone number of the payer.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "HB",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "#RANDOMNAME",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "4210120289985",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Main St.",
            "number": "5940"
        }
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-78d54ff3-cc42-474d-3er5-57c232b91e87",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "HB",
    "payment_method_type": "TICKET",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-02-17T19:47:22.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-04edb60c-ggf4-4f1b-83b5-965e63e94ebe"
}

JazzCash

Capabilities

JazzCash
Max. expiration time supportedSame day
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic JazzCash redirect flow.

The screenshots illustrate a generic JazzCash redirect flow.

Request parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be charged.Yes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringJK

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
payer.phoneNumberPhone number of the payer.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "JK",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "1234567890123",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Man St.",
            "number": "5940"
        }
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-f493f4a2-428c-491a-h678-d8cdc72ff420",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "JK",
    "payment_method_type": "TICKET",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-01-27T21:15:30.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqws0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-f356193f-54rt-4ba1-9f77-d45ef5c11021"
}

JazzCash Wallet recurring

JazzCash Wallet's recurring payments feature allows users to automate regular payments, such as subscriptions or utility bills, directly from their JazzCash wallet.

Customers need to authorize recurring payments only once, and the system will automatically deduct the specified amount at the chosen intervals (daily, weekly, or monthly).

Capabilities

JazzCash Wallet recurring
Min. amount10 PKR
Max. expiration time supportedSame day
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic JazzCash redirect flow.

The screenshots illustrate a generic JazzCash Wallet recurring redirect flow.

Request Parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be chargedYes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringJR

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
payer.phoneNumberPhone number of the payer.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "JR",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "1234567890123",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Man St.",
            "number": "5940"
        }
    },
    "wallet": {
        "name": "Jane Doe",
        "save": true,
        "capture": true,
        "verify": false,
        "username": "JANEDOE",
        "email": "[email protected]",
        "expiration": 60,
        "label": "label",
        "state": "state",
        "max_amount": 1000
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-f493f4a2-428c-491a-h678-d8cdc72ff420",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "JR",
    "payment_method_type": "TICKET",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-01-27T21:15:30.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqws0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-f356193f-54rt-4ba1-9f77-d45ef5c11021"
}

Online Bank Transfer

Make payments through your bank, with a direct bank transfer in Pakistan.

Capabilities

Online Bank Transfer
Max. expiration time supported120 seconds
Notification delayImmediate
RefundsYes
FlowREDIRECT

UX Flow

The screenshots illustrate a generic Online Bank Transfer redirect flow.

The screenshots illustrate a generic Online Bank Transfer redirect flow.

Request parameters

PropertyTypeDescriptionMandatory?
amountNumberAmount to be charged.Yes
currencyStringPKR

Transaction currency in ISO 4217.
Yes
countryStringPK

Transaction country in ISO 3166.
Yes
payment_method_idStringIO

ID of the selected payment method.
Yes
payment_method_flowStringREDIRECTYes
payer.nameStringName of the payer.Yes
payer.emailStringEmail of the payer.Yes
payer.documentNumberDocument of the payer.Yes
order_idNumberID of the capture given by the merchant in their system. Think of it as an external ID of the capture.No
notification_urlStringNotifications will be sent in every change of status of a payment to the notification_url specified by the merchant.No

Examples

{
    "amount": 150,
    "currency": "PKR",
    "country": "PK",
    "payment_method_id": "IO",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "phone": "3097524704",
        "document": "1234567890123",
        "address": {
            "country": "PK",
            "state": "Sind",
            "city": "Karachi",
            "zip_code": "88058",
            "street": "Man St.",
            "number": "5940"
        }
    },
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}
{
    "id": "R-4-daa63cc5-3346-439f-980o-d85cab981551",
    "amount": 150,
    "currency": "PKR",
    "payment_method_id": "IO",
    "payment_method_type": "BANK_TRANSFER",
    "payment_method_flow": "REDIRECT",
    "country": "PK",
    "created_date": "2023-03-10T13:21:57.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "345453483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/M-2a1a45e7-8765-457f-a605-3b129a409b8a"
}