Market specifications

Take a look of all the payment methods available.

Country reference Cards supported APM supported

Cards

Find all the information about the card supported capabilities.

Capabilities Process Card Payments

Alternative Payments

Learn how to integrate cash, bank transfer or wallet payment.

Redpagos Abitab Online Bank Transfer

Market specifications

Do you want to know more information about Uruguay's market? Go to the Uruguay's economy and eCommerce market article.

Country reference

`country` code	`currency` code	`amount` decimals	`document` name	`document` format	`document` required?
`UY`	`UYU`	2	CI or RUT	Between 6 to 8 digits or 12 digits	Yes

👍
Multi-currency support available for cards
Supports charging in either USD or local currency for debit card transactions. To charge in USD, use the currency_to_charge parameter with the value USD; otherwise, the transaction will be processed in local currency by default.

Cards supported

`payment_method_id`	Brand ID	Name	`payment_method_type`	Details	Allowed Flows
`CARD`	`VI`	Visa	`CARD`	Credit Card	`DIRECT` `REDIRECT`
`CARD`	`VD`	Visa Debit	`CARD`	Debit Card	`DIRECT` `REDIRECT`
`CARD`	`MC`	Mastercard	`CARD`	Credit Card	`DIRECT` `REDIRECT`
`CARD`	`MD`	Mastercard Debit	`CARD`	Debit Card	`DIRECT` `REDIRECT`
`CARD`	`DC`	Diners Club	`CARD`	Credit Card	`DIRECT` `REDIRECT`
`CARD`	`OA`	OCA	`CARD`	Credit Card	`DIRECT` `REDIRECT`
`CARD`	`LI`	Lider	`CARD`	Credit Card	`DIRECT` `REDIRECT`

ℹ️
To offer all the card options that may be available in your integration, send the payment_method_id as CARD.

Alternative Payment Method supported

`payment_method_id`	Name	`payment_method_type`	Details	Allowed Flows
`RE`	Red Pagos	`TICKET`	Cash Payment	`DIRECT` `REDIRECT`
`AI`	Abitab	`TICKET`	Cash Payment	`DIRECT` `REDIRECT`
`UE`	Online Bank Transfer	`BANK_TRANSFER`	Bank Transfer	`REDIRECT`

Cards

Capabilities

	Visa Credit	Visa Debit	Mastercard Credit	Mastercard Debit	Diners Club	OCA	Lider
Minimum amount	15 UYU	15 UYU	15 UYU	15 UYU	15 UYU	15 UYU	15 UYU
Refunds	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Recurring	Yes	Yes	Yes	No	No	Yes	Yes
Chargeback option	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Chargeback Dispute option	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Charge in USD	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Descriptor	Can be personalized, depending on the provider.	Can be personalized, depending on the provider.	Can be personalized, depending on the provider.	Can be personalized, depending on the provider.	Can be personalized, depending on the provider.	Can be personalized, depending on the provider.	Can be personalized, depending on the provider.

How to process Card Payments?

Learn how to process payments with credit and debit cards with dLocal in our Card Payments section.

Alternative Payment Method

Redpagos

Redpagos is one of the biggest collection networks, with a presence throughout all cities of the country.

Capabilities

	Redpagos
Min. amount	15 UYU
Max. expiration time supported	2 days
Notification delay	Immediate
Refunds	Yes
Flow	`DIRECT` `REDIRECT`

Request parameters

Property	Type	Description	Mandatory?
`amount`	Number	Amount to be charged.	Yes
`currency`	String	`UYU` Transaction currency in ISO 4217.	Yes
`country`	String	`UY` Transaction country in ISO 3166.	Yes
`payment_method_id`	String	`RE` ID of the selected payment method.	Yes
`payment_method_flow`	String	`DIRECT` or `REDIRECT`	Yes
`payer.name`	String	Name of the payer.	Yes
`payer.email`	String	Email of the payer.	Yes
`payer.document`	String	Document of the payer.	Yes
`order_id`	String	ID of the capture given by the merchant in their system. Think of it as an external ID of the capture.	No
`notification_url`	String	Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant.	No

Examples

{
    "amount": 1000,
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "RE",
    "payment_method_flow": "DIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "document": "123456",
        "address": {
            "country": "UY",
            "state": "Maldonado",
            "city": "Punta del Este",
            "zip_code": "88058",
            "street": "Av. Principal",
            "number": "5940"
        }
    },
    "order_id": "34545sk3483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}

{
    "id": "D-4-4c106130-551f-4124-8b77-74c4ff33a145",
    "amount": 1000,
    "currency": "UYU",
    "payment_method_id": "RE",
    "payment_method_type": "TICKET",
    "payment_method_flow": "DIRECT",
    "country": "UY",
    "bank_transfer": {},
    "ticket": {
        "type": "CUSTOM",
        "number": "1100397440565",
        "expiration_date": "2023-03-31T02:59:00.000+0000",
        "image_url": "https://pay.dlocal.com/gmf-apm/payments/M-49362a0b-q146-4292-86dd-add3b73068d7"
    },
    "created_date": "2023-03-27T16:10:26.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "34545sk3483kqw0",
    "notification_url": "http://merchantsite.com/notification/new"
}

Example ticket

Redpagos UI built with the information in the example above.

User Interface Tips UI

If you are using these payment methods through a DIRECT integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates.

Element	Tip
Ticket Number	It is the number that payers must dictate to the cashiers in order to complete payment. Name it "Factura".
Currency and Amount	Should be relevant elements in the ticket. Users need to have that information very clearly.
Currency Symbol	$
Expiration date	Display this element clearly and visible enough. In Uruguay, the date format is DD/MM/YYYY.
Payment instructions	Although most users are familiarized with Redpagos, it is an excellent practice to help those who are not. In the image above there is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions.
Store locator	Name it "Buscador de Sucursales" and link it to https://www.google.com/maps/search/redpagos/
Save button	It helps users to have their tickets always on their phones, making it needless to take notes or keep the browser open.
Print button	It is useful for some users who need to have their tickets printed.

Abitab

Abitab is one of the largest collection networks in Uruguay, with an extensive network of recollection points across the country.

Capabilities

	Abitab
Min. amount	15 UYU
Max. expiration time supported	7 days
Notification delay	1 to 3 working days
Refunds	Yes
Flow	`DIRECT` `REDIRECT`

Request parameters

Property	Type	Description	Mandatory?
`amount`	Number	Amount to be charged.	Yes
`currency`	String	`UYU` Transaction currency in ISO 4217.	Yes
`country`	String	`UY` Transaction country in ISO 3166.	Yes
`payment_method_id`	String	`AI` ID of the selected payment method.	Yes
`payment_method_flow`	String	`DIRECT` or `REDIRECT`	Yes
`payer.name`	String	Name of the payer.	Yes
`payer.email`	String	Email of the payer.	Yes
`payer.document`	String	Document of the payer.	Yes
`order_id`	String	ID of the capture given by the merchant in their system. Think of it as an external ID of the capture.	No
`notification_url`	String	Notifications will be sent in every change of status of a payment to the `notification_url` specified by the merchant.	No

Examples

{
    "amount": 5880,
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "AI",
    "payment_method_flow": "DIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "document": "12345678",
        "address": {
            "country": "UY",
            "state": "Maldonado",
            "city": "Punta del Este",
            "zip_code": "88058",
            "street": "Av. Principal",
            "number": "5940"
        }
    },
    "order_id": "34545sk3483kqw0",
    "description": "Tshirt",
    "notification_url": "http://merchantsite.com/notification/new",
    "callback_url": "http://merchantsite.com/success_page"
}

{
    "id": "D-4-467be049-6y7r-47f7-9926-64924757eff7",
    "amount": 5880,
    "currency": "UYU",
    "payment_method_id": "AI",
    "payment_method_type": "TICKET",
    "payment_method_flow": "DIRECT",
    "country": "UY",
    "bank_transfer": {},
    "ticket": {
        "type": "CUSTOM",
        "number": "57246795339",
        "expiration_date": "2023-04-22T23:59:00.000+0000",
        "image_url": "https://pay.dlocal.com/gmf-apm/payments/M-969c107f-ttg4-4688-b1ce-2724f3d695a4"
    },
    "created_date": "2023-04-21T17:01:55.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "34545sk3483kqw0",
    "notification_url": "http://merchantsite.com/notification/new"
}

Example ticket

Abitab UI built with the information in the example above.

User Interface Tips UI

If you are using these payment methods through a DIRECT integration, follow the tips below in order to make it easier for your customers to complete payments, boosting your conversion rates.

Element	Tip
Document Number	Mentioning document number users will be able to pay.
Currency and Amount	Should be relevant elements in the ticket. Users need to have that information very clearly.
Currency Symbol	$
Expiration date	Display this element clearly and visible enough. In Uruguay, the date format is DD/MM/YYYY.
Payment instructions	Although most users are familiarized with Abitab, it is an excellent practice to help those who are not. In the image above there is an example of instructions, but if needed, our team will be happy to help you with more personalized instructions.
Store locator	Name it "Buscador de Sucursales" and link it to https://www.google.com/maps/search/abitab/
Save button	It helps users to have their tickets always on their phones, making it needless to take notes or keep the browser open.
Print button	It is useful for some users who need to have their tickets printed.

Online Bank Transfer

Online Bank Transfer is an interbank payment network in Uruguay that allows customers to pay merchants directly from their Home Banking account without leaving their bank's interface.

Capabilities

	Online Bank Transfer
Min. amount	1 UYU
Notification delay	Immediate
Refunds	Yes
Flow	`REDIRECT`

Supported banks

Bank name	Bank code
Banco de la República Oriental del Uruguay (BROU)	`001`
Banco Itaú Uruguay S.A.	`113`
Banco Santander	`137`
BBVA	`153`
Scotiabank S.A.	`128`
Banco Bandes Uruguay	`110`
BTG Pactual	`157`
Banque Heritage (Uruguay)	`162`

Request parameters

Property	Type	Description	Mandatory?
`amount`	Number	Amount to be charged.	Yes
`currency`	String	`UYU` Transaction currency in ISO 4217.	Yes
`country`	String	`UY` Transaction country in ISO 3166.	Yes
`payment_method_id`	String	`UE` ID of the Online Bank Transfer payment method.	Yes
`payment_method_flow`	String	`REDIRECT`	Yes
`payer.name`	String	Full name of the payer.	Yes
`payer.email`	String	Email address of the payer. Required to generate refunds.	Yes
`payer.document`	String	Uruguayan ID document (Cédula de Identidad or RUT) of the payer.	Yes
`order_id`	String	Merchant-side identifier for this transaction.	No
`notification_url`	String	URL where dLocal will send payment status notifications.	No

Examples

{
    "amount": 10,
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "UE",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "document": "12345678"
    },
    "order_id": "order-uy-001",
    "notification_url": "https://merchant.com/notifications"
}

{
    "id": "R-4-g1l5ia5u-fqiqtfr0s1065a-nm97cjv4cf3o",
    "amount": 10,
    "currency": "UYU",
    "payment_method_id": "UE",
    "payment_method_type": "BANK_TRANSFER",
    "payment_method_flow": "REDIRECT",
    "country": "UY",
    "created_date": "2026-07-16T18:53:50.000+0000",
    "status": "PENDING",
    "status_detail": "The payment is pending.",
    "status_code": "100",
    "order_id": "order-uy-001",
    "notification_url": "https://merchant.com/notifications",
    "redirect_url": "https://pay.dlocal.com/gmf-apm/payments-continue/N-7d7fd63e-e7e8-4c81-bd12-6a531c09f13f"
}

{
    "id": "R-4-g1l5ia5u-fqiqtfr0s1065a-nm97cjv4cf3o",
    "amount": 10,
    "status": "PAID",
    "status_detail": "The payment was paid.",
    "status_code": "200",
    "currency": "UYU",
    "country": "UY",
    "payment_method_id": "UE",
    "payment_method_type": "BANK_TRANSFER",
    "payment_method_flow": "REDIRECT",
    "payer": {
        "name": "Jane Doe",
        "email": "[email protected]",
        "document": "12345678"
    },
    "order_id": "order-uy-001",
    "notification_url": "https://merchant.com/notifications",
    "created_date": "2026-07-16T18:53:50.000+0000"
}

UX Flow

User Interface Tips UI

Element	Tip
Redirect messaging	Shape the messaging so users understand they will be redirected to their bank. Example: "You'll be taken to your Home Banking to authorize the transfer."
Payment status	`PENDING` is transient. Payments are notified immediately upon accreditation once the user authorizes the debit in their Home Banking.
Bank selector	dLocal presents the available banks during the redirect flow. Merchants do not need to render a bank selector page.