Market specifications

Do you want to know more information about Egypt market? Go to the Egypt’s economy and eCommerce market article.

Country reference

`country` code	`currency` code	`amount` decimals	`beneficiary.document.type` name	`beneficiary.document.id` format
`EG`	`EGP`	2	ID	9 or 14 digits

Mandatory parameters

Bank transfers

Bank transfers parameters	B2C	B2B	P2P
`external_id`	Yes	Yes	Yes
`payment_method_id`	Yes	Yes	Yes
`flow_type`	Yes	Yes	Yes
`purpose`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`beneficiary.first_name`	Yes	-	Yes
`beneficiary.last_name`	Yes	-	Yes
`beneficiary.business_name`	-	Yes	-
`beneficiary.bank_account.branch`	Yes	Yes	Yes
`beneficiary.bank_account.account`	Yes	Yes	Yes
`remitter.first_name`	-	-	Yes
`remitter.last_name`	-	-	Yes
`remitter.document.type`	-	-	Yes
`remitter.document.id`	-	-	Yes
`remitter.document.issue_date`	-	-	Yes
`remitter.document.expiration_date`	-	-	Yes
`remitter.nationality`	-	-	Yes
`remitter.birth_info.date`	-	-	Yes

Wallet transfers

Wallet transfers parameters	B2C	B2B	P2P
`external_id`	Yes	Yes	Yes
`payment_method_id`	Yes	Yes	Yes
`flow_type`	Yes	Yes	Yes
`purpose`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`beneficiary.first_name`	Yes	-	Yes
`beneficiary.last_name`	Yes	-	Yes
`beneficiary.business_name`	-	Yes	-
`beneficiary.phone`	Yes	Yes	Yes
`beneficiary.instant_payment.type`	Yes	Yes	Yes
`beneficiary.instant_payment.id`	Yes	Yes	Yes
`remitter.first_name`	-	-	Yes
`remitter.last_name`	-	-	Yes
`remitter.document.type`	-	-	Yes
`remitter.document.id`	-	-	Yes
`remitter.document.issue_date`	-	-	Yes
`remitter.document.expiration_date`	-	-	Yes
`remitter.nationality`	-	-	Yes
`remitter.birth_info.date`	-	-	Yes

Payment methods

Egypt supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Bank transfers in Egypt require detailed account information, including BIC code and IBAN. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes sections for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`external_id`	Unique payout identification at the merchant's end. Maximum 100 characters.
`payment_method_id`	Payment method identifier. For bank transfers, use `BANK_TRANSFER`.
`flow_type`	Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), `P2P` (Person to Person), or `PSP` (Payment Service Provider).
`purpose`	Payout purpose code. See purpose codes reference.
`country`	Country code. For Egypt, use `EG`.
`currency`	Source currency of the FX operation. For Egypt, use `EGP` or `USD`. Payouts are typically paid in local currency to the beneficiary.
`amount`	Payout amount in `EGP`. Use up to 2 decimal places.
`beneficiary.first_name`	Beneficiary's first name. Maximum 50 characters. English and Egyptian supported.
`beneficiary.bank_account.branch`	Beneficiary's bank branch. BIC code (8 or 11 Alphanumeric characters in upper case).
`beneficiary.bank_account.account`	Beneficiary's bank account number. International Bank Account Number (IBAN). See the list of valid bank codes.
`remitter.first_name`	Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.last_name`	Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.document.type`	Type of identification document: `ID` for national identification number, `PASS` for passport, `RESIDENT` for resident ID. Mandatory only for remittance (P2P).
`remitter.document.id`	Remitter's identification document or number, as required by Egypt regulations. Maximum 20 characters. Mandatory only for remittance (P2P).
`remitter.document.issue_date`	Remitter's document issue date in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).
`remitter.document.expiration_date`	Remitter's document expiration date in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).
`remitter.nationality`	Remitter's nationality. Use ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).
`remitter.birth_info.date`	Remitter's date of birth in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).

Example request

{
  "external_id": "EG_B2C_001",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "EG",
  "amount": 245.40,
  "currency": "EGP",
  "beneficiary": {
    "first_name": "KARIM",
    "last_name": "AL-HADDAD",
    "bank_account": {
      "branch": "CIBEEGCX038",
      "account": "EG600010003800000100035041208"
    }
  }
}

{
  "external_id": "EG_P2P_002",
  "payment_method_id": "BANK_TRANSFER",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "EG",
  "amount": 350.75,
  "currency": "EGP",
  "beneficiary": {
    "first_name": "KARIM",
    "last_name": "AL-HADDAD",
    "bank_account": {
      "branch": "CIBEEGCX038",
      "account": "EG600010003800000100035041208"
    }
  },
  "remitter": {
    "first_name": "James",
    "last_name": "Smith",
    "document": {
      "type": "PASS",
      "id": "AB123456",
      "issue_date": "2020-01-15",
      "expiration_date": "2030-01-15"
    },
    "nationality": "US",
    "birth_info": {
      "date": "1985-06-22"
    }
  }
}

Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The beneficiary.instant_payment.type field must indicate the type of wallet being used (e.g., Vodafone, Etisalat, Orange, BankW). The beneficiary.phone field must be present and correctly formatted.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`external_id`	Unique payout identification at the merchant's end. Maximum 100 characters.
`payment_method_id`	Payment method identifier. For wallet transfers, use `INSTANT_PAYMENT`.
`flow_type`	Payout flow type. Valid values: `B2C` (Business to Consumer), `B2B` (Business to Business), `P2P` (Person to Person), or `PSP` (Payment Service Provider).
`purpose`	Payout purpose code. For P2P, use `REMITTANCES`. See purpose codes reference.
`country`	Country code. For Egypt, use `EG`.
`currency`	Source currency of the FX operation. For Egypt, use `EGP` or `USD`. Payouts are typically paid in local currency to the beneficiary.
`amount`	Payout amount in `EGP`. Use up to 2 decimal places.
`beneficiary.first_name`	Beneficiary's first name. Maximum 50 characters.
`beneficiary.last_name`	Beneficiary's last name. Maximum 50 characters.
`beneficiary.phone`	Beneficiary's phone number. Maximum 13 characters. Can be 11 digits (e.g., 01014948646) or with country code (e.g., +201014948646).
`beneficiary.instant_payment.type`	Type of wallet being used: `VODAFONE`, `ETISALAT`, `ORANGE`, `BANKW`.
`beneficiary.instant_payment.id`	Beneficiary's wallet identifier, typically the phone number.
`remitter.first_name`	Remitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.last_name`	Remitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter.document.type`	Remitter's document type. Valid values: `ID` for national ID, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter.document.id`	Remitter's identification document or number, as required by Egypt regulations. Maximum 20 characters. Mandatory only for remittance (P2P).
`remitter.document.issue_date`	Remitter's document issue date in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).
`remitter.document.expiration_date`	Remitter's document expiration date in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).
`remitter.nationality`	Remitter's nationality. Use ISO 3166-1 alpha-2 format. Mandatory only for remittance (P2P).
`remitter.birth_info.date`	Remitter's date of birth in ISO 8601 format (YYYY-MM-DD). Mandatory only for remittance (P2P).

Example request

{
  "external_id": "EG_B2C_003",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "country": "EG",
  "amount": "245.40",
  "currency": "EGP",
  "beneficiary": {
    "first_name": "KARIM",
    "last_name": "Ahan",
    "phone": "+201014948646",
    "instant_payment": {
      "type": "ORANGE",
      "id": "+201014948646"
    }
  },
  "notification_url": "https://thisisawebsite.net/payments"
}

{
  "external_id": "EG_P2P_004",
  "payment_method_id": "INSTANT_PAYMENT",
  "flow_type": "P2P",
  "purpose": "REMITTANCES",
  "country": "EG",
  "amount": "175.80",
  "currency": "EGP",
  "beneficiary": {
    "first_name": "HASAN",
    "last_name": "Mohammed",
    "phone": "+201123456789",
    "instant_payment": {
      "type": "VODAFONE",
      "id": "+201123456789"
    }
  },
  "remitter": {
    "first_name": "Sarah",
    "last_name": "Johnson",
    "document": {
      "type": "PASS",
      "id": "CD987654",
      "issue_date": "2019-05-10",
      "expiration_date": "2029-05-10"
    },
    "nationality": "UK",
    "birth_info": {
      "date": "1990-03-15"
    }
  },
  "notification_url": "https://thisisawebsite.net/payments"
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Egypt.

Bank codes

These are the values the bank_code parameter can take in Egypt. Positions 5 to 8 in the IBAN to be sent in the bank_account parameter.

Bank Code	Bank Name
0027	Abu Dhabi Commercial Bank (ADCB) – Egypt
0030	Abu Dhabi Islamic Bank - Egypt
0020	Ahly United Bank
0018	Al Ahli Bank of Kuwait - Egypt
0022	Al Baraka Bank Egypt
0057	Arab African International Bank
0058	Arab Investment Bank
0044	Arab Bank Egypt
0056	Arab International Bank
0040	Arab Banking Corporation - Egypt
0009	Agricultural Bank of Egypt
0034	Attijariwafa Bank Egypt S.A.E
0005	Bank of Alexandri
0004	Bank of Cairo
0019	Bank Audi
0002	Banque Misr
0013	Blom Bank Egypt
0043	Citibank
0010	Commercial International Bank Egypt
0036	Credit Agricole Egypt
0007	Egyptian Arab Land Bank
0029	Egyptian Gulf Bank
0014	Emirates National Bank of Dubai
0061	Export Development Bank of Egypt
0059	Faisal Islamic Bank Egypt
0042	First Abu Dhabi Bank
0025	HSBC
0038	Housing and Development Bank
0008	Industrial Development Bank of Egypt
0046	Mashreq Bank
0033	Misr Iran Development Bank
9003	Nasser Social Bank
0003	National Bank of Egypt
0023	National Bank of Kuwait
0048	National Bank of Greece
0037	Qatar National Bank QNB
0035	Societe Arab International Bank
0017	Suez Canal Bank
0031	The United Bank