Vietnam

Learn everything you need to know to make payouts in Vietnam with dLocal.

Market specifications

Take a look of all the information you need to make a payout.

Country reference Mandatory paramenters

Payment methods

Find all the information about payment methods capabilities.

Bank transfers Wallet transfers

Bank information

Find all the bank account validations details you need to make a payout.

Bank codes

Market specifications

Do you want to know more information about Vietnam's market? Go to the Accelerate Growth in Asia’s Leading eCommerce Hubs article.

Country reference

country codecurrency codeamount decimalsdocument.type namedocument.id format
VNVND2VNID9 or 13 digits ​

Mandatory parameters

Bank transfers

Bank transfer parametersB2CB2BP2P
external_idYesYesYes
payment_method_idYesYesYes
flow_typeYesYesYes
purposeYesYesYes
amountYesYesYes
currencyYesYesYes
countryYesYesYes
beneficiary.first_nameYesYesYes
beneficiary.last_nameYesYesYes
beneficiary.bank_account.codeYesYesYes
beneficiary.bank_account.accountYesYesYes
remitter.first_name--Yes
remitter.last_name--Yes
remitter.address.street--Yes
remitter.address.city--Yes
remitter.address.country--Yes
remitter.nationality--Yes

Wallet transfers

Wallet transfer parametersB2CB2BP2P
external_idYesYesYes
payment_method_idYesYesYes
flow_typeYesYesYes
purposeYesYesYes
amountYesYesYes
currencyYesYesYes
countryYesYesYes
beneficiary.first_nameYesYesYes
beneficiary.last_nameYesYesYes
beneficiary.instant_payment.typeYesYesYes
beneficiary.phoneYesYesYes
beneficiary.addressYesYesYes
remitter.first_name--Yes
remitter.last_name--Yes
remitter.address.street--Yes
remitter.address.city--Yes
remitter.address.country--Yes
remitter.nationality--Yes

Payment methods

Vietnam supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Bank transfers in Vietnam require detailed account information, including bank code, bank account number, amount, and currency. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes section for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameterDescription
external_idPayout identification at the merchant's end. Maximum 100 characters.
payment_method_idPayment method. For bank transfers, use BANK_TRANSFER.
flow_typePayout flow type. Valid values: B2C (Business to Consumer), B2B (Business to Business), or P2P (Person to Person).
purposePayout purpose code. See purpose codes reference.
amountPayout amount (in the currency set in the currency field). Use up to 2 decimal numbers.
currencyPayout currency. For Vietnam, use VND or USD.
countryCountry code. For Vietnam, use VN.
beneficiary.first_nameBeneficiary's first name. Maximum 50 characters.
beneficiary.last_nameBeneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.
beneficiary.bank_account.codeBeneficiary's bank account code. See bank codes below.
beneficiary.bank_account.accountBeneficiary's bank account number. Maximum 45 characters.
remitter.first_nameRemitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.last_nameRemitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.address.streetRemitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter.address.cityRemitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).
remitter.address.countryRemitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P).
remitter.nationalityRemitter's nationality. ISO 3166-1 alpha-2 code. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "123456789",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "payment_method_id": "BANK_TRANSFER",
  "country": "VN",
  "amount": 10,
  "currency": "VND",
  "beneficiary": {
    "first_name": "Juan",
    "last_name": "Alonso",
    "document": {
      "id": "27836873654",
      "type": "VNID"
    },
    "bank_account": {
      "code": "13",
      "account": "1234567890",
      "type": "CHECKING"
    }
  },
  "notification_url": "https://thisisawebsite.net/payments"
}

Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The account_type field must indicate the type of wallet being used (e.g., MoMo, VNPAY, VNPT Pay, Sacombank, ZaloPay). The phone field must be present and correctly formatted.

Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

Mandatory parameterDescription
external_idPayout identification at the merchant's end. Maximum 100 characters.
payment_method_idPayment method. For wallet, use INSTANT_PAYMENT.
purposePayout purpose code. See purpose codes reference.
flow_typePayout flow type. Valid values: B2C (Business to Consumer), B2B (Business to Business), or P2P (Person to Person).
amountPayout amount (in the currency set in the currency field). Use up to 2 decimal places.
currencyPayout currency. For Vietnam, use USD or VND.
countryCountry code. For Vietnam, use VN.
beneficiary.first_nameBeneficiary's first name. Maximum 50 characters.
beneficiary.last_nameBeneficiary's last name. Only applies when the beneficiary is an individual. Maximum 50 characters.
beneficiary.address.streetBeneficiary's address street. 200 characters.
beneficiary.instant_payment.typeBeneficiary's instant payment account type. Type of wallet being used: MOMO, VNPAY, VNPT PAY, SACOMBANK, ZALOPAY.
beneficiary.instant_payment.idBeneficiary's wallet ID. Maximum 45 characters.
remitter.first_nameRemitter's first name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.last_nameRemitter's last name. Maximum 50 characters. Mandatory only for remittance (P2P).
remitter.address.streetRemitter's address street. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter.address.cityRemitter's address city. Maximum 40 characters. Mandatory only for remittance (P2P).
remitter.address.countryRemitter's address country. ISO 3166-1 alpha-2 code.. Mandatory only for remittance (P2P).
remitter.nationalityRemitter's nationality. ISO 3166-1 alpha-2 code. Mandatory only for remittance (P2P).

Example request

{
  "external_id": "8tSHXacig",
  "flow_type": "B2C",
  "purpose": "OTHER_SERVICES",
  "payment_method_id": "WALLET",
  "country": "VN",
  "amount": 10,
  "currency": "VND",
  "beneficiary": {
    "first_name": "Test",
    "last_name": "Test",
    "address": "test address",
    "instant_payment": {
      "type": "MOMO",
      "id": "+8412345678901"
    }
  }
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Vietnam.


Bank codes


Bank NameOther nameBank Code
Bac A Commercial Joint Stock Bank (Bac A Bank)BAB73
CIMB Bank LimitedCIMB Bank54
Cooperative Bank of VietnamCoopBank43
DBS Bank Ltd - Ho Chi Minh BranchDBS Bank75
HSBC Bank VietnamHSBC Bank37
Industrial Bank of Korea - Ho Chi Minh BranchIBK HCM77
Industrial Bank of Korea– Ha Noi branchIBK - HN48
KasikornBank Public Company LimitedKasikornbank69
Keb Hana Bank - Ha Noi BranchKEB Hana Bank76
Keb Hana Bank - Ho Chi Minh BranchKEB Hana Bank72
Kookmin - Chi nhánh Hà NộiKookmin Bank63
Kookmin - Chi nhánh Thành phố Hồ Chí MinhKookminBank64
Liobank by OCBLiobank
Bank transfer app (not a bank)
68
Nam A Commercial Join Stock BankNamABank39
Ngân hàng TNHH IndovinaIVB46
Ngân hàng số CAKE by VPBankCAKE
Bank transfer app (not a bank)
65
Ngân hàng số Ubank by VPBankUbank
Bank transfer app (not a bank)
66
NH Lien Doanh Viet NgaVRBank16
NH Nong Nghiep va Phat Trien Nong Thon Vietnam *Agribank13
NH Vietnam Thuong TinVietBank15
NHTMCP A ChauACB18
NHTMCP An BinhABBank4
NHTMCP Ban VietVietcapital Bank14
NHTMCP Bao VietBVB32
NHTMCP Buu Dien Lien VietLienVietPostBank30
NHTMCP Cong Thuong VietnamVietinbank2
NHTMCP Dai Chung VietnamPVcomBank7
NHTMCP Dai DuongOceanBank5
NHTMCP Dau Khi Toan CauGP Bank9
NHTMCP Dau Tu va Phat Trien VietnamBIDV Bank11
NHTMCP Dong A *Dong A Bank10
NHTMCP Dong Nam ASeABank6
NHTMCP Kien LongKienLongBank12
NHTMCP Ky Thuong VietnamTechcombank26
NHTMCP Ngoai Thuong VietnamVietcombank (VCB)17
NHTMCP Phat Trien Thanh Pho HCMHDBank22
NHTMCP Phuong DongOCB27
NHTMCP Quan DoiMBBank23
NHTMCP Quoc DanNCB28
NHTMCP Quoc Te VietnamVIB25
NHTMCP Sai Gon Ha NoiSHB21
NHTMCP SaigonSCB35
NHTMCP Saigon Cong ThuongSaigonbank3
NHTMCP Saigon Thuong TinSacombank1
NHTMCP Tien PhongTPBank20
NHTMCP Vietnam Thinh VuongVPBank24
NHTMCP Xang Dau PetrolimexPG Bank8
NHTMCP Xuat Nhap Khau VietnamEximbank19
NHTNHH MTV Hongleong VietnamHLBVN29
NHTNHH MTV Public VietnamPublic Bank VN34
NHTNHH MTV Shinhan VietnamShinhanVN33
Nonghuyp - Chi nhánh Hà Nội(NHB)Nonghyup Bank60
Standard Chartered Bank Viet Nam LimitedStandard Chartered Bank52
Timo by Ban Viet BankTimo
Bank transfer app (not a bank)
67
UMEE by KienlongBankUMEE
Bank transfer app (not a bank)
71
United Overseas Bank Viet NamUOB Bank53
Vietnam Bank for Social Policies (VBSP)VBSP74
Vietnam Asia Commercial Joint Stock Bank (VietA)VietABank57
NH Vietnam Thuong TinVietBank15
NHTMCP Ban VietVietcapital Bank14
NHTMCP Ngoai Thuong VietnamVietcombank (VCB)17
NHTMCP Cong Thuong VietnamVietinbank2
NH Lien Doanh Viet NgaVRBank16
NHTMCP Vietnam Thinh VuongVPBank24
Woori Bank VietnamWooriBank49