Ecuador

Learn everything you need to know to make payouts in Ecuador with dLocal.

Market specifications

Take a look of all the information you need to make a payout.

Country reference Document validations Mandatory paramenters

Payment methods

Find all the information about payment methods capabilities.

Bank transfers

Bank information

Find all the bank account validations details you need to make a payout.

Bank codes

Market specifications

Do you want to know more information about Ecuador's market? Go to the Ecuador’s economy and eCommerce market article.

Country reference

country codecurrency codeamount decimalsdocument_type namedocument_id format
ECUSD2CIBetween 5 to 20 digits

Document validations

ValidationNameLengthTypeVerification digitExample
DocumentCI10numericLast digit1.004.922.993
1004922993
DocumentRUC13numericApply verification algorithm1234567892221
DocumentPASS7 to 12CharactersN/A123456789

Mandatory parameters

Bank transfers

Mandatory parameterB2CB2BP2P
loginYesYesYes
passYesYesYes
external_idYesYesYes
document_idYesYesYes
document_typeYesYesYes
beneficiary_nameYesYesYes
beneficiary_lastnameYesYesYes
countryYesYesYes
bank_codeYesYesYes
bank_accountYesYesYes
account_typeYesYesYes
currencyYesYesYes
amount--Yes
purpose--Yes
remitter_full_name--Yes
remitter_country--Yes
remitter_city--Yes
phone--Yes
city--Yes

Payment methods

Ecuador supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Bank transfers

Bank transfers in Ecuador require detailed account information, including document ID, document type, bank code, bank account number, account type, and currency. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the document validations and bank codes sections for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameterDescription
loginAPI authentication credentials. Maximum 32 characters.
passAPI authentication credentials. Maximum 32 characters.
external_idUnique transaction identifier. Maximum 100 characters.
document_idDocument ID of the beneficiary. See document validations below.
document_typeDocument type: CI, RUC, PASS (Pasaporte), CE (Cédula de Extranjero).
beneficiary_nameFirst name of the beneficiary. Maximum 50 characters.
beneficiary_lastnameLast name of the beneficiary. Maximum 50 characters.
countryCountry code. For Ecuador, use EC.
bank_codeBank code of the beneficiary's bank. See bank codes below.
bank_accountBank account number. Maximum 30 numbers.
account_typeAccount type: C for Checking accounts, S for Savings accounts.
currencyPayout currency. For Ecuador, use USD.
amountPayout amount. Use up to 2 decimal numbers. Mandatory only for remittance (P2P).
purposeReason for the payout. EPREMT - Remittance (P2P). Mandatory only for remittance (P2P).
remitter_full_nameFull name of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter_countryISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P).
remitter_cityCity of the sender. Maximum 40 characters. Mandatory only for remittance (P2P).
phonePhone number of the beneficiary. Maximum 20 characters. Mandatory only for remittance (P2P).
cityCity of the beneficiary. Maximum 20 characters. Mandatory only for remittance (P2P).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "1234567812345678b",
  "document_id": "1784559964",
  "document_type": "CI",
  "beneficiary_name": "JUAN",
  "beneficiary_lastname": "PEREZ",
  "country": "EC",
  "bank_code": "034",
  "bank_account": "1234567891",
  "account_type": "C",
  "currency": "USD",
  "amount": "245.40",
  "notification_url": "https://thisisawebsite.net/payments",
  "type": "json"
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Ecuador.


Bank codes


In this list, there are the major banks of the country to see the complete list please ask for it.

Bank NameBank Code
Banco Amazonas034
Banco Asistencia Comunitaria Finca S.A.323
Banco Bolivariano037
Banco Capital S.A.061
Banco Citibank024
Banco Comercial de Manabi039
Banco Coopnacional S.A.064
Banco D-Miro S.A.063
Banco de Guayaquil017
Banco de Loja029
Banco de Machala025
Banco del Austro035
Banco del Instituto Ecuatoriano de Seguridad Social461
Banco del Litoral043
Banco del Pacífico030
Banco del Pichincha010
Banco Delbank027
Banco Ecuatoriano de la Vivienda052
Banco Económico007
Banco Ecofuturo047
Banco FIE045
Banco Fortaleza049
Banco Ganadero009
Banco General Rumiñahui042
Banco Internacional032
Banco Procredit060
Banco Produbanco036
Banco Solidario059
Banecuador B.P.066
Banco Desarrollo de Los Pueblos S.A.068
COAC Ahorrista Solidario181
COAC Sindicato de Choferes Profesionales de Yantza109
Coop. 15 de Abril Ltda057
Coop. 15 de Agosto Pilacoto290
Coop. Accion y Desarrollo051
Coop. Aho. y Cred. 16 de Junio660
Coop. Aho. y Cred. 1ro de Enero del Austro284
Coop. Aho. y Cred. 23 de Julio058
Coop. Aho. y Cred. 23 de Mayo Ltda.606
Coop. Aho. y Cred. 29 de Octubre095
Coop. Aho. y Cred. 4 de Octubre Ltda.294
Coop. Aho. y Cred. 9 de Octubre Ltda325
Coop. Aho. y Cred. Accion Rural326
Coop. Aho. y Cred. Accion Tungurahua Ltda.636
Coop. Aho. y Cred. Agraria Mushuk Kawsay Ltda.275
Coop. Aho. y Cred. Agricola Junin Ltda424
Coop. Aho. y Cred. Alfonso Jaramillo296
Coop. Aho. y Cred. Alianza del Valle Ltda062
Coop. Aho. y Cred. Alianza Minas Ltda.278
Coop. Aho. y Cred. Ambato Ltda414
Coop. Aho. y Cred. Andina Ltda.642
Coop. Aho. y Cred. Artesanos Ltda417
Coop. Aho. y Cred. Atuntaqui Ltda.086
Coop. Aho. y Cred. Cacpe Celica656
Coop. Aho. y Cred. Cam Com Canton Bolivar426
Coop. Aho. y Cred. Camara Comer Ambato411
Coop. Aho. y Cred. Camara Comercio Indigena295
Coop. Aho. y Cred. Cariamanga Ltda422
Coop. Aho. y Cred. Carroceros de Tungurahua634
Coop. Aho. y Cred. Catamayo Ltda. Mie657
Coop. Aho. y Cred. Chone Ltda067
Coop. Aho. y Cred. Coca Ltda607
Coop. Aho. y Cred. Comercio Ltda Portoviejo088
Coop. Aho. y Cred. Const Comercio y Produccion407
Coop. Aho. y Cred. Cotocollao065
Coop. Aho. y Cred. Credi Facil Ltda.628
Coop. Aho. y Cred. Crediamigo Ltda. Loja Mi653
Coop. Aho. y Cred. Cristo Rey291
Coop. Aho. y Cred. de la Peq. Emp. Cacpe Macara658
Coop. Aho. y Cred. de la Peq. Emp. Cacpe Zamora Ltda.602
Coop. Aho. y Cred. de Los Serv. Publ. del Min. de Ed.605
Coop. Aho. y Cred. Desarrollo Integral Ltda.603
Coop. Aho. y Cred. Dorado Ltda415
Coop. Aho. y Cred. Ecuafuturo Ltda.630
Coop. Aho. y Cred. Educ del Tungurahua413
Coop. Aho. y Cred. Educadores Chimborazo292
Coop. Aho. y Cred. Educadores de Pastaza Ltda.204
Coop. Aho. y Cred. Educadores Tulcan Ltda.085
Coop. Aho. y Cred. El Calvario Ltda.627
Coop. Aho. y Cred. El Sagrario069
Coop. Aho. y Cred. Erco Ltda410
Coop. Aho. y Cred. Esc.Sup.Politec. Agrop. de Manabi Man420
Coop. Aho. y Cred. Escencia Indigena Ltda.641
Coop. Aho. y Cred. Familia Austral286
Coop. Aho. y Cred. Fernando Daquilema429
Coop. Aho. y Cred. Fortuna Mies654
Coop. Aho. y Cred. Fundesarrollo406
Coop. Aho. y Cred. Futuro y Progreso de Galapagos Lt661
Coop. Aho. y Cred. Gonzanama Mies650
Coop. Aho. y Cred. Grameen Amazonas604
Coop. Aho. y Cred. Guamote Ltda.664
Coop. Aho. y Cred. Guaranda Ltda.072
Coop. Aho. y Cred. Huaicana Ltda609
Coop. Aho. y Cred. Huayco Pungo Ltda419
Coop. Aho. y Cred. Huinara Ltda. Mies626
Coop. Aho. y Cred. Inka Kipu Ltda.635
Coop. Aho. y Cred. Integral409
Coop. Aho. y Cred. Jadan Ltda. Mies625
Coop. Aho. y Cred. Juan de Salinas Ltda.270
Coop. Aho. y Cred. Juan Pio de Mora Ltda.638
Coop. Aho. y Cred. La Dolorosa Ltda073
Coop. Aho. y Cred. La Merced557
Coop. Aho. y Cred. Llanganates348
Coop. Aho. y Cred. Lucha Campesina Ltda.663
Coop. Aho. y Cred. Malchingui Ltda.273
Coop. Aho. y Cred. Manantial de Oro Ltda.601
Coop. Aho. y Cred. Maquita Cushun Ltda.631
Coop. Aho. y Cred. Marcabeli Ltda423
Coop. Aho. y Cred. Mi Tierra403
Coop. Aho. y Cred. Minga Ltda.293
Coop. Aho. y Cred. Mujeres Unidas Tantanakushk333
Coop. Aho. y Cred. Mushuc Runa Ltda412
Coop. Aho. y Cred. Nuestros Abuelos Ltda416
Coop. Aho. y Cred. Nueva Esperanza427
Coop. Aho. y Cred. Nueva Huancavilca408
Coop. Aho. y Cred. Nueva Jerusalen272
Coop. Aho. y Cred. Nuevos Horizontes El Oro Ltda.659
Coop. Aho. y Cred. Once de Junio075
Coop. Aho. y Cred. Oscus076
Coop. Aho. y Cred. Pablo Munoz Vega093
Coop. Aho. y Cred. Padre Julian Lorente Ltda077
Coop. Aho. y Cred. Pedro Moncayo Ltda.279
Coop. Aho. y Cred. Peq Emp Cacpe Yanzatza404
Coop. Aho. y Cred. Peq Empr Cacpe Biblian078
Coop. Aho. y Cred. Peq Empresa Gualaquiza402
Coop. Aho. y Cred. Peq. Emp. de Loja Cacpe350
Coop. Aho. y Cred. Pijal640
Coop. Aho. y Cred. Pilahuin643
Coop. Aho. y Cred. Pilahuin Tio Ltda608
Coop. Aho. y Cred. Profesionales del Volante Union L655
Coop. Aho. y Cred. Progreso079
Coop. Aho. y Cred. Provida281
Coop. Aho. y Cred. Pucara Ltda.644
Coop. Aho. y Cred. Puellaro Ltda271
Coop. Aho. y Cred. Puerto Lopez Ltda425
Coop. Aho. y Cred. Quilanga Ltda.651
Coop. Aho. y Cred. Riobamba080
Coop. Aho. y Cred. Salasaca637
Coop. Aho. y Cred. San Antonio Ltda.289
Coop. Aho. y Cred. San Francisco081
Coop. Aho. y Cred. San Francisco de Asis054
Coop. Aho. y Cred. San Gabriel Ltda.328
Coop. Aho. y Cred. San Jorge Ltda428
Coop. Aho. y Cred. San Jose Ltda082
Coop. Aho. y Cred. San Jose S.J.283
Coop. Aho. y Cred. San Miguel de Los Bancos330
Coop. Aho. y Cred. San Miguel de Sigchos646
Coop. Aho. y Cred. Santa Ana Ltda084
Coop. Aho. y Cred. Santa Anita Ltda418
Coop. Aho. y Cred. Santa Rosa de Patutan Ltda.334
Coop. Aho. y Cred. Santa Rosa Ltda096
Coop. Aho. y Cred. Semilla del Progreso Ltda332
Coop. Aho. y Cred. Senor de Giron285
Coop. Aho. y Cred. Sierra Centro Ltda.647
Coop. Aho. y Cred. Simiatug Ltda639
Coop. Aho. y Cred. Sinchi Runa Ltda645
Coop. Aho. y Cred. Sumac Llacta Ltda.662
Coop. Aho. y Cred. Tena Ltda.276
Coop. Aho. y Cred. Tulcan222
Coop. Aho. y Cred. Tungurahua Ltda.287
Coop. Aho. y Cred. Union Mercedaria Ltda.648
Coop. Aho. y Cred. Valles del Lirio632
Coop. Aho. y Cred. Vencedores de Tungurahua629
Coop. Calceta Ltda087
Coop. Capeco Ltda203
Coop. Esfuerzo Unido Para El Desarr. del Chilco La633
Coop. Jardin Azuayo015
Coop. Juventud Ecuatoriana Progresista Ltda.091
Coop. Manuel Esteban Godoy Ortega Ltda Coopmego092
Coop. Peq. Empresa de Pastaza089
Coop. Policia Nacional053
Coop. Prevision Ahorro y Desarrollo094
COOP DE A. Y C. 22 de Junio-Orianga119
COOP DE A. Y C. Mushuk Yuyay Ltda102
COOP DE A. Y C. Nizag Ltda.103
COOP DE A. Y C. Quilotoa118
COOP DE A. Y C. Sembrando Futuro179
COOP DE A. Y C. Senor Del Arbol114
COOP DE A. Y C. Unidad Y Progreso100
COOP.DE Ahorro Y Credito 29 de Enero108
COOP.DE Ahorro Y Credito Ciudad de Zamora182
Cooperativa de Ahorro y Credito Ambato Ltda.122
Cooperativa de Ahorro y Credito Armada Nacional194
Cooperativa de Ahorro y Credito Campesina Coopac125
Cooperativa de Ahorro y Credito Distrito Metropol196
Cooperativa de Ahorro y Credito General Angel Flor200
Cooperativa de Ahorro y Credito Santa Isabel Ltda176
Cooperativa Divino Nino177
Cooperativa Llacta Pura178
COPP Aho Cred Credisur668
COOP.AHO Y Cred Camara de Comercio Pindal Cadecopi649
COOP Aho Y Cred 20 de Febrero Ltda674
COOP Aho Y Cred Caseg Ltda671
COOP Aho Y Cred Finan Indigena673
COOP Aho Y Cred Focla672
COOP Aho Y Cred Gral Ruminahui670
COOP Aho Y Cred Huaquillas677
COOP Aho Y Cred Indigena Alfa675
COOP Aho Y Cred Maquita Cushunchic669
Financiera - Diners Club del Ecuador232
Financiera Acceso La Paz43
Financiera Financoop097
Fondo Financiero de la Comunidad44
FONDO DE CESANTIA DEL MAGISTERIO ECUATORIANO FCME-667
Interdin S.A.349
La Cooperativa de Ah Y Cred Simon Bolivar198
Magisterio Rural39
Mutualista Ambato098
Mutualista Azuay070
Mutualista Imbabura099
Mutualista Pichincha071
Nacional Financiera Boliviana SAN42
Pacificard005