Installments
When creating a card payment with installments, the Merchant will receive the full amount of the payment at settlement, with no risks involved.
To create a payment with installments, first you need to create an Installments Plan, to guarantee the surcharge per installment that will be charged.
With the Installment Plan id ( installments_id ) and the number of installments, you can go ahead and create a payment with installments.
postCreate an Installments Plan
{"id" : "INS54434","country" : "BR","bin" : "435921","amount": 1000.00,"currency" : "BRL","installments" : [{"id" : "INS54434-1","installment_amount" : 1000.00,"installments" : 1,"total_amount" : 1000.00},{"id" : "INS54434-2","installment_amount" : 550.00,"installments" : 2,"total_amount" : 1100.00},{"id" : "INS54434-3","installment_amount" : 383.33,"installments" : 3,"total_amount" : 1150.00}]}
Property | Type | Description |
| String | The installments plan id. |
| String | The country of the installments plan. |
| String | The currency of the installments plan. |
| String | The credit card bin. |
| Positive Float | The amount of the installments plan. |
| ​Installment Object[ ] | The installments plan information |
| Boolean | If |
{"id" : "INS54434","country" : "BR","bin" : "435921","amount": 1000.00,"currency" : "BRL","installments" : [{"id" : "INS54434-1","installment_amount" : 1000.00,"installments" : 1,"total_amount" : 1000.00},{"id" : "INS54434-2","installment_amount" : 550.00,"installments" : 2,"total_amount" : 1100.00},{"id" : "INS54434-3","installment_amount" : 383.33,"installments" : 3,"total_amount" : 1150.00}],"installments_by_bank": false}
(*) In these cases it is a good practice to give this information to users in the checkout in order to let them know that the bank will apply interests in the card statement.
Property | Type | Description |
| String | The installment id. |
| Positive Float | Installment amount. Includes interests associated to the installment. |
| Positive Float | Installments total amount. Includes interests associated to the installment. |
| Integer | Number of installments. |
{"id" : "INS54434-2","installment_amount" : 550.00,"installments" : 2,"total_amount" : 1100.00}
$ curl -X POST \-H 'X-Date: 2018-02-20T15:44:42.310Z' \-H 'X-Login: sak223k2wdksdl2' \-H 'X-Trans-Key: fm12O7G9' \-H 'X-Version: 2.1' \-H 'User-Agent: MerchantTest / 1.0 ' \-H 'Content-Type: application/json' \-H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \-d '{body}'https://api.dlocal.com/installments-plans
{"country" : "BR","bin" : "411111","amount": 30,"currency" : "BRL"}
{"id" : "INS54434","country" : "BR","bin" : "435921","amount": 1000.00,"currency" : "BRL","installments" : [{"id" : "INS54434-1","installment_amount" : 1000.00,"installments" : 1,"total_amount" : 1000.00},{"id" : "INS54434-2","installment_amount" : 550.00,"installments" : 2,"total_amount" : 1100.00},{"id" : "INS54434-3","installment_amount" : 383.33,"installments" : 3,"total_amount" : 1150.00}],"installments_by_bank": false}
$ curl -X POST \-H 'X-Date: 2018-02-20T15:44:42.310Z' \-H 'X-Login: sak223k2wdksdl2' \-H 'X-Trans-Key: fm12O7G9' \-H 'X-Version: 2.1' \-H 'User-Agent: MerchantTest / 1.0 ' \-H 'Content-Type: application/json' \-H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \-d '{body}'https://api.dlocal.com/payments
{"amount": 1000,"currency" : "BRL","country": "BR","payment_method_id" : "CARD","payment_method_flow" : "DIRECT","payer":{"name" : "Thiago Gabriel","email" : "[email protected]","document" : "53033315550"},"card":{"holder_name" : "Thiago Gabriel","number" : "4111111111111111","cvv" : "123","expiration_month" : 10,"expiration_year" : 2040,"installments" : "3","installments_id" : "INS54434"},"order_id": "657434343","notification_url": "http://merchant.com/notifications"}
{"id": "D-4-e2227981-8ec8-48fd-8e9a-19fedb08d73a","amount": 1000.00,"currency": "BRL","payment_method_id": "CARD","payment_method_type": "CARD","payment_method_flow": "DIRECT","country": "BR","card": {"holder_name": "Thiago Gabriel","expiration_month": 10,"expiration_year": 2040,"brand": "VI","last4": "1111"},"created_date": "2019-02-06T21:04:43.000+0000","approved_date": "2019-02-06T21:04:44.000+0000","status": "PAID","status_detail": "The payment was paid.","status_code": "200","order_id": "657434343","notification_url": "http://merchant.com/notifications"}
​
