Mandatory parameters - CNY flow

Mandatory parameter	Description	Flow type
`login`	32 chars	B2C, B2B, P2P
`pass`	32 chars	B2C, B2B, P2P
`external_id`	Max. 100 chars	B2C, B2B, P2P
`beneficiary_name`	Max. 50 chars. Han characters only.	B2C, B2B, P2P
`country`	CN	B2C, B2B, P2P
`bank_branch`	CNAPS code, 12 digits long.	B2C, B2B, P2P
`bank_account`	15 to 18 digits for credit or debit cards 9 to 25 digits for bank accounts	B2C, B2B, P2P
`account_type`	Mandatory only if the account is not a credit or debit card C: for Checking accounts S: for Savings accounts	B2C, B2B, P2P
`currency`	CNY or USD	B2C, B2B, P2P
`amount`	Max. 2 decimal numbers	B2C, B2B, P2P
`phone`	Max. 100 chars	B2C, B2B, P2P
`document_id`	Resident Identity Card or PASS: max. 100 chars. TAXID: max 18 chars.	B2C, B2B, P2P
`document_type`	Mandatory if document type is PASS or TAXID.	B2C, B2B, P2P
`purpose`	EPBTOB - Business to Business (B2B) EPREMT - Remittance (P2P) Mandatory only for Business to Business (B2B) and Remittance (P2P)	B2B, P2P
`remitter_full_name`	Max. 100 chars Mandatory only for remittance (P2P)	P2P
`remitter_document_type`	'ID' for national identification number 'PASS' for passport Mandatory only for remittance (P2P)	P2P
`remitter_document`	Max. 45 chars Mandatory only for remittance (P2P)	P2P
`remitter_address`	Max. 200 chars Mandatory only for remittance (P2P)	P2P
`remitter_city`	Max. 40 chars Mandatory only for remittance (P2P)	P2P
`remitter_country`	ISO 3166-1 alpha-2 code Mandatory only for remittance (P2P)	P2P
`remitter_nationality`	ISO 3166-1 alpha-2 code Mandatory only for remittance (P2P)	P2P

Example request

{
  "login":"1n234n56",
  "pass":"HolAc123o",
  "external_id":"1234567812345678",
  "beneficiary_name":"John Mills",
  "country":"CN",
  "bank_account":"123456789123456",
  "bank_branch": "303513000052",
  "amount":"9273.34",
  "comments":"this is the 1st comment",
  "currency":"CNY",
  "phone": "6767658758869",
  "document_id": "110102YYYYMMDD888X",
  "extra_info":"{this_is_extra:2334}",
  "notification_url":"https://thisisawebsite.net/payments",
  "type":"json"
}

Mandatory parameters - USD flow

Mandatory parameter	Description
`login`	32 chars
`pass`	32 chars
`external_id`	Max. 100 chars
`beneficiary_name`	Max. 50 chars. Only English characters are accepted.
`country`	CN
`bank_branch`	SWIFT code (we accept 8 or 11 alphanumeric characters in upper case)
`bank_account`	15 to 25 digits
`amount`	Max. 2 decimal numbers
`phone`	Max. 100 chars
`address`	Max. 200 chars
`document_id`	Resident Identity Card or PASS: max. 100 chars. TAXID: max 18 chars.
`document_type`	Mandatory if document type is PASS or TAXID.
`currency_to_pay`	USD

Example request

{
    "login":"1n234n56",
    "pass":"HolAc123o",
    "external_id":"123456781234567118",
    "beneficiary_name":"John Mills",
    "country":"CN",
    "bank_account":"123456789012345",
    "bank_branch": "ABOCCNBJ080",
    "amount":"109.44",
    "currency":"USD",
    "currency_to_pay":"USD",  
    "phone": "6767658758869",
    "document_id": "110102YYYYMMDD888X",
    "address": "Street 1157",
    "notification_url":"https://thisisawebsite.net/payments",
    "type":"json"
}

Bank codes - CNY flow

The banks supported may change according to the payment's flow:

P2P & B2C flow
B2B flow

P2P & B2C flow

We support every bank covered by China UnionPay network.

B2B flow

Bank Name	Abbreviation	Bank Code
Agricultural Bank of China	ABC	103
Bank of Beijing	BCCB	792
Bank of China	BOC	001
Bank of Communications.	BOCOM	301
Bank of Jiangsu	JSCB	795
Bank of Ningbo	NBCB	791
Bank of Shanghai	BOS	794
China Bohai Bank	CBHB	318
China CITIC Bank	CITIC	302
China Construction Bank	CCB	105
China Everbright Bank	CEB	303
China Guangfa Bank	GDB	789
China Merchants Bank	CMB	308
China Minsheng Bank	CMBC	305
China Zheshang Bank	CZB	316
Hengfeng Bank Co.	HFB	793
HSBC Bank	HXB	790
Industrial and Commercial Bank of China	ICBC	102
Industrial Bank Co., Ltd	CIB	309
Ping An Bank	PINGAN	788
Postal Savings Bank of China	PSBC	403
Shanghai Pudong Development Bank	SPDB	310