Market specifications

Do you want to know more information about Guatemala's market? Go to the Tap Into Latin America’s High-Growth Potential article.

Country reference

`country` code	`currency` code	`amount` decimals	`document_type` name	`document_id` format
`GT`	`GTQ`	2	CUI	13 digits

Mandatory parameters

Bank transfers

Bank transfer parameters	B2C	B2B	USD accounts	P2P
`login`	Yes	Yes	Yes	Yes
`pass`	Yes	Yes	Yes	Yes
`country`	Yes	Yes	Yes	Yes
`currency`	Yes	Yes	Yes	Yes
`amount`	Yes	Yes	Yes	Yes
`document_id`	Yes	Yes	Yes	Yes
`external_id`	Yes	Yes	Yes	Yes
`beneficiary_name`	Yes	Yes	Yes	Yes
`beneficiary_lastname`	Yes	Yes	Yes	Yes
`account_type`	Yes	Yes	Yes	Yes
`bank_code`	Yes	Yes	Yes	Yes
`bank_account`	Yes	Yes	Yes	Yes
`currency_to_pay`	-	-	Yes	-
`purpose`	-	-	-	Yes
`remitter_full_name`	-	-	-	Yes
`remitter_country`	-	-	-	Yes
`remitter_document_type`	-	-	-	Yes
`remitter_document`	-	-	-	Yes

Payment methods

Guatemala supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Bank transfers

Bank transfers in Guatemala require detailed account information, including document ID, bank account, account type, bank code, and currency. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes section for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`login`	API authentication credentials. Maximum 32 characters.
`pass`	API authentication credentials. Maximum 32 characters.
`country`	Country code. For Guatemala, use `GT`.
`currency`	Payout currency. For Guatemala, use `GTQ` or `USD`.
`amount`	Payout amount. Use up to 2 decimal numbers.
`document_id`	Document ID. Maximum 20 characters.
`external_id`	Unique transaction identifier. Maximum 100 characters.
`beneficiary_name`	First name of the beneficiary. Maximum 50 characters.
`beneficiary_lastname`	Last name of the beneficiary. Maximum 50 characters.
`account_type`	Account type: `C`: for Checking accounts, `S`: for Savings accounts.
`bank_code`	Bank code of the beneficiary's bank. See bank codes below.
`bank_account`	Bank account number. Maximum 20 characters.
`purpose`	Reason for the payout. `EPREMT` - remittance. Mandatory only for remittance (P2P).
`remitter_full_name`	Full name of the sender. Maximum 100 characters. Mandatory only for remittance (P2P).
`remitter_country`	ISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P).
`remitter_document_type`	Type of identification document: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter_document`	Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).
`currency_to_pay`	Currency to be paid out. `USD`. Mandatory only if the payout needs to be paid in USD. In case this parameter is missing, the payout will be paid in local currency.

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "country": "GT",
  "currency": "GTQ",
  "amount": "2000.00",
  "document_id": "123456789",
  "external_id": "1234567812345678b",
  "beneficiary_name": "JUAN",
  "beneficiary_lastname": "RUIZ",
  "account_type": "C",
  "bank_code": "101",
  "bank_account": "10200009123123450",
  "type": "json",
  "notification_url": "",
  "comments": "This is a comment"
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Guatemala.

Bank codes

These are the values the bank_code parameter can take in Guatemala.

Bank Name	Bank Code
BAC Guatemala	42
Banco Agromercantil	144
Banco Azteca	147
Banco de Antigua, S.A.	141
Banco de Credito	146
Banco de Desarrollo Rural, S.A.	116
Banco de Guatemala	101
Banco de Los Trabajadores	112
Banco Ficohsa Guatemala, S.A.	139
Banco G & T Continental	145
Banco Industrial, S.A.	115
Banco Inmobiliario, S.A.	113
Banco Internacional, S.A.	119
Banco Inv	148
Citibank NA	130
Credicorp	149
Crédito Hipotecario Nacional	104
Nexa	150
Promerica, S.A.	140
Vivibanco, S.A.	136