Market specifications

Do you want to know more information about Cameroon's market? Go to the Expand Your Reach in Africa’s eCommerce Market article.

Country reference

`country` code	`currency` code	`amount` decimals	`document_type` name	`document_id` format
`CM`	`XAF`	2	CNI or ID	8 digits

Mandatory parameters

Bank transfers

Bank transfers parameters	B2C	B2B	P2P
`login`	Yes	Yes	Yes
`pass`	Yes	Yes	Yes
`external_id`	Yes	Yes	Yes
`beneficiary_name`	Yes	Yes	Yes
`beneficiary_lastname`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`bank_branch`	Yes	Yes	Yes
`bank_account`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`purpose`	-	-	Yes
`remitter_full_name`	-	-	Yes
`remitter_document_type`	-	-	Yes
`remitter_document`	-	-	Yes
`remitter_birth_date`	-	-	Yes
`remitter_address`	-	-	Yes
`remitter_city`	-	-	Yes
`remitter_country`	-	-	Yes
`remitter_nationality`	-	-	Yes

Wallet transfers

Wallet transfers parameters	B2C	B2B	P2P
`login`	Yes	Yes	Yes
`pass`	Yes	Yes	Yes
`external_id`	Yes	Yes	Yes
`beneficiary_name`	Yes	Yes	Yes
`beneficiary_lastname`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`account_type`	Yes	Yes	Yes
`phone`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`purpose`	-	-	Yes
`remitter_full_name`	-	-	Yes
`remitter_document_type`	-	-	Yes
`remitter_document`	-	-	Yes
`remitter_birth_date`	-	-	Yes
`remitter_address`	-	-	Yes
`remitter_city`	-	-	Yes
`remitter_country`	-	-	Yes
`remitter_nationality`	-	-	Yes

Payment methods

Cameroon supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Bank transfers in Cameroon require detailed account information, including SWIFT code and IBAN. Strict validation rules apply for these fields.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`login`	API authentication credentials. Maximum 32 characters.
`pass`	API authentication credentials. Maximum 32 characters.
`external_id`	Unique transaction identifier. Maximum 100 characters.
`beneficiary_name`	First name of the beneficiary. Maximum 50 characters.
`beneficiary_lastname`	Last name of the beneficiary. Maximum 50 characters.
`country`	Country code. For Cameroon, use `CM`.
`amount`	Payout amount. Use up to 2 decimal places.
`bank_branch`	SWIFT code (8 or 11 alphanumeric characters in upper case).
`bank_account`	Alphanumeric 27 characters IBAN Format. All IBANs begin with 'CM'.
`currency`	Payout currency. For Cameroon, use `XAF` or `USD`.
`purpose`	Reason for the payout. For P2P, use `EPREMT` (Remittance).
`remitter_full_name`	Full name of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter_document_type`	Type of identification document: `ID` (national identification number) or `PASS` (passport). Mandatory only for remittance (P2P).
`remitter_document`	Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter_birth_date`	Sender’s birth date in `YYYYMMDD` format. Mandatory only for remittance (P2P).
`remitter_address`	Full address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter_city`	City of the sender. Maximum 40 characters. Mandatory only for remittance (P2P).
`remitter_country`	ISO 3166-1 alpha-2 country code of the sender. Mandatory only for remittance (P2P).
`remitter_nationality`	ISO 3166-1 alpha-2 country code of the sender's nationality. Mandatory only for remittance (P2P).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "689076512111124",
  "beneficiary_name": "Jhon",
  "beneficiary_lastname": "Miles",
  "country": "CM",
  "amount": "155",
  "currency": "XAF",
  "bank_branch": "ABNGCMCX",
  "bank_account": "12345678901",
  "notification_url": "https://thisisawebsite.net/payments",
  "type": "json"
}

Wallet transfers

Wallet transfers enable real-time payments to mobile wallets. The account_type field must indicate the type of mobile wallet being used (e.g., ExpressUnion, Orange, MTN, BICEC). The phone field must be present and correctly formatted.

Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

Mandatory parameter	Description
`login`	API authentication credentials. Maximum 32 characters.
`pass`	API authentication credentials. Maximum 32 characters.
`external_id`	Unique transaction identifier. Maximum 100 characters.
`beneficiary_name`	First name of the beneficiary. Maximum 50 characters.
`beneficiary_lastname`	Last name of the beneficiary. Maximum 50 characters.
`country`	Country code. For Cameroon, use `CM`.
`amount`	Payout amount. Use up to 2 decimal places.
`account_type`	Type of wallet being used: `EXPRESSUNION`, `ORANGE`, `MTN`, `BICEC`.
`phone`	Country code (`+237`) plus mobile phone number (9 digits). Ex: +237123456789.
`currency`	Payout currency. For Cameroon, use `XAF` or `USD`.
`purpose`	Reason for the payout. For P2P, use `EPREMT` (Remittance).
`remitter_full_name`	Full name of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter_document_type`	Type of identification document: `ID` (national identification number) or `PASS` (passport). Mandatory only for remittance (P2P).
`remitter_document`	Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter_birth_date`	Sender’s birth date in `YYYYMMDD` format. Mandatory only for remittance (P2P).
`remitter_address`	Full address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter_city`	City of the sender. Maximum 40 characters. Mandatory only for remittance (P2P).
`remitter_country`	ISO 3166-1 alpha-2 country code of the sender. Mandatory only for remittance (P2P).
`remitter_nationality`	ISO 3166-1 alpha-2 country code of the sender's nationality. Mandatory only for remittance (P2P).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "689076512111124",
  "beneficiary_name": "Jhon",
  "beneficiary_lastname": "Miles",
  "country": "CM",
  "amount": "155",
  "currency": "XAF",
  "account_type": "EXPRESSUNION",
  "phone": "+237123456789",
  "notification_url": "https://thisisawebsite.net/payments",
  "type": "json"
}