Market specifications

Do you want to know more information about Rwanda's market? Go to the Expand Your Reach in Africa’s eCommerce Market article.

Country reference

`country` code	`currency` code	`amount` decimals	`document_type` name	`document_id` format
`RW`	`RWF`	0	National Identity Card	16 digits

Mandatory parameters

Bank transfers

Bank transfer parameters	B2C	B2B	P2P
`login`	Yes	Yes	Yes
`pass`	Yes	Yes	Yes
`external_id`	Yes	Yes	Yes
`beneficiary_name`	Yes	Yes	Yes
`beneficiary_lastname`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`bank_branch`	Yes	Yes	Yes
`bank_account`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`purpose`	-	-	Yes
`remitter_full_name`	-	-	Yes
`remitter_document_type`	-	-	Yes
`remitter_document`	-	-	Yes
`remitter_birth_date`	-	-	Yes
`remitter_address`	-	-	Yes
`remitter_city`	-	-	Yes
`remitter_country`	-	-	Yes
`remitter_nationality`	-	-	Yes

Wallet transfers

Wallet transfer parameters	B2C	B2B	P2P
`login`	Yes	Yes	Yes
`pass`	Yes	Yes	Yes
`external_id`	Yes	Yes	Yes
`beneficiary_name`	Yes	Yes	Yes
`beneficiary_lastname`	Yes	Yes	Yes
`country`	Yes	Yes	Yes
`account_type`	Yes	Yes	Yes
`phone`	Yes	Yes	Yes
`amount`	Yes	Yes	Yes
`currency`	Yes	Yes	Yes
`purpose`	-	-	Yes
`remitter_full_name`	-	-	Yes
`remitter_document_type`	-	-	Yes
`remitter_document`	-	-	Yes
`remitter_birth_date`	-	-	Yes
`remitter_address`	-	-	Yes
`remitter_city`	-	-	Yes
`remitter_country`	-	-	Yes
`remitter_nationality`	-	-	Yes

Payment methods

Rwanda supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Rwanda bank transfers require detailed account information, including SWIFT code and account number. The format of these fields depends on the receiving bank, and strict validation rules apply.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameter	Description
`login`	API authentication credentials. Maximum 32 characters.
`pass`	API authentication credentials. Maximum 32 characters.
`external_id`	Unique transaction identifier. Maximum 100 characters.
`beneficiary_name`	First name of the beneficiary. Maximum 50 characters.
`beneficiary_lastname`	Last name of the beneficiary. Maximum 50 characters.
`country`	Country code. For Rwanda, use `RW`.
`bank_branch`	SWIFT code (8 or 11 alphanumeric characters in upper case).
`bank_account`	Bank account number. Minimum length 8 and Maximum length 20.
`amount`	Payout amount. Use up to 2 decimal places.
`currency`	Payout currency. For Rwanda, use `RWF` or `USD`.
`purpose`	Reason for the payout. `EPREMT` (remittance). Mandatory only for remittance (P2P).
`remitter_full_name`	Full name of the sender. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter_document_type`	Type of identification document: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter_document`	Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter_birth_date`	Sender’s birth date in `YYYYMMDD` format. Mandatory only for remittance (P2P).
`remitter_address`	Full address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter_city`	City of the sender. Maximum 40 characters. Mandatory only for remittance (P2P).
`remitter_country`	ISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P).
`remitter_nationality`	ISO 3166-1 alpha-2 code of the sender's nationality. Mandatory only for remittance (P2P).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "68907654222332-223",
  "beneficiary_name": "Jhon",
  "beneficiary_lastname": "Miles",
  "country": "RW",
  "amount": "100",
  "currency": "RWF",
  "bank_branch": "ABBRRWRW",
  "bank_account": "045264442334",
  "notification_url": "https://thisisawebsite.net/payments",
  "type": "json"
}

Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The account_type field must indicate the type of wallet being used (e.g., Airtel, MTN). The phone field must be present and correctly formatted.

Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

Mandatory parameter	Description
`login`	API authentication credentials. Maximum 32 characters.
`pass`	API authentication credentials. Maximum 32 characters.
`external_id`	Unique transaction identifier. Maximum 100 characters.
`beneficiary_name`	First name of the beneficiary. Maximum 50 characters.
`beneficiary_lastname`	Last name of the beneficiary. Maximum 50 characters.
`country`	Country code. For Rwanda, use `RW`.
`account_type`	Type of wallet being used: `AIRTEL` or `MTN`.
`phone`	Phone number in E.164 format `+250` + mobile phone number (9 digits).
`amount`	Payout amount. Use up to 2 decimal places.
`currency`	Payout currency. For Rwanda, use `RWF` or `USD`.
`purpose`	Reason for the payout. `EPREMT` for Remittance (P2P). Mandatory only for remittance (P2P).
`remitter_full_name`	Full name of the sender. Maximum 50 characters. Mandatory only for remittance (P2P).
`remitter_document_type`	Type of identification document: `ID` for national identification number, `PASS` for passport. Mandatory only for remittance (P2P).
`remitter_document`	Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).
`remitter_birth_date`	Sender’s birth date in `YYYYMMDD` format. Mandatory only for remittance (P2P).
`remitter_address`	Full address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
`remitter_city`	City of the sender. Maximum 40 characters. Mandatory only for remittance (P2P).
`remitter_country`	ISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P).
`remitter_nationality`	ISO 3166-1 alpha-2 code of the sender's nationality. Mandatory only for remittance (P2P).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "RWX7Y2P4Q",
  "beneficiary_name": "Kamanzi",
  "beneficiary_lastname": "Uwase",
  "country": "RW",
  "account_type": "MTN",
  "phone": "+250783456789",
  "amount": 1250.50,
  "currency": "RWF",
  "purpose": "EPREMT",
  "remitter_full_name": "Mukamana Aline",
  "remitter_document_type": "ID",
  "remitter_document": "987654321",
  "remitter_birth_date": "19930612",
  "remitter_address": "123 Rue de Bruxelles, Brussels, BE",
  "remitter_city": "Brussels",
  "remitter_country": "BE",
  "remitter_nationality": "RW"
}