Pakistan
Learn everything you need to know to make payouts in Pakistan with dLocal.
Market specifications
Take a look of all the information you need to make a payout.
Country reference Mandatory paramentersPayment methods
Find all the information about payment methods capabilities.
Bank transfers Wallet transfersBank information
Find all the bank account validations details you need to make a payout.
Bank codesMarket specifications
Do you want to know more information about Pakistan's market? Go to the Accelerate Growth in Asia’s Leading eCommerce Hubs article.
Country reference
country code | currency code | amount decimals | document_type name | document_id format |
---|---|---|---|---|
PK | PKR | 2 | CNIC | 13 digits |
Mandatory parameters
Bank transfers
Bank transfer parameters | B2C | B2B | P2P |
---|---|---|---|
login | Yes | Yes | Yes |
pass | Yes | Yes | Yes |
external_id | Yes | Yes | Yes |
beneficiary_name | Yes | Yes | Yes |
beneficiary_lastname | Yes | Yes | Yes |
country | Yes | Yes | Yes |
bank_code | Yes | Yes | Yes |
bank_account | Yes | Yes | Yes |
currency | Yes | Yes | Yes |
amount | Yes | Yes | Yes |
metadata | Yes | Yes | Yes |
purpose | Yes | Yes | Yes |
remitter_full_name | Yes | Yes | Yes |
remitter_country | Yes | Yes | Yes |
remitter_address | - | - | Yes |
remitter_document_type | - | - | Yes |
remitter_document | - | - | Yes |
Wallet transfers
Wallet transfer parameters | B2C | B2B | P2P |
---|---|---|---|
login | Yes | Yes | Yes |
pass | Yes | Yes | Yes |
external_id | Yes | Yes | Yes |
amount | Yes | Yes | Yes |
country | Yes | Yes | Yes |
phone | Yes | Yes | Yes |
beneficiary_name | Yes | Yes | Yes |
beneficiary_lastname | Yes | Yes | Yes |
account_type | Yes | Yes | Yes |
purpose | - | - | Yes |
remitter_full_name | - | - | Yes |
remitter_country | - | - | Yes |
remitter_address | - | - | Yes |
remitter_document_type | - | - | Yes |
remitter_document | - | - | Yes |
Payment methods
Pakistan supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.
Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.
Bank transfers
Bank transfers in Pakistan require detailed account information, including bank code, IBAN, and metadata
for CommercialType
. The format of these fields depends on the receiving bank, and strict validation rules apply.
Refer to the bank codes and Commercial Type sections for format specifications.
Mandatory parameters
All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.
Mandatory parameter | Description |
---|---|
login | API authentication credentials. Maximum 32 characters. |
pass | API authentication credentials. Maximum 32 characters. |
external_id | Unique transaction identifier. Maximum 100 characters. |
beneficiary_name | First name of the beneficiary. Maximum 50 characters. |
beneficiary_lastname | Last name of the beneficiary. Maximum 50 characters. |
country | Country code. For Pakistan, use PK . |
bank_code | Bank code. See bank codes below. |
bank_account | IBAN format. |
currency | Payout currency. For Pakistan, use PKR or USD . |
amount | Payout amount. Use up to 2 decimal places. |
metadata | CommercialType: One of OFS , FCISS , PT . See Commercial Type. |
purpose | Payouts purpose: ISSCVE (for B2C) or EPREMT (for P2P). |
remitter_full_name | Full name of the sender. Maximum 200 characters. |
remitter_country | ISO 3166-1 alpha-2 code of the sender. |
remitter_address | Full address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P). |
remitter_document_type | Type of identification document: ID for national identification number, PASS for passport. Mandatory only for remittance (P2P). |
remitter_document | Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P). |
Commercial Type
Type | Description |
---|---|
FCISS | Freelance of Computer and Information Systems Services (Equivalent to upto USD 5000 /individual/month): Remittances received by resident individuals from reputed overseas IT firms and online platforms on account of freelance of computer and information systems services. |
OFS | Other Freelance services (Equivalent to up to USD 5000 /individual/month) Remittances received by resident individuals from reputed overseas online platforms, firms and individuals on account of freelance services other than computer and information services. |
PT | Pension Transactions (Remittances received from known International Government and other organizations by resident pensioners on account of pensions only). |
Example request
{
"login": "1n234n56",
"pass": "HolAc123o",
"external_id": "1234567812345678",
"beneficiary_name": "JUAN",
"beneficiary_lastname": "NASCIMENTO",
"amount": "1100.00",
"currency": "PKR",
"remitter_full_name": "Test",
"remitter_country": "US",
"country": "PK",
"bank_code": "13",
"bank_account": "PK6200250002000000",
"metadata": {
"CommercialType": "OFC"
},
"notification_url": "https://thisisawebsite.net",
"type": "json"
}
{
"login": "1n234n56",
"pass": "HolAc123o",
"external_id": "1234567812345678",
"beneficiary_name": "JUAN",
"beneficiary_lastname": "NASCIMENTO",
"amount": "1100.00",
"currency": "PKR",
"remitter_full_name": "Test",
"remitter_country": "US",
"country": "PK",
"bank_code": "13",
"bank_account": "PK6200250002000000",
"comments": "this is the 1st comment",
"notification_url": "https://thisisawebsite.net",
"type": "json",
"purpose": "ISSCVE",
"metadata": {
"CommercialType": "FCISS"
}
}
Wallet transfers
Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.
The account_type
field must indicate the type of wallet being used (e.g., EasyPaisa, Finca, Apna, UBank, JazzCash, Advans, NRSP, FMB, Khushhali, NayaPay, Paymax, SadaPay, Bykea, Finja).
Mandatory parameters
The table below outlines the required parameters for Wallet transfers.
Mandatory parameter | Description |
---|---|
login | API authentication credentials. Maximum 32 characters. |
pass | API authentication credentials. Maximum 32 characters. |
external_id | Unique transaction identifier. Maximum 100 characters. |
amount | Payout amount. Use up to 2 decimal decimals. |
country | Country code. For Pakistan, use PK . |
phone | Phone number. Maximum 100 characters. |
beneficiary_name | First name of the beneficiary. Maximum 50 characters. |
beneficiary_lastname | Last name of the beneficiary. Maximum 50 characters. |
account_type | Type of wallet being used: EASYPAISA , FINCA , APNA , UBANK , JAZZCASH , ADVANS , NRSP , FMB , KHUSHHALI , NAYAPAY , PAYMAX , SADAPAY , BYKEA , FINJA . |
purpose | Reason for the payout. EPREMT for Remittance. Mandatory only for remittance (P2P). |
remitter_full_name | Full name of the sender. Maximum 200 characters. Mandatory only for remittance (P2P). |
remitter_country | ISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P). |
remitter_address | Full address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P). |
remitter_document_type | Type of identification document: ID for national identification number, PASS for passport. Mandatory only for remittance (P2P). |
remitter_document | Document number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P). |
Example request
{
"login": "1n234n56",
"pass": "HolAc123o",
"external_id": "1234567812345678",
"beneficiary_name": "JUAN",
"beneficiary_lastname": "NASCIMENTO",
"amount": "1100.00",
"currency": "PKR",
"country": "PK",
"account_type": "EASYPAISA",
"phone": "+923439224698",
"notification_url": "https://thisisawebsite.net",
"type": "json"
}
Bank information
Access the reference formats and accepted values required for processing bank payouts in Pakistan.
Bank codes
These are the bank codes supported in Pakistan.
Bank Name | Bank Code |
---|---|
Al Baraka Bank Pakistan Limited | 30 |
Allied Bank Limited | 04 |
Apna Microfinance Bank | 39 |
Askari Bank Limited | 07 |
Bank Al Habib | 08 |
Bank Alfalah Limited | 09 |
Bank Islami Pakistan Limited | 27 |
Bank of Azad Jammu Kashmir | 33 |
Bank of Khyber | 32 |
Bank of Punjab | 03 |
Dubai Islamic Bank Ltd | 11 |
Faysal Bank Limited | 12 |
First Women Bank Limited | 23 |
Habib Bank Ltd | 05 |
Habib Metropolitan Bank | 13 |
ICBC | 41 |
Jahangir Siddiqui Bank Ltd | 36 |
KhushhaliBank Limited | 53 |
MCB Bank Limited | 06 |
MCB Islamic Bank (MIB) | 43 |
Meezan Bank Limited | 14 |
Mobilink Microfinance Bank | 51 |
National Bank of Pakistan | 02 |
NIB Bank | 18 |
NRSP | 42 |
SadaPay | 52 |
SAMBA Bank | 15 |
Silk Bank | 16 |
Sindh Bank | 21 |
Soneri Bank Limited | 17 |
Standard Chartered Bank | 31 |
Summit Bank | 26 |
Telenor Bank | 38 |
U Microfinance Bank | 40 |
United Bank Limited | 29 |
Updated about 7 hours ago