Pakistan

Learn everything you need to know to make payouts in Pakistan with dLocal.

Market specifications

Take a look of all the information you need to make a payout.

Country reference Mandatory paramenters

Payment methods

Find all the information about payment methods capabilities.

Bank transfers Wallet transfers

Bank information

Find all the bank account validations details you need to make a payout.

Bank codes

Market specifications

Do you want to know more information about Pakistan's market? Go to the Accelerate Growth in Asia’s Leading eCommerce Hubs article.

Country reference

country codecurrency codeamount decimalsdocument_type namedocument_id format
PKPKR2CNIC13 digits

Mandatory parameters

Bank transfers

Bank transfer parametersB2CB2BP2P
loginYesYesYes
passYesYesYes
external_idYesYesYes
beneficiary_nameYesYesYes
beneficiary_lastnameYesYesYes
countryYesYesYes
bank_codeYesYesYes
bank_accountYesYesYes
currencyYesYesYes
amountYesYesYes
metadataYesYesYes
purposeYesYesYes
remitter_full_nameYesYesYes
remitter_countryYesYesYes
remitter_address--Yes
remitter_document_type--Yes
remitter_document--Yes

Wallet transfers

Wallet transfer parametersB2CB2BP2P
loginYesYesYes
passYesYesYes
external_idYesYesYes
amountYesYesYes
countryYesYesYes
phoneYesYesYes
beneficiary_nameYesYesYes
beneficiary_lastnameYesYesYes
account_typeYesYesYes
purpose--Yes
remitter_full_name--Yes
remitter_country--Yes
remitter_address--Yes
remitter_document_type--Yes
remitter_document--Yes

Payment methods

Pakistan supports payouts via Bank transfers and Wallet transfers. Each method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Use Wallet transfers for instant payments to mobile wallets. Use Bank transfers when sending funds directly to a bank account.

Bank transfers

Bank transfers in Pakistan require detailed account information, including bank code, IBAN, and metadata for CommercialType. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes and Commercial Type sections for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameterDescription
loginAPI authentication credentials. Maximum 32 characters.
passAPI authentication credentials. Maximum 32 characters.
external_idUnique transaction identifier. Maximum 100 characters.
beneficiary_nameFirst name of the beneficiary. Maximum 50 characters.
beneficiary_lastnameLast name of the beneficiary. Maximum 50 characters.
countryCountry code. For Pakistan, use PK.
bank_codeBank code. See bank codes below.
bank_accountIBAN format.
currencyPayout currency. For Pakistan, use PKR or USD.
amountPayout amount. Use up to 2 decimal places.
metadataCommercialType: One of OFS, FCISS, PT. See Commercial Type.
purposePayouts purpose: ISSCVE (for B2C) or EPREMT (for P2P).
remitter_full_nameFull name of the sender. Maximum 200 characters.
remitter_countryISO 3166-1 alpha-2 code of the sender.
remitter_addressFull address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter_document_typeType of identification document: ID for national identification number, PASS for passport. Mandatory only for remittance (P2P).
remitter_documentDocument number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).

Commercial Type

TypeDescription
FCISSFreelance of Computer and Information Systems Services (Equivalent to upto USD 5000 /individual/month): Remittances received by resident individuals from reputed overseas IT firms and online platforms on account of freelance of computer and information systems services.
OFSOther Freelance services (Equivalent to up to USD 5000 /individual/month) Remittances received by resident individuals from reputed overseas online platforms, firms and individuals on account of freelance services other than computer and information services.
PTPension Transactions (Remittances received from known International Government and other organizations by resident pensioners on account of pensions only).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "1234567812345678",
  "beneficiary_name": "JUAN",
  "beneficiary_lastname": "NASCIMENTO",
  "amount": "1100.00",
  "currency": "PKR",
  "remitter_full_name": "Test",
  "remitter_country": "US",
  "country": "PK",
  "bank_code": "13",
  "bank_account": "PK6200250002000000",
  "metadata": {
    "CommercialType": "OFC"
  },
  "notification_url": "https://thisisawebsite.net",
  "type": "json"
}
{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "1234567812345678",
  "beneficiary_name": "JUAN",
  "beneficiary_lastname": "NASCIMENTO",
  "amount": "1100.00",
  "currency": "PKR",
  "remitter_full_name": "Test",
  "remitter_country": "US",
  "country": "PK",
  "bank_code": "13",
  "bank_account": "PK6200250002000000",
  "comments": "this is the 1st comment",
  "notification_url": "https://thisisawebsite.net",
  "type": "json",
  "purpose": "ISSCVE",
  "metadata": {
    "CommercialType": "FCISS"
  }
}

Wallet transfers

Wallet transfers enable real-time transfers using a mobile phone number linked to a wallet.

The account_type field must indicate the type of wallet being used (e.g., EasyPaisa, Finca, Apna, UBank, JazzCash, Advans, NRSP, FMB, Khushhali, NayaPay, Paymax, SadaPay, Bykea, Finja).

Mandatory parameters

The table below outlines the required parameters for Wallet transfers.

Mandatory parameterDescription
loginAPI authentication credentials. Maximum 32 characters.
passAPI authentication credentials. Maximum 32 characters.
external_idUnique transaction identifier. Maximum 100 characters.
amountPayout amount. Use up to 2 decimal decimals.
countryCountry code. For Pakistan, use PK.
phonePhone number. Maximum 100 characters.
beneficiary_nameFirst name of the beneficiary. Maximum 50 characters.
beneficiary_lastnameLast name of the beneficiary. Maximum 50 characters.
account_typeType of wallet being used: EASYPAISA, FINCA, APNA, UBANK, JAZZCASH, ADVANS, NRSP, FMB, KHUSHHALI, NAYAPAY, PAYMAX, SADAPAY, BYKEA, FINJA.
purposeReason for the payout. EPREMT for Remittance. Mandatory only for remittance (P2P).
remitter_full_nameFull name of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter_countryISO 3166-1 alpha-2 code of the sender. Mandatory only for remittance (P2P).
remitter_addressFull address of the sender. Maximum 200 characters. Mandatory only for remittance (P2P).
remitter_document_typeType of identification document: ID for national identification number, PASS for passport. Mandatory only for remittance (P2P).
remitter_documentDocument number of the sender. Maximum 45 characters. Mandatory only for remittance (P2P).

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "1234567812345678",
  "beneficiary_name": "JUAN",
  "beneficiary_lastname": "NASCIMENTO",
  "amount": "1100.00",
  "currency": "PKR",
  "country": "PK",
  "account_type": "EASYPAISA",
  "phone": "+923439224698",
  "notification_url": "https://thisisawebsite.net",
  "type": "json"
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Pakistan.


Bank codes


These are the bank codes supported in Pakistan.

Bank NameBank Code
Al Baraka Bank Pakistan Limited30
Allied Bank Limited04
Apna Microfinance Bank39
Askari Bank Limited07
Bank Al Habib08
Bank Alfalah Limited09
Bank Islami Pakistan Limited27
Bank of Azad Jammu Kashmir33
Bank of Khyber32
Bank of Punjab03
Dubai Islamic Bank Ltd11
Faysal Bank Limited12
First Women Bank Limited23
Habib Bank Ltd05
Habib Metropolitan Bank13
ICBC41
Jahangir Siddiqui Bank Ltd36
KhushhaliBank Limited53
MCB Bank Limited06
MCB Islamic Bank (MIB)43
Meezan Bank Limited14
Mobilink Microfinance Bank51
National Bank of Pakistan02
NIB Bank18
NRSP42
SadaPay52
SAMBA Bank15
Silk Bank16
Sindh Bank21
Soneri Bank Limited17
Standard Chartered Bank31
Summit Bank26
Telenor Bank38
U Microfinance Bank40
United Bank Limited29