Nicaragua

Learn everything you need to know to make payouts in Nicaragua with dLocal.

Market specifications

Take a look of all the information you need to make a payout.

Country reference Mandatory paramenters

Payment methods

Find all the information about payment methods capabilities.

Bank transfers

Bank information

Find all the bank account validations details you need to make a payout.

Bank codes

Market specifications

Do you want to know more information about Nicaragua's market? Go to the Tap Into Latin America’s High-Growth Potential article.

Country reference

country codecurrency codeamount decimalsdocument_type namedocument_id format
NINIO2DNI14 digits (13 numbers, 1 letter)

Mandatory parameters

Bank transfers

Mandatory parameterB2CB2BUSD accounts
loginYesYesYes
passYesYesYes
external_idYesYesYes
beneficiary_nameYesYesYes
beneficiary_lastnameYesYesYes
countryYesYesYes
document_typeYesYesYes
document_idYesYesYes
bank_codeYesYesYes
bank_accountYesYesYes
account_typeYesYesYes
currencyYesYesYes
amountYesYesYes
currency_to_pay--Yes

Payment methods

Nicaragua supports payouts via Bank transfers. This method requires specific parameters and follows validation rules aligned with local compliance and banking standards.

Bank transfers

Bank transfers in Nicaragua require detailed account information, including document type, document ID, bank code, bank account number, account type, currency, and amount. The format of these fields depends on the receiving bank, and strict validation rules apply.

Refer to the bank codes section for format specifications.

Mandatory parameters

All fields listed below are required for bank transfer payouts. For successful processing, ensure correct formatting and value types.

Mandatory parameterDescription
loginAPI authentication credentials. Maximum 32 characters.
passAPI authentication credentials. Maximum 32 characters.
external_idUnique transaction identifier. Maximum 100 characters.
beneficiary_nameFirst name of the beneficiary. Maximum 50 characters.
beneficiary_lastnameLast name of the beneficiary. Maximum 50 characters.
countryCountry code. For Nicaragua, use NI.
document_typeDocument type: CI for Cedula de Identidad, RUC for Registro Único de Contribuyente.
document_idDocument ID. If document_type = "CI", length has to be 13 digits. If document_type = "RUC", length has to be 14 digits.
bank_codeBank code of the beneficiary's bank. See bank codes below.
bank_accountBank account number. Maximum 45 characters.
account_typeAccount type: C for Checking accounts, S for Savings accounts.
currencyPayout currency. For Nicaragua, use NIO or USD.
amountPayout amount. Use up to 2 decimal numbers.
currency_to_payCurrency to be paid out. USD. Mandatory only if the payout needs to be paid in USD. In case this parameter is missing, the payout will be paid in local currency.

Example request

{
  "login": "1n234n56",
  "pass": "HolAc123o",
  "external_id": "abc1234567812345678",
  "document_id": "1784559961234",
  "document_type": "CI",
  "beneficiary_name": "JUAN",
  "beneficiary_lastname": "PEREZ",
  "country": "NI",
  "bank_code": "9",
  "bank_account": "1234567891",
  "account_type": "C",
  "currency": "NIO",
  "amount": "245.40",
  "notification_url": "https://thisisawebsite.net/payments",
  "type": "json"
}

Bank information

Access the reference formats and accepted values required for processing bank payouts in Nicaragua.


Bank codes


These are the values the bank_code parameter can take in Nicaragua.

Bank NameBank Code
BAC Nicaragua7
Banco Atlantida Nicaragua37
Banco Avanz S.A.19
Banco de Finanzas, S.A. (BDF)12
Banco Ficohsa Nicaragua S.A.9
Banpro8
Lafise Bancentro6