dLocal’s automatic KYC

Learn how to use dLocal’s automatic KYC solution.

The Marketplace can choose to use dLocal’s automatic KYC solution or use a third-party provider. dLocal’s KYC solution combines internal validations with third-party providers to protect against fraud, multiple accounts creation, and money laundering.

There is a cost associated with using this solution, please contact your sales representative for more information on this topic.

Automatic validations

If the Sub-Accounts are created using dLocal’s automatic KYC solution, the Sub-Account will need to complete automatic validations, which include:

  • Automatic internal validations, using our database of more than 10 years of payment processing experience.
  • Liveness biometric validation to corroborate that a live person is present.
  • Sanction screening filters to detect suspicious money laundering activities.
  • Email validations.

The only validation that requires interaction with the Sub-Account is the Liveness biometric validation.

If all the validations are successful, in a few minutes will be approved to process payments.

If the Sub-Accounts are created using a third-party KYC provider, the account creation will be completed in a few seconds and no interaction with the Sub-Account is needed. In this case, the Sub-Account is approved instantly and can start processing payments right away.