3D-Secure
Redirect 3D-Secure is mandatory in: India, South Africa, the Philippines and Debit cards in Brazil.
In some regions 3D-Secure authentication might be mandatory. In such a scenario, the Create a Payment function will return a payment with status =PENDING (status_code = 101 ). The Payment Object in the response will include a 3D-Secure object (three_dsecure), containing the redirect_url that the user needs to be redirected to so as to complete the authorization.
Once the user completed the authentication successfully, the payment will be processed and the user will be redirected to the callback_url .
curl -X POST \-H 'X-Date: 2018-02-20T15:44:42.310Z' \-H 'X-Login: sak223k2wdksdl2' \-H 'X-Trans-Key: fm12O7G9' \-H 'Content-Type: application/json' \-H 'X-Version: 2.1' \-H 'User-Agent: MerchantTest / 1.0 ' \-H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \-d '{body}'https://api.dlocal.com/secure_payments
{"amount": 120.00,"currency" : "BRL","country": "BR","payment_method_id" : "CARD","payment_method_flow" : "DIRECT","payer":{"name" : "Thiago Gabriel","email" : "[email protected]","document" : "53033315550","user_reference": "12345","address": {"state" : "Rio de Janeiro","city" : "Volta Redonda","zip_code" : "27275-595","street" : "Servidao B-1","number" : "1106"},"ip" : "179.27.83.210","device_id" : "2fg3d4gf234"},"card":{"holder_name" : "Thiago Gabriel","number" : "4111111111111111","cvv" : "123","expiration_month" : 10,"expiration_year" : 2040,"capture" : false},"order_id": "657434343","notification_url": "http://merchant.com/notifications","callback_url": "http://merchant.com/callback"}
​"id": "D-4-cf8eef6b-52d5-4320-b5ea-f5e0bbe4343f","amount": 120,"currency": "BRL","payment_method_id": "CARD","payment_method_type": "CARD","payment_method_flow": "DIRECT","country": "BR","card": {"holder_name": "Thiago Gabriel","expiration_month": 10,"expiration_year": 2040,"brand": "VI","last4": "1111"},"three_dsecure" : {"redirect_url" : "http://api.dlocal.com/three-ds/M-64356345634587b3495"},"created_date": "2018-12-26T20:26:09.000+0000","status": "PENDING","status_detail": "The payment is pending 3D Secure authentication.","status_code": "101","order_id": "657434343","notification_url": "http://merchant.com/notifications"}
3rd-party Authentication is only available in Brazil, Panama, Costa Rica, Guatemala and Nigeria at the moment.
Submit a payment, using authentication data from a third-party 3D Secure 1.0 provider.
To authorize a 3D-Secure authenticated payment, you need to include the three_dsecure object in your payment request.
Property | Type | Description |
| Boolean |
If null, then |
| String | Note: At the moment only 3DS 1.0 is supported. If null, then |
| String | ​ The cardholder authentication value for the 3D Secure authentication session. The returned value is a base64-encoded 20-byte array. Required if |
| String | ​ The electronic commerce indicator. Required if *See possible values and descriptions here​ |
| String | ​ The transaction identifier assigned by the Directory Server (base64 encoded, 20 bytes in a decoded form). Required if |
| String | ​ The enrollment response from the "Y": Authentication available "N" Cardholder not participating "U": Unable to authenticate/Card not eligible Optional |
| String | ​ From the "Y": Authentication successful "A": Attempts processing performed "N": Authentication failed "U": Authentication could not be performed Optional |
"three_dsecure":{"mpi": true,"three_dsecure_version": "1.0","cavv": "3q2+78r+ur7erb7vyv66vv\/\/\/\/8=","eci": "05","xid": "ODUzNTYzOTcwODU5NzY3Qw==","enrollment_response": "Y""authentication_response": "Y"}
curl -X POST \-H 'X-Date: 2018-02-20T15:44:42.310Z' \-H 'X-Login: sak223k2wdksdl2' \-H 'X-Trans-Key: fm12O7G9' \-H 'Content-Type: application/json' \-H 'X-Version: 2.1' \-H 'User-Agent: MerchantTest / 1.0 ' \-H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \-d '{body}'https://api.dlocal.com/secure_payments
{"amount": 120.00,"currency" : "BRL","country": "BR","payment_method_id" : "CARD","payment_method_flow" : "DIRECT","payer":{"name" : "Thiago Gabriel","email" : "[email protected]","document" : "53033315550","user_reference": "12345","address": {"state" : "Rio de Janeiro","city" : "Volta Redonda","zip_code" : "27275-595","street" : "Servidao B-1","number" : "1106"},"ip" : "179.27.83.210","device_id" : "2fg3d4gf234"},"card":{"holder_name" : "Thiago Gabriel","number" : "4111111111111111","cvv" : "123","expiration_month" : 10,"expiration_year" : 2040,"capture" : false},"three_dsecure":{"mpi" : true,"three_dsecure_version" : "1.0","cavv" : "3q2+78r+ur7erb7vyv66vv\/\/\/\/8=","eci" : "05","xid" : "ODUzNTYzOTcwODU5NzY3Qw==","enrollment_response" : "Y","authentication_response" : "Y"},"order_id": "657434343","notification_url": "http://merchant.com/notifications"}
{"id": "D-4-cf8eef6b-52d5-4320-b5ea-f5e0bbe4343f","amount": 120,"currency": "BRL","payment_method_id": "CARD","payment_method_type": "CARD","payment_method_flow": "DIRECT","country": "BR","card": {"holder_name": "Thiago Gabriel","expiration_month": 10,"expiration_year": 2040,"brand": "VI","last4": "1111"},"three_dsecure": {"eci" : "05"},"created_date": "2018-12-26T20:26:09.000+0000","approved_date": "2018-12-26T20:26:09.000+0000","status": "AUTHORIZED","status_detail": "The payment was authorized","status_code": "600","order_id": "657434343","notification_url": "http://merchant.com/notifications"}
Submit a payment and choose whether you want to force the user to go through a 3D-Secure authentication.
To force a 3D-Secure authenticated payment, you need to create a payment with the parameter force = TRUE within the three_dsecure object.
Optional 3D-Secure is available in Mexico, Turkey, Egypt, Nigeria, Dominican Republic, Indonesia, and Brazil (For credit cards).
curl -X POST \-H 'X-Date: 2018-02-20T15:44:42.310Z' \-H 'X-Login: sak223k2wdksdl2' \-H 'X-Trans-Key: fm12O7G9' \-H 'Content-Type: application/json' \-H 'X-Version: 2.1' \-H 'User-Agent: MerchantTest / 1.0 ' \-H 'Authorization: V2-HMAC-SHA256, Signature: 1bd227f9d892a7f4581b998c21e353b1686a6bdad5940e7bb6aa596c96e0a6ec' \-d '{body}'https://api.dlocal.com/secure_payments
{"amount": 120.00,"currency" : "BRL","country": "BR","payment_method_id" : "CARD","payment_method_flow" : "DIRECT","payer":{"name" : "Thiago Gabriel","email" : "[email protected]","document" : "53033315550","user_reference": "12345","address": {"state" : "Rio de Janeiro","city" : "Volta Redonda","zip_code" : "27275-595","street" : "Servidao B-1","number" : "1106"},"ip" : "179.27.83.210","device_id" : "2fg3d4gf234"},"card":{"holder_name" : "Thiago Gabriel","number" : "4111111111111111","cvv" : "123","expiration_month" : 10,"expiration_year" : 2040,},"three_dsecure":{"force" : true,},"order_id": "657434343","notification_url": "http://merchant.com/notifications"}
{"id": "D-4-cf8eef6b-52d5-4320-b5ea-f5e0bbe4343f","amount": 120,"currency": "BRL","payment_method_id": "CARD","payment_method_type": "CARD","payment_method_flow": "DIRECT","country": "BR","card": {"holder_name": "Thiago Gabriel","expiration_month": 10,"expiration_year": 2040,"brand": "VI","last4": "1111"},"three_dsecure" : {"redirect_url" : "http://api.dlocal.com/three-ds/M-64356345634587b3495"},"created_date": "2018-12-26T20:26:09.000+0000","status": "PENDING","status_detail": "The payment is pending 3D Secure authentication.","status_code": "101","order_id": "657434343","notification_url": "http://merchant.com/notifications"}
​
| ECI | Description |
| 05 | Authenticated by Issuer - Chargeback risk shifted to Issuer |
| 06 | Authenticated by Network - Chargeback risk shifted to Issuer |
| Other | Not authenticated |
| 01 | Authenticated by Network - Chargeback risk shifted to Issuer |
| 02 | Authenticated by Issuer - Chargeback risk shifted to Issuer |
| 04 | Not authenticated |
| Other | Not authenticated |
| 05 | Authenticated by Issuer - Chargeback risk shifted to Issuer |
| 06 | Authenticated by Network - Chargeback risk shifted to Issuer |
| 07 | Not authenticated |
